Encore Capital (ECPG) Net Cash Flow (2010 - 2026)
Encore Capital (ECPG) posted Net Cash Flow of $73.5 million for Q1 2026, up 561.63% sequentially from -$15.9 million in Q4 2025, and up 601.62% YoY from $10.5 million in Q1 2025.
Encore Capital (ECPG) Net Cash Flow (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of Net Cash Flow data on file, last reported at $73.5 million in Q1 2026.
- Quarterly Net Cash Flow rose 601.62% year-over-year to $73.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $43.7 million (up 1373.77% YoY) and the FY2025 annual result came in at -$44.5 million, down 232.89% from the prior year.
- Net Cash Flow grew to $73.5 million in Q1 2026 per ECPG's latest filing, from -$15.9 million in the prior quarter.
- The five-year high for Net Cash Flow was $78.4 million in Q2 2024, with the low at -$53.9 million in Q4 2024.
- Average Net Cash Flow over 5 years is $3.2 million, with a median of -$990000.0 recorded in 2025.
- Year-over-year, Net Cash Flow tumbled 714.08% in 2022 and surged 3034.05% in 2023.
- Encore Capital's Net Cash Flow stood at -$511000.0 in 2022, then surged by 3034.05% to $15.0 million in 2023, then slumped by 459.46% to -$53.9 million in 2024, then soared by 70.45% to -$15.9 million in 2025, then jumped by 561.63% to $73.5 million in 2026.
- Business Quant data shows ECPG's Net Cash Flow at $73.5 million in Q1 2026, -$15.9 million in Q4 2025, and -$990000.0 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | 73.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.53 Mn |
| Mar 31, 2026 | 73.53 Mn |
| Dec 31, 2025 | -15.93 Mn |
| Dec 31, 2025 | -15.93 Mn |
| Sep 30, 2025 | -990,000.00 |
| Sep 30, 2025 | -990,000.00 |
| Jun 30, 2025 | -12.96 Mn |
| Jun 30, 2025 | -12.96 Mn |
| Mar 31, 2025 | -14.66 Mn |
| Mar 31, 2025 | -14.66 Mn |
| Dec 31, 2024 | -53.89 Mn |
| Dec 31, 2024 | -53.89 Mn |
| Sep 30, 2024 | -6.90 Mn |
| Sep 30, 2024 | -6.90 Mn |
| Jun 30, 2024 | 78.41 Mn |
| Jun 30, 2024 | 78.41 Mn |
| Mar 31, 2024 | 15.89 Mn |
| Mar 31, 2024 | 15.89 Mn |
| Dec 31, 2023 | 14.99 Mn |
| Dec 31, 2023 | 14.99 Mn |