Encore Capital (ECPG) Interest Coverage Ratio (2010 - 2026)

Encore Capital has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 2.53 for Q2 2026.

• In Q2 2026, Interest Coverage Ratio rose 24.06% year-over-year to 2.53; the TTM figure through Jun 2026 stood at 2.42 (up 168.87% YoY), while the FY2025 annual figure was 2.13, up 242.24% from the prior year.
• Interest Coverage Ratio came in at 2.53 for Q2 2026 at Encore Capital, roughly flat from 2.52 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 7.65 in Q1 2022 to a low of 3.99 in Q4 2023.
• Average Interest Coverage Ratio over 5 years is 1.66, with a median of 1.8 recorded in 2025.
• Year-over-year, Interest Coverage Ratio sank 7215.5% in 2023 and surged 217.71% in 2025.
• Over 5 years, Interest Coverage Ratio stood at 0.05 in 2022, then slumped by 7215.5% to 3.99 in 2023, then jumped by 50.84% to 1.96 in 2024, then surged by 217.71% to 2.31 in 2025, then climbed by 9.67% to 2.53 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.53 in Q2 2026, 2.52 in Q1 2026, and 2.31 in Q4 2025.