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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) Times Interest Earned (2016 - 2025)

Encore Capital's Times Interest Earned history spans 16 years, with the latest figure at $2.31 for Q4 2025.

  • For Q4 2025, Times Interest Earned rose 217.71% year-over-year to $2.31; the TTM value through Dec 2025 reached $2.13, up 242.24%, while the annual FY2025 figure was $2.13, 242.24% up from the prior year.
  • Times Interest Earned for Q4 2025 was $2.31 at Encore Capital, down from $2.33 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $7.65 in Q1 2022 and bottomed at -$3.99 in Q4 2023.
  • The 5-year median for Times Interest Earned is $1.94 (2025), against an average of $1.99.
  • The largest annual shift saw Times Interest Earned skyrocketed 318.94% in 2021 before it tumbled 7215.5% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $3.26 in 2021, then crashed by 101.67% to -$0.05 in 2022, then crashed by 7215.5% to -$3.99 in 2023, then surged by 50.84% to -$1.96 in 2024, then soared by 217.71% to $2.31 in 2025.
  • Per Business Quant, the three most recent readings for ECPG's Times Interest Earned are $2.31 (Q4 2025), $2.33 (Q3 2025), and $2.04 (Q2 2025).