Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026)

Encore Capital's (ECPG) quarterly Asset Utilization Ratio came in at 0.03 in Q1 2026, down 66.17% year-on-year from 0.09 in Q1 2025, and up 90.04% quarter-over-quarter from 0.02 in Q4 2025.

Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Encore Capital has disclosed Asset Utilization Ratio across 15 years of filings, most recently posting 0.03 for Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.03, down 66.17% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.03 (down 66.17% YoY), and the FY2025 annual result was 0.02, down 3.05% from the prior year.
  • Asset Utilization Ratio came in at 0.03 for Q1 2026 at Encore Capital, up from 0.02 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.27 in Q1 2022 to a low of 0.02 in Q4 2025.
  • The 5-year median for Asset Utilization Ratio is 0.09 (2025), against an average of 0.12.
  • Across the five-year window, Asset Utilization Ratio plunged 88.97% in 2023 and jumped 637.9% in 2024, its largest moves.
  • Encore Capital's Asset Utilization Ratio stood at 0.09 in 2022, then declined by 15.75% to 0.07 in 2023, then advanced by 10.61% to 0.08 in 2024, then tumbled by 79.23% to 0.02 in 2025, then surged by 90.04% to 0.03 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.03 (Q1 2026), 0.02 (Q4 2025), and 0.25 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.02
Sep 30, 2025 0.25
Jun 30, 2025 0.17
Mar 31, 2025 0.09
Dec 31, 2024 0.08
Sep 30, 2024 0.13
Jun 30, 2024 0.14
Mar 31, 2024 0.14
Dec 31, 2023 0.07
Sep 30, 2023 0.02
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.09
Sep 30, 2022 0.16
Jun 30, 2022 0.18
Mar 31, 2022 0.27
Dec 31, 2021 0.27
Sep 30, 2021 0.50
Jun 30, 2021 0.40