Encore Capital (ECPG) Operating Income (2010 - 2026)

Encore Capital (ECPG) posted Operating Income of $184.0 million for Q1 2026, up 6.11% sequentially from $173.4 million in Q4 2025, and up 42.25% YoY from $129.3 million in Q1 2025.

Encore Capital (ECPG) Operating Income (2010 - 2026) Analysis & Trends

Encore Capital has reported Operating Income for 17 years, with the latest figure at $184.0 million in Q1 2026.

  • Quarterly Operating Income rose 42.25% year-over-year to $184.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $681.3 million (up 235.48% YoY) and the FY2025 annual result came in at $626.6 million, up 298.3% from the prior year.
  • Operating Income rose to $184.0 million in Q1 2026 per ECPG's latest filing, from $173.4 million in the prior quarter.
  • Over five years, Operating Income peaked at $265.0 million in Q1 2022 and troughed at -$217.2 million in Q4 2023.
  • A 5-year average of $85.1 million and a median of $101.8 million in 2024 frame the typical range for Operating Income.
  • The sharpest annual moves came in 2023 and 2025: Operating Income tumbled 9322.69% in 2023, then jumped 229.21% in 2025.
  • Over 5 years, Operating Income stood at -$2.3 million in 2022, then sank by 9322.69% to -$217.2 million in 2023, then surged by 38.22% to -$134.2 million in 2024, then surged by 229.21% to $173.4 million in 2025, then rose by 6.11% to $184.0 million in 2026.
  • According to Business Quant data, Operating Income over the past three periods registered $184.0 million, $173.4 million, and $173.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 183.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 183.99 Mn
Dec 31, 2025 173.39 Mn
Sep 30, 2025 173.18 Mn
Jun 30, 2025 150.73 Mn
Mar 31, 2025 129.34 Mn
Dec 31, 2024 -134.19 Mn
Sep 30, 2024 106.09 Mn
Jun 30, 2024 101.84 Mn
Mar 31, 2024 83.59 Mn
Dec 31, 2023 -217.19 Mn
Sep 30, 2023 75.52 Mn
Jun 30, 2023 88.07 Mn
Mar 31, 2023 70.14 Mn
Dec 31, 2022 -2.31 Mn
Sep 30, 2022 80.52 Mn
Jun 30, 2022 118.95 Mn
Mar 31, 2022 265.01 Mn
Dec 31, 2021 124.02 Mn
Sep 30, 2021 166.65 Mn
Jun 30, 2021 174.29 Mn