Encore Capital (ECPG) Retained Earnings (2010 - 2026)

Encore Capital's (ECPG) quarterly Retained Earnings came in at -$132.4 million in Q1 2026, up 10.23% year-on-year from -$120.2 million in Q1 2025, and down 3.39% quarter-over-quarter from -$128.1 million in Q4 2025.

Encore Capital (ECPG) Retained Earnings (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Retained Earnings across 17 years of filings, most recently posting -$132.4 million for Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$132.4 million, up 10.23% year-over-year; the trailing twelve-month figure through Mar 2026 was -$132.4 million (up 10.23% YoY), and the FY2025 annual result was -$128.1 million, down 114.08% from the prior year.
  • Retained Earnings came in at -$132.4 million for Q1 2026 at Encore Capital, down from -$128.1 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.4 billion in Q3 2022 to a low of -$147.5 million in Q1 2025.
  • The 5-year median for Retained Earnings is -$70.9 million (2023), against an average of $484.5 million.
  • Across the five-year window, Retained Earnings jumped 2487.04% in 2022 and plunged 114.08% in 2025, its largest moves.
  • Encore Capital's Retained Earnings stood at $1.3 billion in 2022, then tumbled by 109.69% to -$123.9 million in 2023, then jumped by 834.29% to $909.9 million in 2024, then slumped by 114.08% to -$128.1 million in 2025, then slipped by 3.39% to -$132.4 million in 2026.
  • The last three Retained Earnings figures came in at -$132.4 million (Q1 2026), -$128.1 million (Q4 2025), and -$131.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn -132.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -132.45 Mn
Dec 31, 2025 -128.11 Mn
Sep 30, 2025 -131.29 Mn
Jun 30, 2025 1.02 Bn
Mar 31, 2025 -147.54 Mn
Dec 31, 2024 909.93 Mn
Sep 30, 2024 -104.38 Mn
Jun 30, 2024 1.10 Bn
Mar 31, 2024 1.07 Bn
Dec 31, 2023 -123.92 Mn
Sep 30, 2023 -129.49 Mn
Jun 30, 2023 -70.90 Mn
Mar 31, 2023 1.27 Bn
Dec 31, 2022 1.28 Bn
Sep 30, 2022 1.36 Bn
Jun 30, 2022 -118.58 Mn
Mar 31, 2022 1.31 Bn
Dec 31, 2021 -53.55 Mn
Sep 30, 2021 1.35 Bn
Jun 30, 2021 1.27 Bn