Encore Capital (ECPG) Operating Income (2010 - 2026)

Encore Capital (ECPG) posted Operating Income of $184.0 million for Q1 2026, up 6.11% sequentially from $173.4 million in Q4 2025, and up 42.25% YoY from $129.3 million in Q1 2025.

Encore Capital (ECPG) Operating Income (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Operating Income data on file, last reported at $184.0 million in Q1 2026.

  • Quarterly Operating Income rose 42.25% year-over-year to $184.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $681.3 million (up 235.48% YoY) and the FY2025 annual result came in at $626.6 million, up 298.3% from the prior year.
  • Operating Income rose to $184.0 million in Q1 2026 per ECPG's latest filing, from $173.4 million in the prior quarter.
  • The five-year high for Operating Income was $265.0 million in Q1 2022, with the low at -$217.2 million in Q4 2023.
  • Average Operating Income over 5 years is $85.1 million, with a median of $101.8 million recorded in 2024.
  • Year-over-year, Operating Income sank 9322.69% in 2023 and soared 229.21% in 2025.
  • Encore Capital's Operating Income stood at -$2.3 million in 2022, then slumped by 9322.69% to -$217.2 million in 2023, then soared by 38.22% to -$134.2 million in 2024, then soared by 229.21% to $173.4 million in 2025, then gained by 6.11% to $184.0 million in 2026.
  • Business Quant data shows ECPG's Operating Income at $184.0 million in Q1 2026, $173.4 million in Q4 2025, and $173.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 88.43 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 37.32 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 746.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 183.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 183.99 Mn
Dec 31, 2025 173.39 Mn
Sep 30, 2025 173.18 Mn
Jun 30, 2025 150.73 Mn
Mar 31, 2025 129.34 Mn
Dec 31, 2024 -134.19 Mn
Sep 30, 2024 106.09 Mn
Jun 30, 2024 101.84 Mn
Mar 31, 2024 83.59 Mn
Dec 31, 2023 -217.19 Mn
Sep 30, 2023 75.52 Mn
Jun 30, 2023 88.07 Mn
Mar 31, 2023 70.14 Mn
Dec 31, 2022 -2.31 Mn
Sep 30, 2022 80.52 Mn
Jun 30, 2022 118.95 Mn
Mar 31, 2022 265.01 Mn
Dec 31, 2021 124.02 Mn
Sep 30, 2021 166.65 Mn
Jun 30, 2021 174.29 Mn