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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Net Margin (2016 - 2025)

Encore Capital's Net Margin history spans 16 years, with the latest figure at 16.19% for Q4 2025.

  • For Q4 2025, Net Margin rose 4101.0% year-over-year to 16.19%; the TTM value through Dec 2025 reached 14.52%, up 2510.0%, while the annual FY2025 figure was 14.52%, 2510.0% up from the prior year.
  • Net Margin for Q4 2025 was 16.19% at Encore Capital, up from 8.99% in the prior quarter.
  • Across five years, Net Margin topped out at 672.18% in Q1 2022 and bottomed at 31.25% in Q4 2022.
  • The 5-year median for Net Margin is 9.61% (2022), against an average of 82.86%.
  • The largest annual shift saw Net Margin skyrocketed 65007bps in 2022 before it crashed -66623bps in 2023.
  • A 5-year view of Net Margin shows it stood at 21.29% in 2021, then plummeted by -47bps to 31.25% in 2022, then skyrocketed by 255bps to 48.34% in 2023, then crashed by -151bps to 24.82% in 2024, then skyrocketed by 165bps to 16.19% in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Net Margin are 16.19% (Q4 2025), 8.99% (Q3 2025), and 13.28% (Q2 2025).