Growth Metrics

Encore Capital (ECPG) Asset Utilization Ratio (2016 - 2025)

Encore Capital's Asset Utilization Ratio history spans 15 years, with the latest figure at 0.33 for Q4 2025.

  • For Q4 2025, Asset Utilization Ratio changed N/A year-over-year to 0.33; the TTM value through Dec 2025 reached 0.33, changed N/A, while the annual FY2025 figure was 0.35, 24.96% up from the prior year.
  • Asset Utilization Ratio for Q4 2025 was 0.33 at Encore Capital, up from 0.21 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.37 in Q1 2023 and bottomed at 0.06 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.15 (2022), against an average of 0.14.
  • The largest YoY upside for Asset Utilization Ratio was 1099.96% in 2022 against a maximum downside of 131.15% in 2022.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.03 in 2021, then skyrocketed by 1099.96% to 0.32 in 2022, then tumbled by 94.41% to 0.02 in 2023, then tumbled by 348.42% to 0.04 in 2024, then soared by 858.92% to 0.33 in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Asset Utilization Ratio are 0.33 (Q4 2025), 0.21 (Q1 2025), and 0.04 (Q2 2024).