Encore Capital (ECPG) Cost of Revenue (2010 - 2026)
Encore Capital's (ECPG) quarterly Cost of Revenue came in at $34.8 million in Q1 2026, up 1.7% year-on-year from $34.3 million in Q1 2025, and down 3.72% quarter-over-quarter from $36.2 million in Q4 2025.
Encore Capital (ECPG) Cost of Revenue (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Cost of Revenue across 17 years of filings, most recently posting $34.8 million for Q1 2026.
- Cost of Revenue for Q1 2026 came in at $34.8 million, up 1.7% year-over-year; the trailing twelve-month figure through Mar 2026 was $145.1 million (up 7.7% YoY), and the FY2025 annual result was $144.5 million, up 10.45% from the prior year.
- Cost of Revenue came in at $34.8 million for Q1 2026 at Encore Capital, down from $36.2 million in the prior quarter.
- In the past five years, Cost of Revenue ranged from a high of $37.8 million in Q4 2024 to a low of $26.3 million in Q2 2023.
- The 5-year median for Cost of Revenue is $30.4 million (2024), against an average of $31.3 million.
- Across the five-year window, Cost of Revenue declined 4.97% in 2022 and rose 28.9% in 2024, its largest moves.
- Encore Capital's Cost of Revenue stood at $28.5 million in 2022, then advanced by 2.8% to $29.3 million in 2023, then advanced by 28.9% to $37.8 million in 2024, then slipped by 4.26% to $36.2 million in 2025, then declined by 3.72% to $34.8 million in 2026.
- The last three Cost of Revenue figures came in at $34.8 million (Q1 2026), $36.2 million (Q4 2025), and $37.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.48 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.50 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 518.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 72.85 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 171.12 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 121.00 Mn |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 34.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.83 Mn |
| Mar 31, 2026 | 34.83 Mn |
| Dec 31, 2025 | 36.18 Mn |
| Dec 31, 2025 | 36.18 Mn |
| Sep 30, 2025 | 37.06 Mn |
| Sep 30, 2025 | 37.06 Mn |
| Jun 30, 2025 | 36.99 Mn |
| Jun 30, 2025 | 36.99 Mn |
| Mar 31, 2025 | 34.25 Mn |
| Mar 31, 2025 | 34.25 Mn |
| Dec 31, 2024 | 37.79 Mn |
| Dec 31, 2024 | 37.79 Mn |
| Sep 30, 2024 | 31.80 Mn |
| Sep 30, 2024 | 31.80 Mn |
| Jun 30, 2024 | 30.85 Mn |
| Jun 30, 2024 | 30.85 Mn |
| Mar 31, 2024 | 30.37 Mn |
| Mar 31, 2024 | 30.37 Mn |
| Dec 31, 2023 | 29.32 Mn |
| Dec 31, 2023 | 29.32 Mn |