Encore Capital (ECPG) EBITDA (2010 - 2026)

Encore Capital's (ECPG) quarterly EBITDA came in at $184.0 million in Q1 2026, up 42.25% year-on-year from $129.3 million in Q1 2025, and up 6.11% quarter-over-quarter from $173.4 million in Q4 2025.

Encore Capital (ECPG) EBITDA (2010 - 2026) Analysis & Trends

Encore Capital has disclosed EBITDA across 17 years of filings, most recently posting $184.0 million for Q1 2026.

  • EBITDA for Q1 2026 came in at $184.0 million, up 42.25% year-over-year; the trailing twelve-month figure through Mar 2026 was $681.3 million (up 235.48% YoY), and the FY2025 annual result was $655.4 million, up 245.46% from the prior year.
  • EBITDA came in at $184.0 million for Q1 2026 at Encore Capital, up from $173.4 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $265.0 million in Q1 2022 to a low of -$217.2 million in Q4 2023.
  • The 5-year median for EBITDA is $101.8 million (2024), against an average of $85.1 million.
  • Across the five-year window, EBITDA tumbled 9322.69% in 2023 and surged 229.21% in 2025, its largest moves.
  • Encore Capital's EBITDA stood at -$2.3 million in 2022, then sank by 9322.69% to -$217.2 million in 2023, then soared by 38.22% to -$134.2 million in 2024, then soared by 229.21% to $173.4 million in 2025, then grew by 6.11% to $184.0 million in 2026.
  • The last three EBITDA figures came in at $184.0 million (Q1 2026), $173.4 million (Q4 2025), and $173.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 332.00 Mn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 183.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 183.99 Mn
Dec 31, 2025 173.39 Mn
Sep 30, 2025 173.18 Mn
Jun 30, 2025 150.73 Mn
Mar 31, 2025 129.34 Mn
Dec 31, 2024 -134.19 Mn
Sep 30, 2024 106.09 Mn
Jun 30, 2024 101.84 Mn
Mar 31, 2024 83.59 Mn
Dec 31, 2023 -217.19 Mn
Sep 30, 2023 75.52 Mn
Jun 30, 2023 88.07 Mn
Mar 31, 2023 70.14 Mn
Dec 31, 2022 -2.31 Mn
Sep 30, 2022 80.52 Mn
Jun 30, 2022 118.95 Mn
Mar 31, 2022 265.01 Mn
Dec 31, 2021 124.02 Mn
Sep 30, 2021 166.65 Mn
Jun 30, 2021 174.29 Mn