Encore Capital (ECPG) Operating Expenses (2010 - 2026)
Encore Capital's (ECPG) quarterly Operating Expenses came in at $291.4 million in Q1 2026, up 10.62% year-on-year from $263.4 million in Q1 2025, and down 2.91% quarter-over-quarter from $300.2 million in Q4 2025.
Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Operating Expenses across 17 years of filings, most recently posting $291.4 million for Q1 2026.
- Operating Expenses for Q1 2026 came in at $291.4 million, up 10.62% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY), and the FY2025 annual result was $1.1 billion, down 1.46% from the prior year.
- Operating Expenses came in at $291.4 million for Q1 2026 at Encore Capital, down from $300.2 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $494.6 million in Q4 2023 to a low of $227.2 million in Q3 2022.
- The 5-year median for Operating Expenses is $253.4 million (2024), against an average of $278.5 million.
- Across the five-year window, Operating Expenses soared 109.3% in 2023 and declined 24.92% in 2025, its largest moves.
- Encore Capital's Operating Expenses stood at $236.3 million in 2022, then jumped by 109.3% to $494.6 million in 2023, then retreated by 19.16% to $399.8 million in 2024, then declined by 24.92% to $300.2 million in 2025, then decreased by 2.91% to $291.4 million in 2026.
- The last three Operating Expenses figures came in at $291.4 million (Q1 2026), $300.2 million (Q4 2025), and $287.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.49 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.24 Bn |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 291.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 291.42 Mn |
| Dec 31, 2025 | 300.16 Mn |
| Sep 30, 2025 | 287.18 Mn |
| Jun 30, 2025 | 291.39 Mn |
| Mar 31, 2025 | 263.43 Mn |
| Dec 31, 2024 | 399.81 Mn |
| Sep 30, 2024 | 260.98 Mn |
| Jun 30, 2024 | 253.45 Mn |
| Mar 31, 2024 | 244.80 Mn |
| Dec 31, 2023 | 494.58 Mn |
| Sep 30, 2023 | 234.10 Mn |
| Jun 30, 2023 | 234.97 Mn |
| Mar 31, 2023 | 242.49 Mn |
| Dec 31, 2022 | 236.30 Mn |
| Sep 30, 2022 | 227.24 Mn |
| Jun 30, 2022 | 237.97 Mn |
| Mar 31, 2022 | 234.67 Mn |
| Dec 31, 2021 | 233.28 Mn |
| Sep 30, 2021 | 245.98 Mn |
| Jun 30, 2021 | 253.45 Mn |