Encore Capital ECPG
NASDAQ ECPG
$99.54 -0.64 (-0.64%)
At close: Sep 18, 2026 · 4:00 PM EDT

Encore Capital (ECPG) Gross Margin (2010 - 2026)

Encore Capital's (ECPG) quarterly Gross Margin came in at 92.51% in Q2 2026, up 88.0% year-over-year from 49.21% in Q2 2025, and little changed quarter-over-quarter from 92.67% in Q1 2026.

Analysis

Encore Capital (ECPG) Gross Margin (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Gross Margin across 17 years of filings, most recently posting 92.51% for Q2 2026.

  • In Q2 2026, Gross Margin rose 88.0% year-over-year to 92.51%; the TTM figure through Jun 2026 stood at 92.38% (up 197.0% YoY), while the FY2025 annual figure was 91.83%, up 177.0% from the prior year.
  • Gross Margin came in at 92.51% for Q2 2026 at Encore Capital, roughly flat from 92.67% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.59% in Q1 2022 to a low of 85.77% in Q4 2024.
  • Average Gross Margin over 5 years is 91.14%, with a median of 91.33% recorded in 2024.
  • Year-over-year, Gross Margin sank 518 bps in 2022 and jumped 659 bps in 2025.
  • Over 5 years, Gross Margin stood at 87.81% in 2022, then increased by 2 bps to 89.43% in 2023, then decreased by 4 bps to 85.77% in 2024, then rose by 8 bps to 92.36% in 2025, then grew by 0 bps to 92.51% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 92.51% in Q2 2026, 92.67% in Q1 2026, and 92.36% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 85.10%
2 Royalty Pharma 33.59 Bn 35.70 Bn - -
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 86.66%
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 84.05%
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 92.51%
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 92.23%
7 Jefferson Capital 1.18 Bn 1.16 Bn - -
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 51.13%
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 92.51%
Mar 31, 2026 92.67%
Dec 31, 2025 92.36%
Sep 30, 2025 91.95%
Jun 30, 2025 91.63%
Mar 31, 2025 91.28%
Dec 31, 2024 85.77%
Sep 30, 2024 91.34%
Jun 30, 2024 91.32%
Mar 31, 2024 90.75%
Dec 31, 2023 89.43%
Sep 30, 2023 90.97%
Jun 30, 2023 91.84%
Mar 31, 2023 91.19%
Dec 31, 2022 87.81%
Sep 30, 2022 90.81%
Jun 30, 2022 92.32%
Mar 31, 2022 94.59%
Dec 31, 2021 92.99%
Sep 30, 2021 93.89%