Encore Capital (ECPG) Gross Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly Gross Margin came in at 92.51% in Q2 2026, up 88.0% year-over-year from 49.21% in Q2 2025, and little changed quarter-over-quarter from 92.67% in Q1 2026.
Analysis
Encore Capital (ECPG) Gross Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Gross Margin across 17 years of filings, most recently posting 92.51% for Q2 2026.
- In Q2 2026, Gross Margin rose 88.0% year-over-year to 92.51%; the TTM figure through Jun 2026 stood at 92.38% (up 197.0% YoY), while the FY2025 annual figure was 91.83%, up 177.0% from the prior year.
- Gross Margin came in at 92.51% for Q2 2026 at Encore Capital, roughly flat from 92.67% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.59% in Q1 2022 to a low of 85.77% in Q4 2024.
- Average Gross Margin over 5 years is 91.14%, with a median of 91.33% recorded in 2024.
- Year-over-year, Gross Margin sank 518 bps in 2022 and jumped 659 bps in 2025.
- Over 5 years, Gross Margin stood at 87.81% in 2022, then increased by 2 bps to 89.43% in 2023, then decreased by 4 bps to 85.77% in 2024, then rose by 8 bps to 92.36% in 2025, then grew by 0 bps to 92.51% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 92.51% in Q2 2026, 92.67% in Q1 2026, and 92.36% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 85.10% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | - |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 86.66% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 84.05% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 92.51% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 92.23% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 51.13% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.51% |
| Mar 31, 2026 | 92.67% |
| Dec 31, 2025 | 92.36% |
| Sep 30, 2025 | 91.95% |
| Jun 30, 2025 | 91.63% |
| Mar 31, 2025 | 91.28% |
| Dec 31, 2024 | 85.77% |
| Sep 30, 2024 | 91.34% |
| Jun 30, 2024 | 91.32% |
| Mar 31, 2024 | 90.75% |
| Dec 31, 2023 | 89.43% |
| Sep 30, 2023 | 90.97% |
| Jun 30, 2023 | 91.84% |
| Mar 31, 2023 | 91.19% |
| Dec 31, 2022 | 87.81% |
| Sep 30, 2022 | 90.81% |
| Jun 30, 2022 | 92.32% |
| Mar 31, 2022 | 94.59% |
| Dec 31, 2021 | 92.99% |
| Sep 30, 2021 | 93.89% |