Encore Capital (ECPG) EBITDA Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly EBITDA Margin came in at 38.0% in Q2 2026, up 391.0% year-over-year from 7.74% in Q2 2025, and down 1.82% quarter-over-quarter from 38.7% in Q1 2026.
Analysis
Encore Capital (ECPG) EBITDA Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed EBITDA Margin across 17 years of filings, most recently posting 38.0% for Q2 2026.
- In Q2 2026, EBITDA Margin rose 391.0% year-over-year to 38.0%; the TTM figure through Jun 2026 stood at 37.74% (up 2057.0% YoY), while the FY2025 annual figure was 37.06%, up 2264.0% from the prior year.
- EBITDA Margin came in at 38.0% for Q2 2026 at Encore Capital, down from 38.7% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 53.04% in Q1 2022 to a low of 78.3% in Q4 2023.
- Average EBITDA Margin over 5 years is 19.88%, with a median of 28.78% recorded in 2024.
- Year-over-year, EBITDA Margin tumbled 7731 bps in 2023 and jumped 8714 bps in 2025.
- Over 5 years, EBITDA Margin stood at 0.99% in 2022, then tumbled by 7849 bps to 78.3% in 2023, then jumped by 35 bps to 50.52% in 2024, then soared by 172 bps to 36.62% in 2025, then grew by 4 bps to 38.0% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 38.0% in Q2 2026, 38.7% in Q1 2026, and 36.62% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 15.28% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 19.75% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 62.13% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 64.21% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 38.00% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 71.06% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 45.87% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -7.33% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 4.66% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.00% |
| Mar 31, 2026 | 38.70% |
| Dec 31, 2025 | 36.62% |
| Sep 30, 2025 | 37.62% |
| Jun 30, 2025 | 34.09% |
| Mar 31, 2025 | 32.93% |
| Dec 31, 2024 | -50.52% |
| Sep 30, 2024 | 28.90% |
| Jun 30, 2024 | 28.66% |
| Mar 31, 2024 | 25.46% |
| Dec 31, 2023 | -78.30% |
| Sep 30, 2023 | 24.39% |
| Jun 30, 2023 | 27.26% |
| Mar 31, 2023 | 22.43% |
| Dec 31, 2022 | -0.99% |
| Sep 30, 2022 | 26.16% |
| Jun 30, 2022 | 33.33% |
| Mar 31, 2022 | 53.04% |
| Dec 31, 2021 | 34.71% |
| Sep 30, 2021 | 40.39% |