Growth Metrics

Encore Capital (ECPG) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Encore Capital (ECPG) over the last 17 years, with Q3 2025 value amounting to 2.33.

  • Encore Capital's Interest Coverage Ratio rose 4710.71% to 2.33 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.11, marking a year-over-year increase of 25653.56%. This contributed to the annual value of 0.62 for FY2024, which is 66059.84% up from last year.
  • Latest data reveals that Encore Capital reported Interest Coverage Ratio of 2.33 as of Q3 2025, which was up 4710.71% from 2.04 recorded in Q2 2025.
  • In the past 5 years, Encore Capital's Interest Coverage Ratio registered a high of 7.65 during Q1 2022, and its lowest value of 3.99 during Q4 2023.
  • Its 5-year average for Interest Coverage Ratio is 1.97, with a median of 1.83 in 2025.
  • In the last 5 years, Encore Capital's Interest Coverage Ratio skyrocketed by 31893.79% in 2021 and then crashed by 721550.38% in 2023.
  • Over the past 5 years, Encore Capital's Interest Coverage Ratio (Quarter) stood at 3.26 in 2021, then plummeted by 101.67% to 0.05 in 2022, then crashed by 7215.5% to 3.99 in 2023, then soared by 50.84% to 1.96 in 2024, then skyrocketed by 219.07% to 2.33 in 2025.
  • Its Interest Coverage Ratio was 2.33 in Q3 2025, compared to 2.04 in Q2 2025 and 1.83 in Q1 2025.