Encore Capital (ECPG) Interest Expenses (2010 - 2026)

Encore Capital (ECPG) posted Interest Expenses of $73.0 million for Q1 2026, down 2.85% sequentially from $75.2 million in Q4 2025, and up 3.57% YoY from $70.5 million in Q1 2025.

Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Interest Expenses data on file, last reported at $73.0 million in Q1 2026.

  • Quarterly Interest Expenses rose 3.57% year-over-year to $73.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $296.4 million (up 10.89% YoY) and the FY2025 annual result came in at $293.9 million, up 16.38% from the prior year.
  • Interest Expenses slipped to $73.0 million in Q1 2026 per ECPG's latest filing, from $75.2 million in the prior quarter.
  • The five-year high for Interest Expenses was $75.2 million in Q4 2025, with the low at $34.6 million in Q1 2022.
  • Average Interest Expenses over 5 years is $57.3 million, with a median of $55.8 million recorded in 2024.
  • Year-over-year, Interest Expenses decreased 25.56% in 2022 and jumped 35.23% in 2023.
  • Encore Capital's Interest Expenses stood at $42.3 million in 2022, then gained by 28.8% to $54.5 million in 2023, then grew by 25.68% to $68.5 million in 2024, then gained by 9.78% to $75.2 million in 2025, then dropped by 2.85% to $73.0 million in 2026.
  • Business Quant data shows ECPG's Interest Expenses at $73.0 million in Q1 2026, $75.2 million in Q4 2025, and $74.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 73.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 73.05 Mn
Mar 31, 2026 73.05 Mn
Dec 31, 2025 75.20 Mn
Dec 31, 2025 75.20 Mn
Sep 30, 2025 74.24 Mn
Sep 30, 2025 74.24 Mn
Jun 30, 2025 73.94 Mn
Jun 30, 2025 73.94 Mn
Mar 31, 2025 70.53 Mn
Mar 31, 2025 70.53 Mn
Dec 31, 2024 68.50 Mn
Dec 31, 2024 68.50 Mn
Sep 30, 2024 66.91 Mn
Sep 30, 2024 66.91 Mn
Jun 30, 2024 61.38 Mn
Jun 30, 2024 61.38 Mn
Mar 31, 2024 55.77 Mn
Mar 31, 2024 55.77 Mn
Dec 31, 2023 54.50 Mn
Dec 31, 2023 54.50 Mn