Growth Metrics

Encore Capital (ECPG) Cost of Revenue (2016 - 2026)

Encore Capital's Cost of Revenue history spans 16 years, with the latest figure at $36.2 million for Q4 2025.

  • On a quarterly basis, Cost of Revenue fell 4.26% to $36.2 million in Q4 2025 year-over-year; TTM through Dec 2025 was $144.5 million, a 10.45% increase, with the full-year FY2025 number at $144.5 million, up 10.45% from a year prior.
  • Cost of Revenue hit $36.2 million in Q4 2025 for Encore Capital, down from $37.1 million in the prior quarter.
  • Over the last five years, Cost of Revenue for ECPG hit a ceiling of $37.8 million in Q4 2024 and a floor of $25.0 million in Q4 2021.
  • Historically, Cost of Revenue has averaged $30.2 million across 5 years, with a median of $28.5 million in 2021.
  • Biggest five-year swings in Cost of Revenue: fell 10.19% in 2021 and later increased 28.9% in 2024.
  • Tracing ECPG's Cost of Revenue over 5 years: stood at $25.0 million in 2021, then rose by 13.87% to $28.5 million in 2022, then rose by 2.8% to $29.3 million in 2023, then rose by 28.9% to $37.8 million in 2024, then dropped by 4.26% to $36.2 million in 2025.
  • Business Quant data shows Cost of Revenue for ECPG at $36.2 million in Q4 2025, $37.1 million in Q3 2025, and $37.0 million in Q2 2025.