Jiayin (JFIN) Debt Ratio (2018 - 2025)

Jiayin has disclosed Debt Ratio across 7 years of filings, most recently posting 0.08 for Q4 2025.

• Debt Ratio for Q4 2025 came in at 0.08, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was 0.08 (changed N/A YoY), and the FY2025 annual result was 0.08, changed N/A from the prior year.
• Debt Ratio came in at 0.08 for Q4 2025 at Jiayin, up from 0.0 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.08 in Q4 2025 to a low of 0.0 in Q2 2023.
• The 4-year median for Debt Ratio is 0.0 (2022), against an average of 0.01.
• Across the five-year window, Debt Ratio sank 95.94% in 2022 and jumped 62.89% in 2023, its largest moves.
• Jiayin's Debt Ratio stood at 0.0 in 2021, then sank by 95.94% to 0.0 in 2022, then surged by 833.09% to 0.0 in 2023, then jumped by 4283.67% to 0.08 in 2025.
• The last three Debt Ratio figures came in at 0.08 (Q4 2025), 0.0 (Q3 2023), and 0.0 (Q2 2023), per Business Quant data.