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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Gross Margin (2016 - 2025)

Encore Capital's Gross Margin history spans 16 years, with the latest figure at 92.36% for Q4 2025.

  • For Q4 2025, Gross Margin fell 348.0% year-over-year to 92.36%; the TTM value through Dec 2025 reached 91.83%, up 177.0%, while the annual FY2025 figure was 91.83%, 177.0% up from the prior year.
  • Gross Margin for Q4 2025 was 92.36% at Encore Capital, down from 95.54% in the prior quarter.
  • Across five years, Gross Margin topped out at 110.75% in Q2 2024 and bottomed at 51.91% in Q1 2025.
  • The 5-year median for Gross Margin is 91.26% (2023), against an average of 68.82%.
  • The largest annual shift saw Gross Margin soared 13617bps in 2024 before it tumbled -14267bps in 2025.
  • A 5-year view of Gross Margin shows it stood at 107.01% in 2021, then decreased by -18bps to 87.81% in 2022, then grew by 20bps to 105.23% in 2023, then fell by -9bps to 95.84% in 2024, then fell by -4bps to 92.36% in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Gross Margin are 92.36% (Q4 2025), 95.54% (Q3 2025), and 91.63% (Q2 2025).