Encore Capital (ECPG) Operating Expenses (2010 - 2026)

Encore Capital (ECPG) posted Operating Expenses of $291.4 million for Q1 2026, down 2.91% sequentially from $300.2 million in Q4 2025, and up 10.62% YoY from $263.4 million in Q1 2025.

Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends

Encore Capital has reported Operating Expenses for 17 years, with the latest figure at $291.4 million in Q1 2026.

  • Quarterly Operating Expenses rose 10.62% year-over-year to $291.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY) and the FY2025 annual result came in at $1.1 billion, down 1.46% from the prior year.
  • Operating Expenses slipped to $291.4 million in Q1 2026 per ECPG's latest filing, from $300.2 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $494.6 million in Q4 2023 and troughed at $227.2 million in Q3 2022.
  • A 5-year average of $278.5 million and a median of $253.4 million in 2024 frame the typical range for Operating Expenses.
  • The sharpest annual moves came in 2023 and 2025: Operating Expenses surged 109.3% in 2023, then retreated 24.92% in 2025.
  • Over 5 years, Operating Expenses stood at $236.3 million in 2022, then soared by 109.3% to $494.6 million in 2023, then slipped by 19.16% to $399.8 million in 2024, then retreated by 24.92% to $300.2 million in 2025, then dropped by 2.91% to $291.4 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $291.4 million, $300.2 million, and $287.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 291.42 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 291.42 Mn
Dec 31, 2025 300.16 Mn
Sep 30, 2025 287.18 Mn
Jun 30, 2025 291.39 Mn
Mar 31, 2025 263.43 Mn
Dec 31, 2024 399.81 Mn
Sep 30, 2024 260.98 Mn
Jun 30, 2024 253.45 Mn
Mar 31, 2024 244.80 Mn
Dec 31, 2023 494.58 Mn
Sep 30, 2023 234.10 Mn
Jun 30, 2023 234.97 Mn
Mar 31, 2023 242.49 Mn
Dec 31, 2022 236.30 Mn
Sep 30, 2022 227.24 Mn
Jun 30, 2022 237.97 Mn
Mar 31, 2022 234.67 Mn
Dec 31, 2021 233.28 Mn
Sep 30, 2021 245.98 Mn
Jun 30, 2021 253.45 Mn