Encore Capital (ECPG) Cost of Revenue (2010 - 2026)

Encore Capital (ECPG) posted Cost of Revenue of $34.8 million for Q1 2026, down 3.72% sequentially from $36.2 million in Q4 2025, and up 1.7% YoY from $34.3 million in Q1 2025.

Encore Capital (ECPG) Cost of Revenue (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Cost of Revenue data on file, last reported at $34.8 million in Q1 2026.

  • Quarterly Cost of Revenue rose 1.7% year-over-year to $34.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $145.1 million (up 7.7% YoY) and the FY2025 annual result came in at $144.5 million, up 10.45% from the prior year.
  • Cost of Revenue fell to $34.8 million in Q1 2026 per ECPG's latest filing, from $36.2 million in the prior quarter.
  • The five-year high for Cost of Revenue was $37.8 million in Q4 2024, with the low at $26.3 million in Q2 2023.
  • Average Cost of Revenue over 5 years is $31.3 million, with a median of $30.4 million recorded in 2024.
  • Year-over-year, Cost of Revenue slipped 4.97% in 2022 and grew 28.9% in 2024.
  • Encore Capital's Cost of Revenue stood at $28.5 million in 2022, then increased by 2.8% to $29.3 million in 2023, then increased by 28.9% to $37.8 million in 2024, then fell by 4.26% to $36.2 million in 2025, then decreased by 3.72% to $34.8 million in 2026.
  • Business Quant data shows ECPG's Cost of Revenue at $34.8 million in Q1 2026, $36.2 million in Q4 2025, and $37.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.48 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 518.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 72.85 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 171.12 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 121.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 17.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 121.17 Mn
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 34.83 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 34.83 Mn
Mar 31, 2026 34.83 Mn
Dec 31, 2025 36.18 Mn
Dec 31, 2025 36.18 Mn
Sep 30, 2025 37.06 Mn
Sep 30, 2025 37.06 Mn
Jun 30, 2025 36.99 Mn
Jun 30, 2025 36.99 Mn
Mar 31, 2025 34.25 Mn
Mar 31, 2025 34.25 Mn
Dec 31, 2024 37.79 Mn
Dec 31, 2024 37.79 Mn
Sep 30, 2024 31.80 Mn
Sep 30, 2024 31.80 Mn
Jun 30, 2024 30.85 Mn
Jun 30, 2024 30.85 Mn
Mar 31, 2024 30.37 Mn
Mar 31, 2024 30.37 Mn
Dec 31, 2023 29.32 Mn
Dec 31, 2023 29.32 Mn