Encore Capital (ECPG) Operating Expenses (2010 - 2026)
Encore Capital (ECPG) posted Operating Expenses of $291.4 million for Q1 2026, down 2.91% sequentially from $300.2 million in Q4 2025, and up 10.62% YoY from $263.4 million in Q1 2025.
Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends
Encore Capital has reported Operating Expenses for 17 years, with the latest figure at $291.4 million in Q1 2026.
- Quarterly Operating Expenses rose 10.62% year-over-year to $291.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY) and the FY2025 annual result came in at $1.1 billion, down 1.46% from the prior year.
- Operating Expenses slipped to $291.4 million in Q1 2026 per ECPG's latest filing, from $300.2 million in the prior quarter.
- Over five years, Operating Expenses peaked at $494.6 million in Q4 2023 and troughed at $227.2 million in Q3 2022.
- A 5-year average of $278.5 million and a median of $253.4 million in 2024 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2023 and 2025: Operating Expenses surged 109.3% in 2023, then retreated 24.92% in 2025.
- Over 5 years, Operating Expenses stood at $236.3 million in 2022, then soared by 109.3% to $494.6 million in 2023, then slipped by 19.16% to $399.8 million in 2024, then retreated by 24.92% to $300.2 million in 2025, then dropped by 2.91% to $291.4 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $291.4 million, $300.2 million, and $287.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 4.76 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.69 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 7.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.33 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 950.34 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 891.92 Mn |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 291.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 291.42 Mn |
| Dec 31, 2025 | 300.16 Mn |
| Sep 30, 2025 | 287.18 Mn |
| Jun 30, 2025 | 291.39 Mn |
| Mar 31, 2025 | 263.43 Mn |
| Dec 31, 2024 | 399.81 Mn |
| Sep 30, 2024 | 260.98 Mn |
| Jun 30, 2024 | 253.45 Mn |
| Mar 31, 2024 | 244.80 Mn |
| Dec 31, 2023 | 494.58 Mn |
| Sep 30, 2023 | 234.10 Mn |
| Jun 30, 2023 | 234.97 Mn |
| Mar 31, 2023 | 242.49 Mn |
| Dec 31, 2022 | 236.30 Mn |
| Sep 30, 2022 | 227.24 Mn |
| Jun 30, 2022 | 237.97 Mn |
| Mar 31, 2022 | 234.67 Mn |
| Dec 31, 2021 | 233.28 Mn |
| Sep 30, 2021 | 245.98 Mn |
| Jun 30, 2021 | 253.45 Mn |