Encore Capital (ECPG) Interest Coverage Ratio (2016 - 2025)
Encore Capital (ECPG) has disclosed Interest Coverage Ratio for 16 consecutive years, with 2.31 as the latest value for Q4 2025.
- Quarterly Interest Coverage Ratio rose 217.71% to 2.31 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.13 through Dec 2025, up 242.24% year-over-year, with the annual reading at 2.13 for FY2025, 242.24% up from the prior year.
- Interest Coverage Ratio hit 2.31 in Q4 2025 for Encore Capital, down from 2.33 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 7.65 in Q1 2022 to a low of 3.99 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 1.99 across 5 years, with a median of 1.94 in 2025.
- Biggest five-year swings in Interest Coverage Ratio: surged 318.94% in 2021 and later crashed 7215.5% in 2023.
- Year by year, Interest Coverage Ratio stood at 3.26 in 2021, then plummeted by 101.67% to 0.05 in 2022, then plummeted by 7215.5% to 3.99 in 2023, then soared by 50.84% to 1.96 in 2024, then skyrocketed by 217.71% to 2.31 in 2025.
- Business Quant data shows Interest Coverage Ratio for ECPG at 2.31 in Q4 2025, 2.33 in Q3 2025, and 2.04 in Q2 2025.