Encore Capital (ECPG) FCF Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly FCF Margin came in at 95.6% in Q2 2026, down 1572.0% year-over-year from 6.49% in Q2 2025, and down 63.99% quarter-over-quarter from 58.29% in Q1 2026.
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Encore Capital (ECPG) FCF Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed FCF Margin across 17 years of filings, most recently posting 95.6% for Q2 2026.
- In Q2 2026, FCF Margin fell 1572.0% year-over-year to 95.6%; the TTM figure through Jun 2026 stood at 69.04% (up 2435.0% YoY), while the FY2025 annual figure was 69.87%, up 1979.0% from the prior year.
- FCF Margin came in at 95.6% for Q2 2026 at Encore Capital, down from 58.29% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 22.37% in Q1 2022 to a low of 176.2% in Q4 2024.
- Average FCF Margin over 5 years is 72.21%, with a median of 69.17% recorded in 2022.
- Year-over-year, FCF Margin slumped 8560 bps in 2024 and soared 11158 bps in 2025.
- Over 5 years, FCF Margin stood at 70.83% in 2022, then decreased by 28 bps to 90.6% in 2023, then sank by 94 bps to 176.2% in 2024, then surged by 63 bps to 64.62% in 2025, then plunged by 48 bps to 95.6% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 95.6% in Q2 2026, 58.29% in Q1 2026, and 64.62% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | - |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 70.82% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 74.39% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 85.02% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | -95.60% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 37.20% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | - |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 29.18% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 9.27% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -95.60% |
| Mar 31, 2026 | -58.29% |
| Dec 31, 2025 | -64.62% |
| Sep 30, 2025 | -56.32% |
| Jun 30, 2025 | -79.88% |
| Mar 31, 2025 | -80.82% |
| Dec 31, 2024 | -176.20% |
| Sep 30, 2024 | -63.20% |
| Jun 30, 2024 | -67.52% |
| Mar 31, 2024 | -73.20% |
| Dec 31, 2023 | -90.60% |
| Sep 30, 2023 | -56.13% |
| Jun 30, 2023 | -75.34% |
| Mar 31, 2023 | -76.36% |
| Dec 31, 2022 | -70.83% |
| Sep 30, 2022 | -56.78% |
| Jun 30, 2022 | -35.76% |
| Mar 31, 2022 | -22.37% |
| Dec 31, 2021 | -26.09% |
| Sep 30, 2021 | -25.07% |