Encore Capital (ECPG) FCF Margin (2010 - 2026)
Encore Capital (ECPG) posted FCF Margin of 58.29% for Q1 2026, down 152.0% sequentially from 112.1% in Q4 2025, and up 2252.0% YoY from 2.48% in Q1 2025.
Encore Capital (ECPG) FCF Margin (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of FCF Margin data on file, last reported at 58.29% in Q1 2026.
- Quarterly FCF Margin rose 2252.0% year-over-year to 58.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 699.07% (down 64780.0% YoY) and the FY2025 annual result came in at 1398.23%, down 154821.0% from the prior year.
- FCF Margin fell to 58.29% in Q1 2026 per ECPG's latest filing, from 112.1% in the prior quarter.
- The five-year high for FCF Margin was 2601.6% in Q3 2024, with the low at 2484.42% in Q2 2024.
- Average FCF Margin over 5 years is 204.25%, with a median of 58.29% recorded in 2026.
- Year-over-year, FCF Margin tumbled 327640 bps in 2023 and soared 347523 bps in 2024.
- Encore Capital's FCF Margin stood at 720.7% in 2022, then soared by 87 bps to 90.6% in 2023, then jumped by 181 bps to 73.02% in 2024, then soared by 54 bps to 112.1% in 2025, then plunged by 152 bps to 58.29% in 2026.
- Business Quant data shows ECPG's FCF Margin at 58.29% in Q1 2026, 112.1% in Q4 2025, and 16.41% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | -58.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -58.29% |
| Dec 31, 2025 | 112.10% |
| Sep 30, 2025 | 16.41% |
| Jun 30, 2025 | 81.18% |
| Mar 31, 2025 | -80.82% |
| Dec 31, 2024 | 73.02% |
| Sep 30, 2024 | 2,601.60% |
| Jun 30, 2024 | -2,484.42% |
| Mar 31, 2024 | 13.44% |
| Dec 31, 2023 | -90.60% |
| Sep 30, 2023 | -873.63% |
| Jun 30, 2023 | -2,442.53% |
| Mar 31, 2023 | 137.38% |
| Dec 31, 2022 | -720.70% |
| Sep 30, 2022 | -162.71% |
| Jun 30, 2022 | 833.87% |
| Mar 31, 2022 | -427.48% |
| Dec 31, 2021 | 148.53% |
| Sep 30, 2021 | -96.85% |
| Jun 30, 2021 | 55.30% |