Encore Capital (ECPG) FCF Margin (2010 - 2026)
Encore Capital (ECPG) posted FCF Margin of 375.38% for Q1 2026, up 711.85% sequentially from 46.24% in Q4 2025, and up 178323.0% YoY from N/an in Q1 2025.
Encore Capital (ECPG) FCF Margin (2010 - 2026) Analysis & Trends
Encore Capital has reported FCF Margin for 17 years, with the latest figure at 375.38% in Q1 2026.
- Quarterly FCF Margin rose 178323.0% year-over-year to 375.38% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 99.46% (up 13008.0% YoY) and the FY2025 annual result came in at 143.6%, down 638.0% from the prior year.
- FCF Margin improved to 375.38% in Q1 2026 per ECPG's latest filing, from 46.24% in the prior quarter.
- Over five years, FCF Margin peaked at 4089.67% in Q4 2024 and troughed at 2276.96% in Q3 2022.
- A 5-year average of 23.7% and a median of 15.5% in 2022 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2024 and 2025: FCF Margin surged 402203 bps in 2024, then sank 404343 bps in 2025.
- Over 5 years, FCF Margin stood at 15.5% in 2022, then soared by 336 bps to 67.64% in 2023, then soared by 5946 bps to 4089.67% in 2024, then tumbled by 99 bps to 46.24% in 2025, then soared by 712 bps to 375.38% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 375.38%, 46.24%, and 171.09% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 375.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 375.38% |
| Dec 31, 2025 | 46.24% |
| Sep 30, 2025 | 171.09% |
| Jun 30, 2025 | -1,583.65% |
| Mar 31, 2025 | -1,407.85% |
| Dec 31, 2024 | 4,089.67% |
| Sep 30, 2024 | -213.77% |
| Jun 30, 2024 | 7.97% |
| Mar 31, 2024 | 216.51% |
| Dec 31, 2023 | 67.64% |
| Sep 30, 2023 | -228.99% |
| Jun 30, 2023 | 6.84% |
| Mar 31, 2023 | 137.38% |
| Dec 31, 2022 | 15.50% |
| Sep 30, 2022 | -2,276.96% |
| Jun 30, 2022 | 164.55% |
| Mar 31, 2022 | 9.50% |
| Dec 31, 2021 | -35.65% |
| Sep 30, 2021 | 167.84% |
| Jun 30, 2021 | 228.56% |