Encore Capital (ECPG) FCF Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly FCF Margin came in at 58.29% in Q1 2026, up 2252.0% year-on-year from 2.48% in Q1 2025, and down 152.0% quarter-over-quarter from 112.1% in Q4 2025.
Encore Capital (ECPG) FCF Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed FCF Margin across 17 years of filings, most recently posting 58.29% for Q1 2026.
- FCF Margin for Q1 2026 came in at 58.29%, up 2252.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 699.07% (down 64780.0% YoY), and the FY2025 annual result was 1398.23%, down 154821.0% from the prior year.
- FCF Margin came in at 58.29% for Q1 2026 at Encore Capital, down from 112.1% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 2601.6% in Q3 2024 to a low of 2484.42% in Q2 2024.
- The 5-year median for FCF Margin is 58.29% (2026), against an average of 204.25%.
- Across the five-year window, FCF Margin sank 327640 bps in 2023 and surged 347523 bps in 2024, its largest moves.
- Encore Capital's FCF Margin stood at 720.7% in 2022, then soared by 87 bps to 90.6% in 2023, then jumped by 181 bps to 73.02% in 2024, then soared by 54 bps to 112.1% in 2025, then tumbled by 152 bps to 58.29% in 2026.
- The last three FCF Margin figures came in at 58.29% (Q1 2026), 112.1% (Q4 2025), and 16.41% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 23.37% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 33.56% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 35.91% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 45.78% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 65.22% |
| 10 | Encore Capital | 1.80 Bn | 1.57 Bn | 440.58 Mn | -58.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -58.29% |
| Dec 31, 2025 | 112.10% |
| Sep 30, 2025 | 16.41% |
| Jun 30, 2025 | 81.18% |
| Mar 31, 2025 | -80.82% |
| Dec 31, 2024 | 73.02% |
| Sep 30, 2024 | 2,601.60% |
| Jun 30, 2024 | -2,484.42% |
| Mar 31, 2024 | 13.44% |
| Dec 31, 2023 | -90.60% |
| Sep 30, 2023 | -873.63% |
| Jun 30, 2023 | -2,442.53% |
| Mar 31, 2023 | 137.38% |
| Dec 31, 2022 | -720.70% |
| Sep 30, 2022 | -162.71% |
| Jun 30, 2022 | 833.87% |
| Mar 31, 2022 | -427.48% |
| Dec 31, 2021 | 148.53% |
| Sep 30, 2021 | -96.85% |
| Jun 30, 2021 | 55.30% |