Encore Capital (ECPG) Net Margin (2010 - 2026)
Encore Capital (ECPG) posted Net Margin of 417.88% for Q1 2026, up 16.47% sequentially from 358.78% in Q4 2025, and up 21034.0% YoY from N/an in Q1 2025.
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Analysis
Encore Capital (ECPG) Net Margin (2010 - 2026) Analysis & Trends
Encore Capital has reported Net Margin for 16 years, with the latest figure at 417.88% in Q1 2026.
- Quarterly Net Margin rose 21034.0% year-over-year to 417.88% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 56.47% (up 7159.0% YoY) and the FY2025 annual result came in at 290.58%, up 45481.0% from the prior year.
- Net Margin climbed to 417.88% in Q1 2026 per ECPG's latest filing, from 358.78% in the prior quarter.
- Over five years, Net Margin peaked at 417.88% in Q1 2026 and troughed at 1097.72% in Q4 2024.
- A 5-year average of 47.66% and a median of 35.17% in 2022 frame the typical range for Net Margin.
- The sharpest annual moves came in 2024 and 2025: Net Margin plunged 107436 bps in 2024, then jumped 145650 bps in 2025.
- Over 5 years, Net Margin stood at 6.84% in 2022, then slumped by 442 bps to 23.36% in 2023, then plunged by 4600 bps to 1097.72% in 2024, then surged by 133 bps to 358.78% in 2025, then advanced by 16 bps to 417.88% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 417.88%, 358.78%, and 16.22% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Encore Capital | 2.10 Bn | 1.92 Bn | 455.04 Mn | 13.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.01% |
| Mar 31, 2026 | 18.14% |
| Dec 31, 2025 | 16.19% |
| Sep 30, 2025 | 16.22% |
| Jun 30, 2025 | 13.28% |
| Mar 31, 2025 | 11.91% |
| Dec 31, 2024 | -84.82% |
| Sep 30, 2024 | 8.35% |
| Jun 30, 2024 | 9.06% |
| Mar 31, 2024 | 7.08% |
| Dec 31, 2023 | -97.61% |
| Sep 30, 2023 | 6.25% |
| Jun 30, 2023 | 8.14% |
| Mar 31, 2023 | 5.96% |
| Dec 31, 2022 | -31.25% |
| Sep 30, 2022 | 10.23% |
| Jun 30, 2022 | 16.93% |
| Mar 31, 2022 | 35.17% |
| Dec 31, 2021 | 21.29% |
| Sep 30, 2021 | 20.25% |