Encore Capital (ECPG) Equity Ratio (2010 - 2026)

Encore Capital's (ECPG) quarterly Equity Ratio came in at 0.19 in Q1 2026, up 15.19% year-on-year from 0.16 in Q1 2025, and up 3.79% quarter-over-quarter from 0.18 in Q4 2025.

Encore Capital (ECPG) Equity Ratio (2010 - 2026) Analysis & Trends

Encore Capital has disclosed Equity Ratio across 17 years of filings, most recently posting 0.19 for Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.19, up 15.19% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.19 (up 15.19% YoY), and the FY2025 annual result was 0.18, up 14.18% from the prior year.
  • Equity Ratio came in at 0.19 for Q1 2026 at Encore Capital, up from 0.18 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.28 in Q2 2022 to a low of 0.16 in Q4 2024.
  • The 5-year median for Equity Ratio is 0.21 (2024), against an average of 0.22.
  • Across the five-year window, Equity Ratio retreated 22.7% in 2023 and grew 15.19% in 2026, its largest moves.
  • Encore Capital's Equity Ratio stood at 0.26 in 2022, then dropped by 22.7% to 0.2 in 2023, then dropped by 20.79% to 0.16 in 2024, then gained by 14.18% to 0.18 in 2025, then gained by 3.79% to 0.19 in 2026.
  • The last three Equity Ratio figures came in at 0.19 (Q1 2026), 0.18 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 0.19

Historic Data

Download Data
DateValue
Mar 31, 2026 0.19
Dec 31, 2025 0.18
Sep 30, 2025 0.18
Jun 30, 2025 0.17
Mar 31, 2025 0.16
Dec 31, 2024 0.16
Sep 30, 2024 0.21
Jun 30, 2024 0.21
Mar 31, 2024 0.20
Dec 31, 2023 0.20
Sep 30, 2023 0.25
Jun 30, 2023 0.25
Mar 31, 2023 0.25
Dec 31, 2022 0.26
Sep 30, 2022 0.28
Jun 30, 2022 0.28
Mar 31, 2022 0.27
Dec 31, 2021 0.26
Sep 30, 2021 0.31
Jun 30, 2021 0.29