Encore Capital (ECPG) FCF Margin (2010 - 2026)
Encore Capital (ECPG) posted FCF Margin of 375.38% for Q1 2026, up 711.85% sequentially from 46.24% in Q4 2025, and up 178323.0% YoY from N/an in Q1 2025.
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Analysis
Encore Capital (ECPG) FCF Margin (2010 - 2026) Analysis & Trends
Encore Capital has reported FCF Margin for 17 years, with the latest figure at 375.38% in Q1 2026.
- Quarterly FCF Margin rose 178323.0% year-over-year to 375.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 99.46% (up 13008.0% YoY) and the FY2025 annual result came in at 143.6%, down 638.0% from the prior year.
- FCF Margin improved to 375.38% in Q1 2026 per ECPG's latest filing, from 46.24% in the prior quarter.
- Over five years, FCF Margin peaked at 4089.67% in Q4 2024 and troughed at 2276.96% in Q3 2022.
- A 5-year average of 23.7% and a median of 15.5% in 2022 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2024 and 2025: FCF Margin surged 402203 bps in 2024, then sank 404343 bps in 2025.
- Over 5 years, FCF Margin stood at 15.5% in 2022, then soared by 336 bps to 67.64% in 2023, then soared by 5946 bps to 4089.67% in 2024, then tumbled by 99 bps to 46.24% in 2025, then soared by 712 bps to 375.38% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 375.38%, 46.24%, and 171.09% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Encore Capital | 2.10 Bn | 1.92 Bn | 455.04 Mn | -95.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -95.60% |
| Mar 31, 2026 | -58.29% |
| Dec 31, 2025 | -64.62% |
| Sep 30, 2025 | -56.32% |
| Jun 30, 2025 | -79.88% |
| Mar 31, 2025 | -80.82% |
| Dec 31, 2024 | -176.20% |
| Sep 30, 2024 | -63.20% |
| Jun 30, 2024 | -67.52% |
| Mar 31, 2024 | -73.20% |
| Dec 31, 2023 | -90.60% |
| Sep 30, 2023 | -56.13% |
| Jun 30, 2023 | -75.34% |
| Mar 31, 2023 | -76.36% |
| Dec 31, 2022 | -70.83% |
| Sep 30, 2022 | -56.78% |
| Jun 30, 2022 | -35.76% |
| Mar 31, 2022 | -22.37% |
| Dec 31, 2021 | -26.09% |
| Sep 30, 2021 | -25.07% |