Encore Capital (ECPG) Interest Coverage Ratio (2010 - 2026)

Encore Capital has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 2.52 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 2.52, up 37.34% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.3 (up 202.52% YoY), and the FY2025 annual result was 2.13, up 242.24% from the prior year.
• Interest Coverage Ratio came in at 2.52 for Q1 2026 at Encore Capital, up from 2.31 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 7.65 in Q1 2022 to a low of 3.99 in Q4 2023.
• The 5-year median for Interest Coverage Ratio is 1.76 (2023), against an average of 1.61.
• Across the five-year window, Interest Coverage Ratio slumped 7215.5% in 2023 and jumped 217.71% in 2025, its largest moves.
• Encore Capital's Interest Coverage Ratio stood at 0.05 in 2022, then plunged by 7215.5% to 3.99 in 2023, then jumped by 50.84% to 1.96 in 2024, then surged by 217.71% to 2.31 in 2025, then advanced by 9.23% to 2.52 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.52 (Q1 2026), 2.31 (Q4 2025), and 2.33 (Q3 2025), per Business Quant data.