Encore Capital Group Inc (ECPG) Net Margin (2010 - 2026)
Encore Capital (ECPG) reported Net Margin of 13.01% for Q2 2026, down 0.27 percentage points from 13.28% a year earlier and down 5.13 percentage points from the prior quarter.
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Analysis
Encore Capital Group Inc (ECPG) Net Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Encore Capital's Net Margin came in at 15.86%, up 21.94 percentage points year-over-year; for FY2025, it came in at 14.52%, up 25.10 percentage points from FY2024.
- Net Margin has a five-year change of +0.41 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at -10.58% in FY2024 (+6.31 pp), -16.89% in FY2023 (-30.80 pp), 13.91% in FY2022 (-7.81 pp) and 21.73% in FY2021 (+7.62 pp).
- The Q2 2026 figure ranks as the lowest quarterly Net Margin since Q1 2025.
- Year over year, Net Margin gained in seven of the last eight quarters, with an average year-over-year change of +17.35 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2025 (a gain of 101.01 percentage points); the low point was Q4 2023 (a drop of 66.36 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 18.14% (Q1 2026), 16.19% (Q4 2025) and 16.22% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.01% |
| Mar 31, 2026 | 18.14% |
| Dec 31, 2025 | 16.19% |
| Sep 30, 2025 | 16.22% |
| Jun 30, 2025 | 13.28% |
| Mar 31, 2025 | 11.91% |
| Dec 31, 2024 | -84.82% |
| Sep 30, 2024 | 8.35% |
| Jun 30, 2024 | 9.06% |
| Mar 31, 2024 | 7.08% |
| Dec 31, 2023 | -97.61% |
| Sep 30, 2023 | 6.25% |
| Jun 30, 2023 | 8.14% |
| Mar 31, 2023 | 5.96% |
| Dec 31, 2022 | -31.25% |
| Sep 30, 2022 | 10.23% |
| Jun 30, 2022 | 16.93% |
| Mar 31, 2022 | 35.17% |
| Dec 31, 2021 | 21.29% |
| Sep 30, 2021 | 20.25% |
API Access
Encore Capital Group Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ECPG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();