Growth Metrics

Encore Capital Group (ECPG) Interest Coverage Ratio: 2009-2025

Historic Interest Coverage Ratio for Encore Capital Group (ECPG) over the last 17 years, with Sep 2025 value amounting to 2.33.

  • Encore Capital Group's Interest Coverage Ratio rose 47.11% to 2.33 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.11, marking a year-over-year increase of 256.54%. This contributed to the annual value of 0.62 for FY2024, which is 660.60% up from last year.
  • Latest data reveals that Encore Capital Group reported Interest Coverage Ratio of 2.33 as of Q3 2025, which was up 14.43% from 2.04 recorded in Q2 2025.
  • Over the past 5 years, Encore Capital Group's Interest Coverage Ratio peaked at 7.65 during Q1 2022, and registered a low of -3.99 during Q4 2023.
  • In the last 3 years, Encore Capital Group's Interest Coverage Ratio had a median value of 1.59 in 2024 and averaged 0.89.
  • In the last 5 years, Encore Capital Group's Interest Coverage Ratio spiked by 318.94% in 2021 and then slumped by 7,215.50% in 2023.
  • Quarterly analysis of 5 years shows Encore Capital Group's Interest Coverage Ratio stood at 3.26 in 2021, then crashed by 101.67% to -0.05 in 2022, then plummeted by 7,215.50% to -3.99 in 2023, then soared by 50.84% to -1.96 in 2024, then soared by 47.11% to 2.33 in 2025.
  • Its Interest Coverage Ratio stands at 2.33 for Q3 2025, versus 2.04 for Q2 2025 and 1.83 for Q1 2025.