Encore Capital (ECPG) Cost of Revenue (2010 - 2026)

Encore Capital's (ECPG) quarterly Cost of Revenue came in at $34.8 million in Q1 2026, up 1.7% year-on-year from $34.3 million in Q1 2025, and down 3.72% quarter-over-quarter from $36.2 million in Q4 2025.

Encore Capital (ECPG) Cost of Revenue (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Cost of Revenue across 17 years of filings, most recently posting $34.8 million for Q1 2026.

  • Cost of Revenue for Q1 2026 came in at $34.8 million, up 1.7% year-over-year; the trailing twelve-month figure through Mar 2026 was $145.1 million (up 7.7% YoY), and the FY2025 annual result was $144.5 million, up 10.45% from the prior year.
  • Cost of Revenue came in at $34.8 million for Q1 2026 at Encore Capital, down from $36.2 million in the prior quarter.
  • In the past five years, Cost of Revenue ranged from a high of $37.8 million in Q4 2024 to a low of $26.3 million in Q2 2023.
  • The 5-year median for Cost of Revenue is $30.4 million (2024), against an average of $31.3 million.
  • Across the five-year window, Cost of Revenue declined 4.97% in 2022 and rose 28.9% in 2024, its largest moves.
  • Encore Capital's Cost of Revenue stood at $28.5 million in 2022, then advanced by 2.8% to $29.3 million in 2023, then advanced by 28.9% to $37.8 million in 2024, then slipped by 4.26% to $36.2 million in 2025, then declined by 3.72% to $34.8 million in 2026.
  • The last three Cost of Revenue figures came in at $34.8 million (Q1 2026), $36.2 million (Q4 2025), and $37.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.48 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.50 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 518.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 72.85 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 171.12 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 121.00 Mn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 34.83 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 34.83 Mn
Mar 31, 2026 34.83 Mn
Dec 31, 2025 36.18 Mn
Dec 31, 2025 36.18 Mn
Sep 30, 2025 37.06 Mn
Sep 30, 2025 37.06 Mn
Jun 30, 2025 36.99 Mn
Jun 30, 2025 36.99 Mn
Mar 31, 2025 34.25 Mn
Mar 31, 2025 34.25 Mn
Dec 31, 2024 37.79 Mn
Dec 31, 2024 37.79 Mn
Sep 30, 2024 31.80 Mn
Sep 30, 2024 31.80 Mn
Jun 30, 2024 30.85 Mn
Jun 30, 2024 30.85 Mn
Mar 31, 2024 30.37 Mn
Mar 31, 2024 30.37 Mn
Dec 31, 2023 29.32 Mn
Dec 31, 2023 29.32 Mn