Encore Capital (ECPG) Retained Earnings (2010 - 2026)
Encore Capital's (ECPG) quarterly Retained Earnings came in at -$132.4 million in Q1 2026, up 10.23% year-on-year from -$120.2 million in Q1 2025, and down 3.39% quarter-over-quarter from -$128.1 million in Q4 2025.
Encore Capital (ECPG) Retained Earnings (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Retained Earnings across 17 years of filings, most recently posting -$132.4 million for Q1 2026.
- Retained Earnings for Q1 2026 came in at -$132.4 million, up 10.23% year-over-year; the trailing twelve-month figure through Mar 2026 was -$132.4 million (up 10.23% YoY), and the FY2025 annual result was -$128.1 million, down 114.08% from the prior year.
- Retained Earnings came in at -$132.4 million for Q1 2026 at Encore Capital, down from -$128.1 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.4 billion in Q3 2022 to a low of -$147.5 million in Q1 2025.
- The 5-year median for Retained Earnings is -$70.9 million (2023), against an average of $484.5 million.
- Across the five-year window, Retained Earnings jumped 2487.04% in 2022 and plunged 114.08% in 2025, its largest moves.
- Encore Capital's Retained Earnings stood at $1.3 billion in 2022, then tumbled by 109.69% to -$123.9 million in 2023, then jumped by 834.29% to $909.9 million in 2024, then slumped by 114.08% to -$128.1 million in 2025, then slipped by 3.39% to -$132.4 million in 2026.
- The last three Retained Earnings figures came in at -$132.4 million (Q1 2026), -$128.1 million (Q4 2025), and -$131.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | -132.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -132.45 Mn |
| Dec 31, 2025 | -128.11 Mn |
| Sep 30, 2025 | -131.29 Mn |
| Jun 30, 2025 | 1.02 Bn |
| Mar 31, 2025 | -147.54 Mn |
| Dec 31, 2024 | 909.93 Mn |
| Sep 30, 2024 | -104.38 Mn |
| Jun 30, 2024 | 1.10 Bn |
| Mar 31, 2024 | 1.07 Bn |
| Dec 31, 2023 | -123.92 Mn |
| Sep 30, 2023 | -129.49 Mn |
| Jun 30, 2023 | -70.90 Mn |
| Mar 31, 2023 | 1.27 Bn |
| Dec 31, 2022 | 1.28 Bn |
| Sep 30, 2022 | 1.36 Bn |
| Jun 30, 2022 | -118.58 Mn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | -53.55 Mn |
| Sep 30, 2021 | 1.35 Bn |
| Jun 30, 2021 | 1.27 Bn |