Encore Capital (ECPG) Interest Expenses (2010 - 2026)

Encore Capital (ECPG) posted Interest Expenses of $73.0 million for Q1 2026, up 77.75% sequentially from $41.1 million in Q4 2025, and up 3.57% YoY from $70.5 million in Q1 2025.

Encore Capital (ECPG) Interest Expenses (2010 - 2026) Analysis & Trends

Encore Capital has reported Interest Expenses for 17 years, with the latest figure at $73.0 million in Q1 2026.

  • Quarterly Interest Expenses rose 3.57% year-over-year to $73.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $262.3 million (down 1.86% YoY) and the FY2025 annual result came in at $293.9 million, up 16.38% from the prior year.
  • Interest Expenses rose to $73.0 million in Q1 2026 per ECPG's latest filing, from $41.1 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $74.2 million in Q3 2025 and troughed at $16.4 million in Q4 2023.
  • A 5-year average of $53.1 million and a median of $50.6 million in 2023 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2023 and 2024: Interest Expenses slumped 61.15% in 2023, then surged 316.68% in 2024.
  • Over 5 years, Interest Expenses stood at $42.3 million in 2022, then tumbled by 61.15% to $16.4 million in 2023, then soared by 316.68% to $68.5 million in 2024, then slumped by 40.0% to $41.1 million in 2025, then surged by 77.75% to $73.0 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $73.0 million, $41.1 million, and $74.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 73.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 73.05 Mn
Mar 31, 2026 73.05 Mn
Dec 31, 2025 41.10 Mn
Dec 31, 2025 41.10 Mn
Sep 30, 2025 74.24 Mn
Sep 30, 2025 74.24 Mn
Jun 30, 2025 73.94 Mn
Jun 30, 2025 73.94 Mn
Mar 31, 2025 70.53 Mn
Mar 31, 2025 70.53 Mn
Dec 31, 2024 68.50 Mn
Dec 31, 2024 68.50 Mn
Sep 30, 2024 66.91 Mn
Sep 30, 2024 66.91 Mn
Jun 30, 2024 61.38 Mn
Jun 30, 2024 61.38 Mn
Mar 31, 2024 55.77 Mn
Mar 31, 2024 55.77 Mn
Dec 31, 2023 16.44 Mn
Dec 31, 2023 16.44 Mn