Jiayin (JFIN) Debt Ratio (2018 - 2026)

Jiayin (JFIN) posted Debt Ratio of 0.05 for Q1 2026, down 0.84% sequentially from 0.05 in Q4 2025.

Jiayin (JFIN) Debt Ratio (2018 - 2026) Analysis & Trends

Jiayin (JFIN) has 8 years of Debt Ratio data on file, last reported at 0.05 in Q1 2026.

  • Quarterly Debt Ratio changed N/A year-over-year to 0.05 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.05 (changed N/A YoY) and the FY2025 annual result came in at 0.05, changed N/A from the prior year.
  • Debt Ratio declined to 0.05 in Q1 2026 per JFIN's latest filing, from 0.05 in the prior quarter.
  • The five-year high for Debt Ratio was 0.05 in Q4 2025, with the low at 0.0 in Q2 2023.
  • Average Debt Ratio over 4 years is 0.01, with a median of 0.0 recorded in 2023.
  • Year-over-year, Debt Ratio tumbled 95.94% in 2022 and jumped 63.56% in 2023.
  • Jiayin's Debt Ratio stood at 0.0 in 2022, then surged by 841.55% to 0.0 in 2023, then jumped by 2768.86% to 0.05 in 2025, then declined by 0.84% to 0.05 in 2026.
  • Business Quant data shows JFIN's Debt Ratio at 0.05 in Q1 2026, 0.05 in Q4 2025, and 0.0 in Q3 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn 0.08

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.08
Dec 31, 2022 0.00
Dec 31, 2021 0.00
Dec 31, 2020 0.02
Dec 31, 2019 0.00
Dec 31, 2018 0.11