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Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Gross Margin (2016 - 2025)

Encore Capital (ECPG) has disclosed Gross Margin for 16 consecutive years, with 97.87% as the latest value for Q4 2025.

  • Quarterly Gross Margin rose 1210.0% to 97.87% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 93.4% through Dec 2025, up 334.0% year-over-year, with the annual reading at 91.83% for FY2025, 177.0% up from the prior year.
  • Gross Margin hit 97.87% in Q4 2025 for Encore Capital, up from 67.11% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 102.67% in Q4 2022 to a low of 67.11% in Q3 2025.
  • Historically, Gross Margin has averaged 39.48% across 5 years, with a median of 88.26% in 2024.
  • Biggest five-year swings in Gross Margin: surged 13496bps in 2024 and later plummeted -15844bps in 2025.
  • Year by year, Gross Margin stood at 92.99% in 2021, then rose by 10bps to 102.67% in 2022, then tumbled by -148bps to 49.19% in 2023, then surged by 274bps to 85.77% in 2024, then increased by 14bps to 97.87% in 2025.
  • Business Quant data shows Gross Margin for ECPG at 97.87% in Q4 2025, 67.11% in Q3 2025, and 91.63% in Q2 2025.