Encore Capital (ECPG) Long-Term Debt Issuances (2010 - 2026)
Encore Capital (ECPG) posted Long-Term Debt Issuances of $304.2 million for Q1 2026, down 39.16% sequentially from $500.0 million in Q4 2025, and up 63.69% YoY from $185.8 million in Q1 2025.
Analysis
Encore Capital (ECPG) Long-Term Debt Issuances (2010 - 2026) Analysis & Trends
Encore Capital has reported Long-Term Debt Issuances for 17 years, with the latest figure at $304.2 million in Q1 2026.
- Quarterly Long-Term Debt Issuances rose 63.69% year-over-year to $304.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $618.4 million (down 59.34% YoY) and the FY2025 annual result came in at $500.0 million, down 75.39% from the prior year.
- Long-Term Debt Issuances declined to $304.2 million in Q1 2026 per ECPG's latest filing, from $500.0 million in the prior quarter.
- Over five years, Long-Term Debt Issuances peaked at $738.9 million in Q4 2024 and troughed at -$549.6 million in Q3 2025.
- A 5-year average of $204.4 million and a median of $292.6 million in 2024 frame the typical range for Long-Term Debt Issuances.
- The sharpest annual moves came in 2022 and 2025: Long-Term Debt Issuances surged 455.41% in 2022, then plunged 287.85% in 2025.
- Over 5 years, Long-Term Debt Issuances stood at -$446.9 million in 2022, then jumped by 151.47% to $230.0 million in 2023, then surged by 221.26% to $738.9 million in 2024, then tumbled by 32.33% to $500.0 million in 2025, then slumped by 39.16% to $304.2 million in 2026.
- According to Business Quant data, Long-Term Debt Issuances over the past three periods registered $304.2 million, $500.0 million, and -$549.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Issuance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.60 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 2.61 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 5.87 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 2.58 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 10.72 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.49 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 550.00 Mn |
| 10 | Encore Capital | 2.10 Bn | 1.92 Bn | 455.04 Mn | 770.66 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 770.66 Mn |
| Jun 30, 2026 | 770.66 Mn |
| Mar 31, 2026 | 358.02 Mn |
| Mar 31, 2026 | 358.02 Mn |
| Dec 31, 2025 | 546.26 Mn |
| Dec 31, 2025 | 546.26 Mn |
| Sep 30, 2025 | 263.15 Mn |
| Sep 30, 2025 | 263.15 Mn |
| Jun 30, 2025 | 303.18 Mn |
| Jun 30, 2025 | 303.18 Mn |
| Mar 31, 2025 | 246.43 Mn |
| Mar 31, 2025 | 246.43 Mn |
| Dec 31, 2024 | 738.89 Mn |
| Dec 31, 2024 | 738.89 Mn |
| Sep 30, 2024 | 58.39 Mn |
| Sep 30, 2024 | 58.39 Mn |
| Jun 30, 2024 | 537.84 Mn |
| Jun 30, 2024 | 537.84 Mn |
| Mar 31, 2024 | 696.35 Mn |
| Mar 31, 2024 | 696.35 Mn |