Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026)

Encore Capital (ECPG) posted Asset Utilization Ratio of 0.1 for Q1 2026, down 2.14% sequentially from 0.1 in Q4 2025, and down 38.01% YoY from 0.16 in Q1 2025.

Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Encore Capital has reported Asset Utilization Ratio for 15 years, with the latest figure at 0.1 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 38.01% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 38.01% YoY) and the FY2025 annual result came in at 0.02, down 3.05% from the prior year.
  • Asset Utilization Ratio eased to 0.1 in Q1 2026 per ECPG's latest filing, from 0.1 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.47 in Q3 2022 and troughed at 0.22 in Q1 2023.
  • A 5-year average of 0.18 and a median of 0.16 in 2024 frame the typical range for Asset Utilization Ratio.
  • The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio tumbled 148.24% in 2023, then jumped 551.07% in 2024.
  • Over 5 years, Asset Utilization Ratio stood at 0.12 in 2022, then jumped by 425.84% to 0.39 in 2023, then slumped by 59.62% to 0.16 in 2024, then plunged by 36.31% to 0.1 in 2025, then declined by 2.14% to 0.1 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.1, 0.1, and 0.1 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 0.10

Historic Data

Download Data
DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.10
Sep 30, 2025 0.10
Jun 30, 2025 0.09
Mar 31, 2025 0.16
Dec 31, 2024 0.16
Sep 30, 2024 0.39
Jun 30, 2024 0.39
Mar 31, 2024 0.39
Dec 31, 2023 0.39
Sep 30, 2023 -0.09
Jun 30, 2023 -0.15
Mar 31, 2023 -0.22
Dec 31, 2022 -0.12
Sep 30, 2022 0.47
Jun 30, 2022 0.46
Mar 31, 2022 0.45
Dec 31, 2021 0.35
Sep 30, 2021 0.33
Jun 30, 2021 0.32