Encore Capital (ECPG) Interest Expenses (2010 - 2026)

Encore Capital's (ECPG) quarterly Interest Expenses came in at $73.0 million in Q1 2026, up 3.57% year-on-year from $70.5 million in Q1 2025, and down 2.85% quarter-over-quarter from $75.2 million in Q4 2025.

Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Interest Expenses across 17 years of filings, most recently posting $73.0 million for Q1 2026.

  • Interest Expenses for Q1 2026 came in at $73.0 million, up 3.57% year-over-year; the trailing twelve-month figure through Mar 2026 was $296.4 million (up 10.89% YoY), and the FY2025 annual result was $293.9 million, up 16.38% from the prior year.
  • Interest Expenses came in at $73.0 million for Q1 2026 at Encore Capital, down from $75.2 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $75.2 million in Q4 2025 to a low of $34.6 million in Q1 2022.
  • The 5-year median for Interest Expenses is $55.8 million (2024), against an average of $57.3 million.
  • Across the five-year window, Interest Expenses dropped 25.56% in 2022 and soared 35.23% in 2023, its largest moves.
  • Encore Capital's Interest Expenses stood at $42.3 million in 2022, then grew by 28.8% to $54.5 million in 2023, then gained by 25.68% to $68.5 million in 2024, then grew by 9.78% to $75.2 million in 2025, then retreated by 2.85% to $73.0 million in 2026.
  • The last three Interest Expenses figures came in at $73.0 million (Q1 2026), $75.2 million (Q4 2025), and $74.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 73.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 73.05 Mn
Mar 31, 2026 73.05 Mn
Dec 31, 2025 75.20 Mn
Dec 31, 2025 75.20 Mn
Sep 30, 2025 74.24 Mn
Sep 30, 2025 74.24 Mn
Jun 30, 2025 73.94 Mn
Jun 30, 2025 73.94 Mn
Mar 31, 2025 70.53 Mn
Mar 31, 2025 70.53 Mn
Dec 31, 2024 68.50 Mn
Dec 31, 2024 68.50 Mn
Sep 30, 2024 66.91 Mn
Sep 30, 2024 66.91 Mn
Jun 30, 2024 61.38 Mn
Jun 30, 2024 61.38 Mn
Mar 31, 2024 55.77 Mn
Mar 31, 2024 55.77 Mn
Dec 31, 2023 54.50 Mn
Dec 31, 2023 54.50 Mn