Growth Metrics

Encore Capital (ECPG) Cost of Revenue (2016 - 2025)

Encore Capital's Cost of Revenue history spans 16 years, with the latest figure at $36.2 million for Q4 2025.

  • For Q4 2025, Cost of Revenue fell 4.26% year-over-year to $36.2 million; the TTM value through Dec 2025 reached $144.5 million, up 10.45%, while the annual FY2025 figure was $144.5 million, 10.45% up from the prior year.
  • Cost of Revenue for Q4 2025 was $36.2 million at Encore Capital, down from $37.1 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $37.8 million in Q4 2024 and bottomed at $25.0 million in Q4 2021.
  • The 5-year median for Cost of Revenue is $28.5 million (2021), against an average of $30.2 million.
  • The largest annual shift saw Cost of Revenue decreased 10.19% in 2021 before it grew 28.9% in 2024.
  • A 5-year view of Cost of Revenue shows it stood at $25.0 million in 2021, then rose by 13.87% to $28.5 million in 2022, then rose by 2.8% to $29.3 million in 2023, then rose by 28.9% to $37.8 million in 2024, then dropped by 4.26% to $36.2 million in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Cost of Revenue are $36.2 million (Q4 2025), $37.1 million (Q3 2025), and $37.0 million (Q2 2025).