Growth Metrics

Encore Capital (ECPG) Interest Expenses (2016 - 2026)

Encore Capital's Interest Expenses history spans 16 years, with the latest figure at $75.2 million for Q4 2025.

  • On a quarterly basis, Interest Expenses rose 9.78% to $75.2 million in Q4 2025 year-over-year; TTM through Dec 2025 was $293.9 million, a 16.38% increase, with the full-year FY2025 number at $293.9 million, up 16.38% from a year prior.
  • Interest Expenses hit $75.2 million in Q4 2025 for Encore Capital, up from $74.2 million in the prior quarter.
  • Over the last five years, Interest Expenses for ECPG hit a ceiling of $75.2 million in Q4 2025 and a floor of $34.6 million in Q1 2022.
  • Historically, Interest Expenses has averaged $53.6 million across 5 years, with a median of $50.3 million in 2023.
  • Biggest five-year swings in Interest Expenses: dropped 25.89% in 2021 and later surged 35.23% in 2023.
  • Tracing ECPG's Interest Expenses over 5 years: stood at $38.1 million in 2021, then rose by 11.09% to $42.3 million in 2022, then increased by 28.8% to $54.5 million in 2023, then increased by 25.68% to $68.5 million in 2024, then increased by 9.78% to $75.2 million in 2025.
  • Business Quant data shows Interest Expenses for ECPG at $75.2 million in Q4 2025, $74.2 million in Q3 2025, and $73.9 million in Q2 2025.