Encore Capital (ECPG) Net Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly Net Margin came in at 13.01% in Q2 2026, down 27.0% year-over-year from 17.82% in Q2 2025, and down 28.28% quarter-over-quarter from 18.14% in Q1 2026.
Analysis
Encore Capital (ECPG) Net Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Net Margin across 17 years of filings, most recently posting 13.01% for Q2 2026.
- In Q2 2026, Net Margin fell 27.0% year-over-year to 13.01%; the TTM figure through Jun 2026 stood at 15.86% (up 2194.0% YoY), while the FY2025 annual figure was 14.52%, up 2510.0% from the prior year.
- Net Margin came in at 13.01% for Q2 2026 at Encore Capital, down from 18.14% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 35.17% in Q1 2022 to a low of 97.61% in Q4 2023.
- Average Net Margin over 5 years is 0.99%, with a median of 9.65% recorded in 2022.
- Year-over-year, Net Margin slumped 6636 bps in 2023 and soared 10101 bps in 2025.
- Over 5 years, Net Margin stood at 31.25% in 2022, then tumbled by 212 bps to 97.61% in 2023, then grew by 13 bps to 84.82% in 2024, then soared by 119 bps to 16.19% in 2025, then dropped by 20 bps to 13.01% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 13.01% in Q2 2026, 18.14% in Q1 2026, and 16.19% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 32.04% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 52.73% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 89.43% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 13.01% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 6.37% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 23.26% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.17% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 1.86% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.01% |
| Mar 31, 2026 | 18.14% |
| Dec 31, 2025 | 16.19% |
| Sep 30, 2025 | 16.22% |
| Jun 30, 2025 | 13.28% |
| Mar 31, 2025 | 11.91% |
| Dec 31, 2024 | -84.82% |
| Sep 30, 2024 | 8.35% |
| Jun 30, 2024 | 9.06% |
| Mar 31, 2024 | 7.08% |
| Dec 31, 2023 | -97.61% |
| Sep 30, 2023 | 6.25% |
| Jun 30, 2023 | 8.14% |
| Mar 31, 2023 | 5.96% |
| Dec 31, 2022 | -31.25% |
| Sep 30, 2022 | 10.23% |
| Jun 30, 2022 | 16.93% |
| Mar 31, 2022 | 35.17% |
| Dec 31, 2021 | 21.29% |
| Sep 30, 2021 | 20.25% |