Encore Capital (ECPG) Net Income (2010 - 2026)
Encore Capital's (ECPG) quarterly Net Income came in at $86.2 million in Q1 2026, up 84.3% year-on-year from $46.8 million in Q1 2025, and up 12.51% quarter-over-quarter from $76.7 million in Q4 2025.
Encore Capital (ECPG) Net Income (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Net Income across 16 years of filings, most recently posting $86.2 million for Q1 2026.
- Net Income for Q1 2026 came in at $86.2 million, up 84.3% year-over-year; the trailing twelve-month figure through Mar 2026 was $296.3 million (up 356.11% YoY), and the FY2025 annual result was $256.8 million, up 284.45% from the prior year.
- Net Income came in at $86.2 million for Q1 2026 at Encore Capital, up from $76.7 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $175.7 million in Q1 2022 to a low of -$270.8 million in Q4 2023.
- The 5-year median for Net Income is $31.5 million (2022), against an average of $11.3 million.
- Across the five-year window, Net Income sank 270.31% in 2023 and soared 143.64% in 2025, its largest moves.
- Encore Capital's Net Income stood at -$73.1 million in 2022, then tumbled by 270.31% to -$270.8 million in 2023, then rose by 16.79% to -$225.3 million in 2024, then soared by 134.02% to $76.7 million in 2025, then advanced by 12.51% to $86.2 million in 2026.
- The last three Net Income figures came in at $86.2 million (Q1 2026), $76.7 million (Q4 2025), and $74.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 86.24 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 86.24 Mn |
| Dec 31, 2025 | 76.66 Mn |
| Sep 30, 2025 | 74.66 Mn |
| Jun 30, 2025 | 58.72 Mn |
| Mar 31, 2025 | 46.80 Mn |
| Dec 31, 2024 | -225.31 Mn |
| Sep 30, 2024 | 30.64 Mn |
| Jun 30, 2024 | 32.18 Mn |
| Mar 31, 2024 | 23.24 Mn |
| Dec 31, 2023 | -270.76 Mn |
| Sep 30, 2023 | 19.34 Mn |
| Jun 30, 2023 | 26.31 Mn |
| Mar 31, 2023 | 18.63 Mn |
| Dec 31, 2022 | -73.12 Mn |
| Sep 30, 2022 | 31.49 Mn |
| Jun 30, 2022 | 60.44 Mn |
| Mar 31, 2022 | 175.75 Mn |
| Dec 31, 2021 | 76.08 Mn |
| Sep 30, 2021 | 83.57 Mn |
| Jun 30, 2021 | 96.79 Mn |