Growth Metrics

Encore Capital (ECPG) Retained Earnings (2016 - 2025)

Encore Capital's Retained Earnings history spans 16 years, with the latest figure at $1.1 billion for Q4 2025.

  • For Q4 2025, Retained Earnings rose 781.33% year-over-year to $1.1 billion; the TTM value through Dec 2025 reached $1.1 billion, up 781.33%, while the annual FY2025 figure was $1.1 billion, 781.33% up from the prior year.
  • Retained Earnings for Q4 2025 was $1.1 billion at Encore Capital, up from $1.1 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $1.4 billion in Q3 2021 and bottomed at -$165.7 million in Q3 2022.
  • The 5-year median for Retained Earnings is -$53.5 million (2021), against an average of $513.6 million.
  • The largest YoY upside for Retained Earnings was 2487.04% in 2022 against a maximum downside of 112.25% in 2022.
  • A 5-year view of Retained Earnings shows it stood at -$53.5 million in 2021, then soared by 2487.04% to $1.3 billion in 2022, then crashed by 109.69% to -$123.9 million in 2023, then plummeted by 30.83% to -$162.1 million in 2024, then skyrocketed by 781.33% to $1.1 billion in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Retained Earnings are $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.0 billion (Q2 2025).