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Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Net Margin (2016 - 2025)

Encore Capital (ECPG) has disclosed Net Margin for 16 consecutive years, with 4.5% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 8933.0% to 4.5% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 11.73% through Dec 2025, up 2231.0% year-over-year, with the annual reading at 14.52% for FY2025, 2510.0% up from the prior year.
  • Net Margin hit 4.5% in Q4 2025 for Encore Capital, down from 336.69% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 336.69% in Q3 2025 to a low of 1377.92% in Q4 2023.
  • Historically, Net Margin has averaged 20.36% across 5 years, with a median of 21.7% in 2021.
  • Biggest five-year swings in Net Margin: plummeted -138476bps in 2023 and later soared 129310bps in 2024.
  • Year by year, Net Margin stood at 21.29% in 2021, then crashed by -68bps to 6.84% in 2022, then crashed by -20254bps to 1377.92% in 2023, then soared by 94bps to 84.82% in 2024, then soared by 105bps to 4.5% in 2025.
  • Business Quant data shows Net Margin for ECPG at 4.5% in Q4 2025, 336.69% in Q3 2025, and 13.28% in Q2 2025.