Growth Metrics

Encore Capital (ECPG) Times Interest Earned (2016 - 2025)

Encore Capital (ECPG) has disclosed Times Interest Earned for 16 consecutive years, with $2.31 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 217.71% to $2.31 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.13 through Dec 2025, up 242.24% year-over-year, with the annual reading at $2.13 for FY2025, 242.24% up from the prior year.
  • Times Interest Earned hit $2.31 in Q4 2025 for Encore Capital, down from $2.33 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $7.65 in Q1 2022 to a low of -$3.99 in Q4 2023.
  • Historically, Times Interest Earned has averaged $1.99 across 5 years, with a median of $1.94 in 2025.
  • Biggest five-year swings in Times Interest Earned: surged 318.94% in 2021 and later crashed 7215.5% in 2023.
  • Year by year, Times Interest Earned stood at $3.26 in 2021, then plummeted by 101.67% to -$0.05 in 2022, then plummeted by 7215.5% to -$3.99 in 2023, then soared by 50.84% to -$1.96 in 2024, then skyrocketed by 217.71% to $2.31 in 2025.
  • Business Quant data shows Times Interest Earned for ECPG at $2.31 in Q4 2025, $2.33 in Q3 2025, and $2.04 in Q2 2025.