Encore Capital (ECPG) Operating Expenses (2010 - 2026)

Encore Capital (ECPG) posted Operating Expenses of $291.4 million for Q1 2026, down 2.91% sequentially from $300.2 million in Q4 2025, and up 10.62% YoY from $263.4 million in Q1 2025.

Encore Capital (ECPG) Operating Expenses (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Operating Expenses data on file, last reported at $291.4 million in Q1 2026.

  • Quarterly Operating Expenses rose 10.62% year-over-year to $291.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.2 billion (down 0.64% YoY) and the FY2025 annual result came in at $1.1 billion, down 1.46% from the prior year.
  • Operating Expenses slipped to $291.4 million in Q1 2026 per ECPG's latest filing, from $300.2 million in the prior quarter.
  • The five-year high for Operating Expenses was $494.6 million in Q4 2023, with the low at $227.2 million in Q3 2022.
  • Average Operating Expenses over 5 years is $278.5 million, with a median of $253.4 million recorded in 2024.
  • Year-over-year, Operating Expenses jumped 109.3% in 2023 and slipped 24.92% in 2025.
  • Encore Capital's Operating Expenses stood at $236.3 million in 2022, then jumped by 109.3% to $494.6 million in 2023, then dropped by 19.16% to $399.8 million in 2024, then decreased by 24.92% to $300.2 million in 2025, then declined by 2.91% to $291.4 million in 2026.
  • Business Quant data shows ECPG's Operating Expenses at $291.4 million in Q1 2026, $300.2 million in Q4 2025, and $287.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 4.00 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.49 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 13.88 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 6.87 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 950.34 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 891.92 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.24 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 422.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -363.39 Mn
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 291.42 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 291.42 Mn
Dec 31, 2025 300.16 Mn
Sep 30, 2025 287.18 Mn
Jun 30, 2025 291.39 Mn
Mar 31, 2025 263.43 Mn
Dec 31, 2024 399.81 Mn
Sep 30, 2024 260.98 Mn
Jun 30, 2024 253.45 Mn
Mar 31, 2024 244.80 Mn
Dec 31, 2023 494.58 Mn
Sep 30, 2023 234.10 Mn
Jun 30, 2023 234.97 Mn
Mar 31, 2023 242.49 Mn
Dec 31, 2022 236.30 Mn
Sep 30, 2022 227.24 Mn
Jun 30, 2022 237.97 Mn
Mar 31, 2022 234.67 Mn
Dec 31, 2021 233.28 Mn
Sep 30, 2021 245.98 Mn
Jun 30, 2021 253.45 Mn