Encore Capital (ECPG) Operating Expenses (2010 - 2026)
Encore Capital (ECPG) posted Operating Expenses of $291.4 million for Q1 2026, down 2.91% sequentially from $300.2 million in Q4 2025, and up 10.62% YoY from $263.4 million in Q1 2025.
Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of Operating Expenses data on file, last reported at $291.4 million in Q1 2026.
- Quarterly Operating Expenses rose 10.62% year-over-year to $291.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY) and the FY2025 annual result came in at $1.1 billion, down 1.46% from the prior year.
- Operating Expenses slipped to $291.4 million in Q1 2026 per ECPG's latest filing, from $300.2 million in the prior quarter.
- The five-year high for Operating Expenses was $494.6 million in Q4 2023, with the low at $227.2 million in Q3 2022.
- Average Operating Expenses over 5 years is $278.5 million, with a median of $253.4 million recorded in 2024.
- Year-over-year, Operating Expenses jumped 109.3% in 2023 and slipped 24.92% in 2025.
- Encore Capital's Operating Expenses stood at $236.3 million in 2022, then jumped by 109.3% to $494.6 million in 2023, then dropped by 19.16% to $399.8 million in 2024, then decreased by 24.92% to $300.2 million in 2025, then declined by 2.91% to $291.4 million in 2026.
- Business Quant data shows ECPG's Operating Expenses at $291.4 million in Q1 2026, $300.2 million in Q4 2025, and $287.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | 291.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 291.42 Mn |
| Dec 31, 2025 | 300.16 Mn |
| Sep 30, 2025 | 287.18 Mn |
| Jun 30, 2025 | 291.39 Mn |
| Mar 31, 2025 | 263.43 Mn |
| Dec 31, 2024 | 399.81 Mn |
| Sep 30, 2024 | 260.98 Mn |
| Jun 30, 2024 | 253.45 Mn |
| Mar 31, 2024 | 244.80 Mn |
| Dec 31, 2023 | 494.58 Mn |
| Sep 30, 2023 | 234.10 Mn |
| Jun 30, 2023 | 234.97 Mn |
| Mar 31, 2023 | 242.49 Mn |
| Dec 31, 2022 | 236.30 Mn |
| Sep 30, 2022 | 227.24 Mn |
| Jun 30, 2022 | 237.97 Mn |
| Mar 31, 2022 | 234.67 Mn |
| Dec 31, 2021 | 233.28 Mn |
| Sep 30, 2021 | 245.98 Mn |
| Jun 30, 2021 | 253.45 Mn |