Encore Capital (ECPG) Retained Earnings (2010 - 2026)
Encore Capital (ECPG) posted Retained Earnings of -$132.4 million for Q1 2026, down 3.39% sequentially from -$128.1 million in Q4 2025, and up 10.23% YoY from -$120.2 million in Q1 2025.
Encore Capital (ECPG) Retained Earnings (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of Retained Earnings data on file, last reported at -$132.4 million in Q1 2026.
- Quarterly Retained Earnings rose 10.23% year-over-year to -$132.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$132.4 million (up 10.23% YoY) and the FY2025 annual result came in at -$128.1 million, down 114.08% from the prior year.
- Retained Earnings slipped to -$132.4 million in Q1 2026 per ECPG's latest filing, from -$128.1 million in the prior quarter.
- The five-year high for Retained Earnings was $1.4 billion in Q3 2022, with the low at -$147.5 million in Q1 2025.
- Average Retained Earnings over 5 years is $484.5 million, with a median of -$70.9 million recorded in 2023.
- Year-over-year, Retained Earnings surged 2487.04% in 2022 and slumped 114.08% in 2025.
- Encore Capital's Retained Earnings stood at $1.3 billion in 2022, then plunged by 109.69% to -$123.9 million in 2023, then jumped by 834.29% to $909.9 million in 2024, then tumbled by 114.08% to -$128.1 million in 2025, then fell by 3.39% to -$132.4 million in 2026.
- Business Quant data shows ECPG's Retained Earnings at -$132.4 million in Q1 2026, -$128.1 million in Q4 2025, and -$131.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | -132.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -132.45 Mn |
| Dec 31, 2025 | -128.11 Mn |
| Sep 30, 2025 | -131.29 Mn |
| Jun 30, 2025 | 1.02 Bn |
| Mar 31, 2025 | -147.54 Mn |
| Dec 31, 2024 | 909.93 Mn |
| Sep 30, 2024 | -104.38 Mn |
| Jun 30, 2024 | 1.10 Bn |
| Mar 31, 2024 | 1.07 Bn |
| Dec 31, 2023 | -123.92 Mn |
| Sep 30, 2023 | -129.49 Mn |
| Jun 30, 2023 | -70.90 Mn |
| Mar 31, 2023 | 1.27 Bn |
| Dec 31, 2022 | 1.28 Bn |
| Sep 30, 2022 | 1.36 Bn |
| Jun 30, 2022 | -118.58 Mn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | -53.55 Mn |
| Sep 30, 2021 | 1.35 Bn |
| Jun 30, 2021 | 1.27 Bn |