Encore Capital ECPG
NASDAQ ECPG
$99.54 -0.64 (-0.64%)
At close: Sep 18, 2026 · 4:00 PM EDT

Encore Capital (ECPG) Net Margin (2010 - 2026)

Encore Capital's (ECPG) quarterly Net Margin came in at 13.01% in Q2 2026, down 27.0% year-over-year from 17.82% in Q2 2025, and down 28.28% quarter-over-quarter from 18.14% in Q1 2026.

Analysis

Encore Capital (ECPG) Net Margin (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Net Margin across 17 years of filings, most recently posting 13.01% for Q2 2026.

  • In Q2 2026, Net Margin fell 27.0% year-over-year to 13.01%; the TTM figure through Jun 2026 stood at 15.86% (up 2194.0% YoY), while the FY2025 annual figure was 14.52%, up 2510.0% from the prior year.
  • Net Margin came in at 13.01% for Q2 2026 at Encore Capital, down from 18.14% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 35.17% in Q1 2022 to a low of 97.61% in Q4 2023.
  • Average Net Margin over 5 years is 0.99%, with a median of 9.65% recorded in 2022.
  • Year-over-year, Net Margin slumped 6636 bps in 2023 and soared 10101 bps in 2025.
  • Over 5 years, Net Margin stood at 31.25% in 2022, then tumbled by 212 bps to 97.61% in 2023, then grew by 13 bps to 84.82% in 2024, then soared by 119 bps to 16.19% in 2025, then dropped by 20 bps to 13.01% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 13.01% in Q2 2026, 18.14% in Q1 2026, and 16.19% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 32.04%
2 Royalty Pharma 33.59 Bn 35.70 Bn - 12.09%
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 52.73%
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 89.43%
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 13.01%
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 6.37%
7 Jefferson Capital 1.18 Bn 1.16 Bn - 23.26%
8 Lufax Holding 1.04 Bn -1.23 Bn - -7.17%
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 1.86%
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.01%
Mar 31, 2026 18.14%
Dec 31, 2025 16.19%
Sep 30, 2025 16.22%
Jun 30, 2025 13.28%
Mar 31, 2025 11.91%
Dec 31, 2024 -84.82%
Sep 30, 2024 8.35%
Jun 30, 2024 9.06%
Mar 31, 2024 7.08%
Dec 31, 2023 -97.61%
Sep 30, 2023 6.25%
Jun 30, 2023 8.14%
Mar 31, 2023 5.96%
Dec 31, 2022 -31.25%
Sep 30, 2022 10.23%
Jun 30, 2022 16.93%
Mar 31, 2022 35.17%
Dec 31, 2021 21.29%
Sep 30, 2021 20.25%