Encore Capital (ECPG) Interest Coverage Ratio (2010 - 2026)

Encore Capital has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.52 in Q1 2026.

• Quarterly Interest Coverage Ratio rose 37.34% year-over-year to 2.52 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.6 (up 241.84% YoY) and the FY2025 annual result came in at 2.13, up 242.24% from the prior year.
• Interest Coverage Ratio fell to 2.52 in Q1 2026 per ECPG's latest filing, from 4.22 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 7.65 in Q1 2022 and troughed at 13.21 in Q4 2023.
• A 5-year average of 1.18 and a median of 1.76 in 2023 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio tumbled 24153.44% in 2023, then jumped 315.37% in 2025.
• Over 5 years, Interest Coverage Ratio stood at 0.05 in 2022, then sank by 24153.44% to 13.21 in 2023, then soared by 85.17% to 1.96 in 2024, then soared by 315.37% to 4.22 in 2025, then sank by 40.3% to 2.52 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.52, 4.22, and 2.33 for Q1 2026, Q4 2025, and Q3 2025 respectively.