Growth Metrics

Encore Capital (ECPG) Interest Expenses (2016 - 2025)

Encore Capital's Interest Expenses history spans 16 years, with the latest figure at $75.2 million for Q4 2025.

  • For Q4 2025, Interest Expenses rose 9.78% year-over-year to $75.2 million; the TTM value through Dec 2025 reached $293.9 million, up 16.38%, while the annual FY2025 figure was $293.9 million, 16.38% up from the prior year.
  • Interest Expenses for Q4 2025 was $75.2 million at Encore Capital, up from $74.2 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $75.2 million in Q4 2025 and bottomed at $34.6 million in Q1 2022.
  • The 5-year median for Interest Expenses is $50.3 million (2023), against an average of $53.6 million.
  • The largest annual shift saw Interest Expenses crashed 39.86% in 2021 before it skyrocketed 35.23% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $38.1 million in 2021, then rose by 11.09% to $42.3 million in 2022, then increased by 28.8% to $54.5 million in 2023, then increased by 25.68% to $68.5 million in 2024, then increased by 9.78% to $75.2 million in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Interest Expenses are $75.2 million (Q4 2025), $74.2 million (Q3 2025), and $73.9 million (Q2 2025).