Encore Capital (ECPG) Interest Expenses (2010 - 2026)
Encore Capital (ECPG) posted Interest Expenses of $73.0 million for Q1 2026, down 2.85% sequentially from $75.2 million in Q4 2025, and up 3.57% YoY from $70.5 million in Q1 2025.
Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of Interest Expenses data on file, last reported at $73.0 million in Q1 2026.
- Quarterly Interest Expenses rose 3.57% year-over-year to $73.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $296.4 million (up 10.89% YoY) and the FY2025 annual result came in at $293.9 million, up 16.38% from the prior year.
- Interest Expenses slipped to $73.0 million in Q1 2026 per ECPG's latest filing, from $75.2 million in the prior quarter.
- The five-year high for Interest Expenses was $75.2 million in Q4 2025, with the low at $34.6 million in Q1 2022.
- Average Interest Expenses over 5 years is $57.3 million, with a median of $55.8 million recorded in 2024.
- Year-over-year, Interest Expenses decreased 25.56% in 2022 and jumped 35.23% in 2023.
- Encore Capital's Interest Expenses stood at $42.3 million in 2022, then gained by 28.8% to $54.5 million in 2023, then grew by 25.68% to $68.5 million in 2024, then gained by 9.78% to $75.2 million in 2025, then dropped by 2.85% to $73.0 million in 2026.
- Business Quant data shows ECPG's Interest Expenses at $73.0 million in Q1 2026, $75.2 million in Q4 2025, and $74.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | 73.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.05 Mn |
| Mar 31, 2026 | 73.05 Mn |
| Dec 31, 2025 | 75.20 Mn |
| Dec 31, 2025 | 75.20 Mn |
| Sep 30, 2025 | 74.24 Mn |
| Sep 30, 2025 | 74.24 Mn |
| Jun 30, 2025 | 73.94 Mn |
| Jun 30, 2025 | 73.94 Mn |
| Mar 31, 2025 | 70.53 Mn |
| Mar 31, 2025 | 70.53 Mn |
| Dec 31, 2024 | 68.50 Mn |
| Dec 31, 2024 | 68.50 Mn |
| Sep 30, 2024 | 66.91 Mn |
| Sep 30, 2024 | 66.91 Mn |
| Jun 30, 2024 | 61.38 Mn |
| Jun 30, 2024 | 61.38 Mn |
| Mar 31, 2024 | 55.77 Mn |
| Mar 31, 2024 | 55.77 Mn |
| Dec 31, 2023 | 54.50 Mn |
| Dec 31, 2023 | 54.50 Mn |