Encore Capital ECPG
NASDAQ ECPG
$98.94 -3.04 (-2.98%)
At close: Aug 28, 2026 · 4:00 PM EDT

Encore Capital (ECPG) Gross Margin (2010 - 2026)

Encore Capital (ECPG) posted Gross Margin of 68.78% for Q1 2026, up 0.79% sequentially from 69.33% in Q4 2025, and down 1687.0% YoY from 4.33% in Q1 2025.

Analysis

Encore Capital (ECPG) Gross Margin (2010 - 2026) Analysis & Trends

Encore Capital has reported Gross Margin for 17 years, with the latest figure at 68.78% in Q1 2026.

  • Quarterly Gross Margin fell 1687.0% year-over-year to 68.78% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 72.35% (down 1005.0% YoY) and the FY2025 annual result came in at 63.46%, down 918.0% from the prior year.
  • Gross Margin climbed to 68.78% in Q1 2026 per ECPG's latest filing, from 69.33% in the prior quarter.
  • Over five years, Gross Margin peaked at 102.67% in Q4 2022 and troughed at 84.1% in Q4 2024.
  • A 5-year average of 17.49% and a median of 15.21% in 2022 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2023 and 2024: Gross Margin jumped 11959 bps in 2023, then slumped 18157 bps in 2024.
  • Over 5 years, Gross Margin stood at 102.67% in 2022, then fell by 5 bps to 97.47% in 2023, then tumbled by 186 bps to 84.1% in 2024, then rose by 18 bps to 69.33% in 2025, then rose by 1 bps to 68.78% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 68.78%, 69.33%, and 91.95% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - -
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 91.60%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 83.58%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 90.90%
10 Encore Capital 2.10 Bn 1.92 Bn 455.04 Mn 92.51%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 92.51%
Mar 31, 2026 92.67%
Dec 31, 2025 92.36%
Sep 30, 2025 91.95%
Jun 30, 2025 91.63%
Mar 31, 2025 91.28%
Dec 31, 2024 85.77%
Sep 30, 2024 91.34%
Jun 30, 2024 91.32%
Mar 31, 2024 90.75%
Dec 31, 2023 89.43%
Sep 30, 2023 90.97%
Jun 30, 2023 91.84%
Mar 31, 2023 91.19%
Dec 31, 2022 87.81%
Sep 30, 2022 90.81%
Jun 30, 2022 92.32%
Mar 31, 2022 94.59%
Dec 31, 2021 92.99%
Sep 30, 2021 93.89%