Balance Sheet
Cash Flow Statement
Capital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in CashDeferred TaxesDepreciation & Amortization (CF)DivestmentsExchange Rate EffectFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther Working Capital ChangesOther financing activitiesShare-based Compensation
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Income Statement
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Encore Capital (ECPG) Net Income (2016 - 2025)

Encore Capital's Net Income history spans 16 years, with the latest figure at $76.7 million for Q4 2025.

  • For Q4 2025, Net Income rose 134.02% year-over-year to $76.7 million; the TTM value through Dec 2025 reached $256.8 million, up 284.45%, while the annual FY2025 figure was $256.8 million, 284.45% up from the prior year.
  • Net Income for Q4 2025 was $76.7 million at Encore Capital, up from $74.7 million in the prior quarter.
  • Across five years, Net Income topped out at $175.7 million in Q1 2022 and bottomed at -$270.8 million in Q4 2023.
  • The 5-year median for Net Income is $39.5 million (2024), against an average of $22.8 million.
  • The largest annual shift saw Net Income skyrocketed 995.78% in 2021 before it tumbled 270.31% in 2023.
  • A 5-year view of Net Income shows it stood at $76.1 million in 2021, then crashed by 196.1% to -$73.1 million in 2022, then crashed by 270.31% to -$270.8 million in 2023, then grew by 16.79% to -$225.3 million in 2024, then skyrocketed by 134.02% to $76.7 million in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Net Income are $76.7 million (Q4 2025), $74.7 million (Q3 2025), and $58.7 million (Q2 2025).