Encore Capital (ECPG) Interest Expenses (2010 - 2026)
Encore Capital (ECPG) posted Interest Expenses of $73.0 million for Q1 2026, up 77.75% sequentially from $41.1 million in Q4 2025, and up 3.57% YoY from $70.5 million in Q1 2025.
Analysis
Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends
Encore Capital has reported Interest Expenses for 17 years, with the latest figure at $73.0 million in Q1 2026.
- Quarterly Interest Expenses rose 3.57% year-over-year to $73.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $262.3 million (down 1.86% YoY) and the FY2025 annual result came in at $293.9 million, up 16.38% from the prior year.
- Interest Expenses rose to $73.0 million in Q1 2026 per ECPG's latest filing, from $41.1 million in the prior quarter.
- Over five years, Interest Expenses peaked at $74.2 million in Q3 2025 and troughed at $16.4 million in Q4 2023.
- A 5-year average of $53.1 million and a median of $50.6 million in 2023 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2023 and 2024: Interest Expenses slumped 61.15% in 2023, then surged 316.68% in 2024.
- Over 5 years, Interest Expenses stood at $42.3 million in 2022, then tumbled by 61.15% to $16.4 million in 2023, then soared by 316.68% to $68.5 million in 2024, then slumped by 40.0% to $41.1 million in 2025, then surged by 77.75% to $73.0 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $73.0 million, $41.1 million, and $74.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | Encore Capital | 2.10 Bn | 1.92 Bn | 455.04 Mn | 73.91 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 73.91 Mn |
| Jun 30, 2026 | 73.91 Mn |
| Mar 31, 2026 | 73.05 Mn |
| Mar 31, 2026 | 73.05 Mn |
| Dec 31, 2025 | 75.20 Mn |
| Dec 31, 2025 | 75.20 Mn |
| Sep 30, 2025 | 74.24 Mn |
| Sep 30, 2025 | 74.24 Mn |
| Jun 30, 2025 | 73.94 Mn |
| Jun 30, 2025 | 73.94 Mn |
| Mar 31, 2025 | 70.53 Mn |
| Mar 31, 2025 | 70.53 Mn |
| Dec 31, 2024 | 68.50 Mn |
| Dec 31, 2024 | 68.50 Mn |
| Sep 30, 2024 | 66.91 Mn |
| Sep 30, 2024 | 66.91 Mn |
| Jun 30, 2024 | 61.38 Mn |
| Jun 30, 2024 | 61.38 Mn |
| Mar 31, 2024 | 55.77 Mn |
| Mar 31, 2024 | 55.77 Mn |