Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026)
Encore Capital (ECPG) posted Asset Utilization Ratio of 0.1 for Q1 2026, down 2.14% sequentially from 0.1 in Q4 2025, and down 38.01% YoY from 0.16 in Q1 2025.
Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Encore Capital has reported Asset Utilization Ratio for 15 years, with the latest figure at 0.1 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 38.01% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 38.01% YoY) and the FY2025 annual result came in at 0.02, down 3.05% from the prior year.
- Asset Utilization Ratio eased to 0.1 in Q1 2026 per ECPG's latest filing, from 0.1 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.47 in Q3 2022 and troughed at 0.22 in Q1 2023.
- A 5-year average of 0.18 and a median of 0.16 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio tumbled 148.24% in 2023, then jumped 551.07% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.12 in 2022, then jumped by 425.84% to 0.39 in 2023, then slumped by 59.62% to 0.16 in 2024, then plunged by 36.31% to 0.1 in 2025, then declined by 2.14% to 0.1 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.1, 0.1, and 0.1 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 0.10 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.10 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.39 |
| Mar 31, 2024 | 0.39 |
| Dec 31, 2023 | 0.39 |
| Sep 30, 2023 | -0.09 |
| Jun 30, 2023 | -0.15 |
| Mar 31, 2023 | -0.22 |
| Dec 31, 2022 | -0.12 |
| Sep 30, 2022 | 0.47 |
| Jun 30, 2022 | 0.46 |
| Mar 31, 2022 | 0.45 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.32 |