Growth Metrics

Encore Capital (ECPG) Retained Earnings (2016 - 2026)

Encore Capital's Retained Earnings history spans 16 years, with the latest figure at -$128.1 million for Q4 2025.

  • On a quarterly basis, Retained Earnings rose 20.99% to -$128.1 million in Q4 2025 year-over-year; TTM through Dec 2025 was -$128.1 million, a 20.99% increase, with the full-year FY2025 number at -$128.1 million, up 20.99% from a year prior.
  • Retained Earnings hit -$128.1 million in Q4 2025 for Encore Capital, down from $1.1 billion in the prior quarter.
  • Over the last five years, Retained Earnings for ECPG hit a ceiling of $1.3 billion in Q3 2023 and a floor of -$165.7 million in Q3 2022.
  • Historically, Retained Earnings has averaged $282.8 million across 5 years, with a median of -$67.7 million in 2021.
  • The widest YoY moves for Retained Earnings: up 2487.04% in 2022, down 177.93% in 2022.
  • Tracing ECPG's Retained Earnings over 5 years: stood at -$53.5 million in 2021, then soared by 2487.04% to $1.3 billion in 2022, then crashed by 109.69% to -$123.9 million in 2023, then plummeted by 30.83% to -$162.1 million in 2024, then increased by 20.99% to -$128.1 million in 2025.
  • Business Quant data shows Retained Earnings for ECPG at -$128.1 million in Q4 2025, $1.1 billion in Q3 2025, and -$119.5 million in Q2 2025.