Encore Capital (ECPG) Retained Earnings (2010 - 2026)

Encore Capital (ECPG) posted Retained Earnings of -$132.4 million for Q1 2026, down 10.85% sequentially from -$119.5 million in Q2 2025, and up 10.23% YoY from -$120.2 million in Q1 2025.

Encore Capital (ECPG) Retained Earnings (2010 - 2026) Analysis & Trends

Encore Capital has reported Retained Earnings for 17 years, with the latest figure at -$132.4 million in Q1 2026.

  • Quarterly Retained Earnings rose 10.23% year-over-year to -$132.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$132.4 million (up 10.23% YoY) and the FY2024 annual result came in at $909.9 million, down 13.27% from the prior year.
  • Retained Earnings slipped to -$132.4 million in Q1 2026 per ECPG's latest filing, from -$119.5 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $1.3 billion in Q3 2023 and troughed at -$147.5 million in Q1 2025.
  • A 5-year average of $469.5 million and a median of $17.0 million in 2024 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2022 and 2025: Retained Earnings jumped 2129.78% in 2022, then tumbled 113.76% in 2025.
  • Over 5 years, Retained Earnings stood at -$118.6 million in 2022, then jumped by 984.8% to $1.0 billion in 2023, then retreated by 13.27% to $909.9 million in 2024, then sank by 113.13% to -$119.5 million in 2025, then declined by 10.85% to -$132.4 million in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$132.4 million, -$119.5 million, and -$147.5 million for Q1 2026, Q2 2025, and Q1 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn -132.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -132.45 Mn
Jun 30, 2025 -119.48 Mn
Mar 31, 2025 -147.54 Mn
Dec 31, 2024 909.93 Mn
Sep 30, 2024 17.02 Mn
Jun 30, 2024 1.10 Bn
Mar 31, 2024 1.07 Bn
Dec 31, 2023 1.05 Bn
Sep 30, 2023 1.32 Bn
Jun 30, 2023 -70.90 Mn
Mar 31, 2023 -90.37 Mn
Jun 30, 2022 -118.58 Mn
Mar 31, 2022 1.31 Bn
Dec 31, 2021 1.24 Bn
Sep 30, 2021 105.33 Mn
Jun 30, 2021 -59.04 Mn
Mar 31, 2021 -64.54 Mn
Dec 31, 2020 1.06 Bn
Sep 30, 2020 227.11 Mn
Jun 30, 2020 963.70 Mn