Encore Capital (ECPG) Interest Expenses (2010 - 2026)
Encore Capital's (ECPG) quarterly Interest Expenses came in at $73.9 million in Q2 2026, little changed year-over-year from $73.9 million in Q2 2025, and up 1.17% quarter-over-quarter from $73.0 million in Q1 2026.
Analysis
Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Interest Expenses across 17 years of filings, most recently posting $73.9 million for Q2 2026.
- In Q2 2026, Interest Expenses changed 0.05% year-over-year to $73.9 million; the TTM figure through Jun 2026 stood at $296.4 million (up 5.9% YoY), while the FY2025 annual figure was $293.9 million, up 16.38% from the prior year.
- Interest Expenses came in at $73.9 million for Q2 2026 at Encore Capital, up from $73.0 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $75.2 million in Q4 2025 to a low of $34.6 million in Q1 2022.
- Average Interest Expenses over 5 years is $58.3 million, with a median of $58.6 million recorded in 2024.
- Year-over-year, Interest Expenses declined 25.56% in 2022 and jumped 35.23% in 2023.
- Over 5 years, Interest Expenses stood at $42.3 million in 2022, then grew by 28.8% to $54.5 million in 2023, then gained by 25.68% to $68.5 million in 2024, then grew by 9.78% to $75.2 million in 2025, then retreated by 1.71% to $73.9 million in 2026.
- Per Business Quant data, the three most recent Interest Expenses figures were $73.9 million in Q2 2026, $73.0 million in Q1 2026, and $75.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 281.69 Mn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 93.62 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 10.01 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -3.22 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 73.91 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 123.43 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 30.37 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -33.73 Mn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 25.52 Mn |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | 301,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 73.91 Mn |
| Mar 31, 2026 | 73.05 Mn |
| Dec 31, 2025 | 75.20 Mn |
| Sep 30, 2025 | 74.24 Mn |
| Jun 30, 2025 | 73.94 Mn |
| Mar 31, 2025 | 70.53 Mn |
| Dec 31, 2024 | 68.50 Mn |
| Sep 30, 2024 | 66.91 Mn |
| Jun 30, 2024 | 61.38 Mn |
| Mar 31, 2024 | 55.77 Mn |
| Dec 31, 2023 | 54.50 Mn |
| Sep 30, 2023 | 50.56 Mn |
| Jun 30, 2023 | 49.98 Mn |
| Mar 31, 2023 | 46.84 Mn |
| Dec 31, 2022 | 42.31 Mn |
| Sep 30, 2022 | 39.31 Mn |
| Jun 30, 2022 | 37.05 Mn |
| Mar 31, 2022 | 34.63 Mn |
| Dec 31, 2021 | 38.09 Mn |
| Sep 30, 2021 | 40.87 Mn |