Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026)

Encore Capital (ECPG) posted Asset Utilization Ratio of 0.03 for Q1 2026, up 90.04% sequentially from 0.02 in Q4 2025, and down 66.17% YoY from 0.09 in Q1 2025.

Encore Capital (ECPG) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Encore Capital (ECPG) has 15 years of Asset Utilization Ratio data on file, last reported at 0.03 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 66.17% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 66.17% YoY) and the FY2025 annual result came in at 0.02, down 3.05% from the prior year.
  • Asset Utilization Ratio advanced to 0.03 in Q1 2026 per ECPG's latest filing, from 0.02 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.27 in Q1 2022, with the low at 0.02 in Q4 2025.
  • Average Asset Utilization Ratio over 5 years is 0.12, with a median of 0.09 recorded in 2025.
  • Year-over-year, Asset Utilization Ratio slumped 88.97% in 2023 and surged 637.9% in 2024.
  • Encore Capital's Asset Utilization Ratio stood at 0.09 in 2022, then decreased by 15.75% to 0.07 in 2023, then increased by 10.61% to 0.08 in 2024, then plunged by 79.23% to 0.02 in 2025, then surged by 90.04% to 0.03 in 2026.
  • Business Quant data shows ECPG's Asset Utilization Ratio at 0.03 in Q1 2026, 0.02 in Q4 2025, and 0.25 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.45
2 Mastercard 465.55 Bn 455.34 Bn - 0.64
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.24
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.42
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.16
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.08
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.04
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.14
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.02
Sep 30, 2025 0.25
Jun 30, 2025 0.17
Mar 31, 2025 0.09
Dec 31, 2024 0.08
Sep 30, 2024 0.13
Jun 30, 2024 0.14
Mar 31, 2024 0.14
Dec 31, 2023 0.07
Sep 30, 2023 0.02
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.09
Sep 30, 2022 0.16
Jun 30, 2022 0.18
Mar 31, 2022 0.27
Dec 31, 2021 0.27
Sep 30, 2021 0.50
Jun 30, 2021 0.40