Encore Capital (ECPG) Equity Ratio (2010 - 2026)
Encore Capital's (ECPG) quarterly Equity Ratio came in at 0.19 in Q1 2026, up 15.19% year-on-year from 0.16 in Q1 2025, and up 3.79% quarter-over-quarter from 0.18 in Q4 2025.
Encore Capital (ECPG) Equity Ratio (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Equity Ratio across 17 years of filings, most recently posting 0.19 for Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.19, up 15.19% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.19 (up 15.19% YoY), and the FY2025 annual result was 0.18, up 14.18% from the prior year.
- Equity Ratio came in at 0.19 for Q1 2026 at Encore Capital, up from 0.18 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.28 in Q2 2022 to a low of 0.16 in Q4 2024.
- The 5-year median for Equity Ratio is 0.21 (2024), against an average of 0.22.
- Across the five-year window, Equity Ratio retreated 22.7% in 2023 and grew 15.19% in 2026, its largest moves.
- Encore Capital's Equity Ratio stood at 0.26 in 2022, then dropped by 22.7% to 0.2 in 2023, then dropped by 20.79% to 0.16 in 2024, then gained by 14.18% to 0.18 in 2025, then gained by 3.79% to 0.19 in 2026.
- The last three Equity Ratio figures came in at 0.19 (Q1 2026), 0.18 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.38 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.13 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.08 |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 0.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.19 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.21 |
| Jun 30, 2024 | 0.21 |
| Mar 31, 2024 | 0.20 |
| Dec 31, 2023 | 0.20 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.26 |
| Sep 30, 2022 | 0.28 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.27 |
| Dec 31, 2021 | 0.26 |
| Sep 30, 2021 | 0.31 |
| Jun 30, 2021 | 0.29 |