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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Gross Margin (2016 - 2026)

Encore Capital's Gross Margin history spans 16 years, with the latest figure at 97.87% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 1210.0% to 97.87% in Q4 2025 year-over-year; TTM through Dec 2025 was 93.4%, a 334.0% increase, with the full-year FY2025 number at 91.83%, up 177.0% from a year prior.
  • Gross Margin hit 97.87% in Q4 2025 for Encore Capital, up from 67.11% in the prior quarter.
  • Over the last five years, Gross Margin for ECPG hit a ceiling of 102.67% in Q4 2022 and a floor of 67.11% in Q3 2025.
  • Historically, Gross Margin has averaged 39.48% across 5 years, with a median of 88.26% in 2024.
  • Biggest five-year swings in Gross Margin: surged 13496bps in 2024 and later plummeted -15844bps in 2025.
  • Tracing ECPG's Gross Margin over 5 years: stood at 92.99% in 2021, then increased by 10bps to 102.67% in 2022, then plummeted by -148bps to 49.19% in 2023, then skyrocketed by 274bps to 85.77% in 2024, then grew by 14bps to 97.87% in 2025.
  • Business Quant data shows Gross Margin for ECPG at 97.87% in Q4 2025, 67.11% in Q3 2025, and 91.63% in Q2 2025.