Encore Capital (ECPG) Retained Earnings (2010 - 2026)
Encore Capital (ECPG) posted Retained Earnings of -$132.4 million for Q1 2026, down 10.85% sequentially from -$119.5 million in Q2 2025, and up 10.23% YoY from -$120.2 million in Q1 2025.
Encore Capital (ECPG) Retained Earnings (2010 - 2026) Analysis & Trends
Encore Capital has reported Retained Earnings for 17 years, with the latest figure at -$132.4 million in Q1 2026.
- Quarterly Retained Earnings rose 10.23% year-over-year to -$132.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$132.4 million (up 10.23% YoY) and the FY2024 annual result came in at $909.9 million, down 13.27% from the prior year.
- Retained Earnings slipped to -$132.4 million in Q1 2026 per ECPG's latest filing, from -$119.5 million in the prior quarter.
- Over five years, Retained Earnings peaked at $1.3 billion in Q3 2023 and troughed at -$147.5 million in Q1 2025.
- A 5-year average of $469.5 million and a median of $17.0 million in 2024 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2025: Retained Earnings jumped 2129.78% in 2022, then tumbled 113.76% in 2025.
- Over 5 years, Retained Earnings stood at -$118.6 million in 2022, then jumped by 984.8% to $1.0 billion in 2023, then retreated by 13.27% to $909.9 million in 2024, then sank by 113.13% to -$119.5 million in 2025, then declined by 10.85% to -$132.4 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$132.4 million, -$119.5 million, and -$147.5 million for Q1 2026, Q2 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | -132.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -132.45 Mn |
| Jun 30, 2025 | -119.48 Mn |
| Mar 31, 2025 | -147.54 Mn |
| Dec 31, 2024 | 909.93 Mn |
| Sep 30, 2024 | 17.02 Mn |
| Jun 30, 2024 | 1.10 Bn |
| Mar 31, 2024 | 1.07 Bn |
| Dec 31, 2023 | 1.05 Bn |
| Sep 30, 2023 | 1.32 Bn |
| Jun 30, 2023 | -70.90 Mn |
| Mar 31, 2023 | -90.37 Mn |
| Jun 30, 2022 | -118.58 Mn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | 1.24 Bn |
| Sep 30, 2021 | 105.33 Mn |
| Jun 30, 2021 | -59.04 Mn |
| Mar 31, 2021 | -64.54 Mn |
| Dec 31, 2020 | 1.06 Bn |
| Sep 30, 2020 | 227.11 Mn |
| Jun 30, 2020 | 963.70 Mn |