Growth Metrics

Encore Capital (ECPG) Asset Utilization Ratio (2016 - 2026)

Encore Capital's Asset Utilization Ratio history spans 14 years, with the latest figure at 0.41 for Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio rose 53.49% to 0.41 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.41, a 53.49% increase, with the full-year FY2025 number at 0.35, up 24.96% from a year prior.
  • Asset Utilization Ratio hit 0.41 in Q4 2025 for Encore Capital, up from 0.14 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for ECPG hit a ceiling of 0.41 in Q4 2025 and a floor of 0.22 in Q1 2023.
  • Historically, Asset Utilization Ratio has averaged 0.08 across 5 years, with a median of 0.16 in 2024.
  • Biggest five-year swings in Asset Utilization Ratio: soared 280.54% in 2022 and later plummeted 209.34% in 2023.
  • Tracing ECPG's Asset Utilization Ratio over 5 years: stood at 0.18 in 2021, then plummeted by 165.0% to 0.12 in 2022, then surged by 166.96% to 0.08 in 2023, then skyrocketed by 238.87% to 0.27 in 2024, then soared by 53.49% to 0.41 in 2025.
  • Business Quant data shows Asset Utilization Ratio for ECPG at 0.41 in Q4 2025, 0.14 in Q3 2025, and 0.22 in Q2 2025.