Encore Capital (ECPG) Cash & Equivalents (2010 - 2026)
Encore Capital's Cash & Equivalents came in at $182.93 million for Q2 2026, up 5.8% from $172.9 million a year earlier but down 19.5% from the prior quarter.
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Analysis
Encore Capital (ECPG) Cash & Equivalents (2010 - 2026) Analysis & Trends
At the end of FY2025, Encore Capital's Cash & Equivalents was $156.78 million, down 21.6% from FY2024.
- Cash & Equivalents carries a five-year compound annual growth rate of -3.7% (FY2020 to FY2025).
- Going back by year, Cash & Equivalents was $199.87 million in FY2024 (+26.2%), $158.36 million in FY2023 (+10.0%), $143.91 million in FY2022 (-24.1%) and $189.65 million in FY2021 (+0.2%).
- The five-year range for quarterly Cash & Equivalents is $143.91 million (Q4 2022) to $250.62 million (Q2 2024).
- Year-over-year, Cash & Equivalents increased in five of the last eight quarters, with growth averaging 6.2%.
- The fastest year-over-year change in Cash & Equivalents over five years came in Q3 2024 (growth of 70.9%), and the weakest in Q2 2025 (a decline of 31.0%).
- Business Quant data shows ECPG's Cash & Equivalents at $227.2 million (Q1 2026), $156.78 million (Q4 2025) and $172.49 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 3.10 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 5.98 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 811.99 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.63 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 15.90 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 383.00 Mn |
| 10 | Encore Capital | 2.07 Bn | 1.33 Bn | - | 182.93 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 182.93 Mn |
| Mar 31, 2026 | 227.20 Mn |
| Dec 31, 2025 | 156.78 Mn |
| Sep 30, 2025 | 172.49 Mn |
| Jun 30, 2025 | 172.90 Mn |
| Mar 31, 2025 | 187.12 Mn |
| Dec 31, 2024 | 199.87 Mn |
| Sep 30, 2024 | 247.35 Mn |
| Jun 30, 2024 | 250.62 Mn |
| Mar 31, 2024 | 172.99 Mn |
| Dec 31, 2023 | 158.36 Mn |
| Sep 30, 2023 | 144.71 Mn |
| Jun 30, 2023 | 184.87 Mn |
| Mar 31, 2023 | 158.77 Mn |
| Dec 31, 2022 | 143.91 Mn |
| Sep 30, 2022 | 147.04 Mn |
| Jun 30, 2022 | 154.30 Mn |
| Mar 31, 2022 | 160.22 Mn |
| Dec 31, 2021 | 189.65 Mn |
| Sep 30, 2021 | 158.24 Mn |
API Access
Encore Capital Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=ECPG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();