Encore Capital (ECPG) Operating Expenses (2010 - 2026)

Encore Capital's (ECPG) quarterly Operating Expenses came in at $291.4 million in Q1 2026, up 10.62% year-on-year from $263.4 million in Q1 2025, and down 2.91% quarter-over-quarter from $300.2 million in Q4 2025.

Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Operating Expenses across 17 years of filings, most recently posting $291.4 million for Q1 2026.

  • Operating Expenses for Q1 2026 came in at $291.4 million, up 10.62% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY), and the FY2025 annual result was $1.1 billion, down 1.46% from the prior year.
  • Operating Expenses came in at $291.4 million for Q1 2026 at Encore Capital, down from $300.2 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $494.6 million in Q4 2023 to a low of $227.2 million in Q3 2022.
  • The 5-year median for Operating Expenses is $253.4 million (2024), against an average of $278.5 million.
  • Across the five-year window, Operating Expenses soared 109.3% in 2023 and declined 24.92% in 2025, its largest moves.
  • Encore Capital's Operating Expenses stood at $236.3 million in 2022, then jumped by 109.3% to $494.6 million in 2023, then retreated by 19.16% to $399.8 million in 2024, then declined by 24.92% to $300.2 million in 2025, then decreased by 2.91% to $291.4 million in 2026.
  • The last three Operating Expenses figures came in at $291.4 million (Q1 2026), $300.2 million (Q4 2025), and $287.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.00 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.49 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.46 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.32 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.24 Bn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 291.42 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 291.42 Mn
Dec 31, 2025 300.16 Mn
Sep 30, 2025 287.18 Mn
Jun 30, 2025 291.39 Mn
Mar 31, 2025 263.43 Mn
Dec 31, 2024 399.81 Mn
Sep 30, 2024 260.98 Mn
Jun 30, 2024 253.45 Mn
Mar 31, 2024 244.80 Mn
Dec 31, 2023 494.58 Mn
Sep 30, 2023 234.10 Mn
Jun 30, 2023 234.97 Mn
Mar 31, 2023 242.49 Mn
Dec 31, 2022 236.30 Mn
Sep 30, 2022 227.24 Mn
Jun 30, 2022 237.97 Mn
Mar 31, 2022 234.67 Mn
Dec 31, 2021 233.28 Mn
Sep 30, 2021 245.98 Mn
Jun 30, 2021 253.45 Mn