Encore Capital (ECPG) Equity Ratio (2010 - 2026)

Encore Capital (ECPG) posted Equity Ratio of 0.19 for Q1 2026, up 3.79% sequentially from 0.18 in Q4 2025, and up 15.19% YoY from 0.16 in Q1 2025.

Encore Capital (ECPG) Equity Ratio (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Equity Ratio data on file, last reported at 0.19 in Q1 2026.

  • Quarterly Equity Ratio rose 15.19% year-over-year to 0.19 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.19 (up 15.19% YoY) and the FY2025 annual result came in at 0.18, up 14.18% from the prior year.
  • Equity Ratio advanced to 0.19 in Q1 2026 per ECPG's latest filing, from 0.18 in the prior quarter.
  • The five-year high for Equity Ratio was 0.28 in Q2 2022, with the low at 0.16 in Q4 2024.
  • Average Equity Ratio over 5 years is 0.22, with a median of 0.21 recorded in 2024.
  • Year-over-year, Equity Ratio declined 22.7% in 2023 and advanced 15.19% in 2026.
  • Encore Capital's Equity Ratio stood at 0.26 in 2022, then retreated by 22.7% to 0.2 in 2023, then retreated by 20.79% to 0.16 in 2024, then grew by 14.18% to 0.18 in 2025, then grew by 3.79% to 0.19 in 2026.
  • Business Quant data shows ECPG's Equity Ratio at 0.19 in Q1 2026, 0.18 in Q4 2025, and 0.18 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 0.19

Historic Data

Download Data
DateValue
Mar 31, 2026 0.19
Dec 31, 2025 0.18
Sep 30, 2025 0.18
Jun 30, 2025 0.17
Mar 31, 2025 0.16
Dec 31, 2024 0.16
Sep 30, 2024 0.21
Jun 30, 2024 0.21
Mar 31, 2024 0.20
Dec 31, 2023 0.20
Sep 30, 2023 0.25
Jun 30, 2023 0.25
Mar 31, 2023 0.25
Dec 31, 2022 0.26
Sep 30, 2022 0.28
Jun 30, 2022 0.28
Mar 31, 2022 0.27
Dec 31, 2021 0.26
Sep 30, 2021 0.31
Jun 30, 2021 0.29