Encore Capital (ECPG) Other Working Capital Changes (2010 - 2026)

Encore Capital (ECPG) posted Other Working Capital Changes of -$4.9 million for Q1 2026, up 71.48% sequentially from -$17.2 million in Q4 2025, and down 381.64% YoY from $1.7 million in Q1 2025.

Encore Capital (ECPG) Other Working Capital Changes (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of Other Working Capital Changes data on file, last reported at -$4.9 million in Q1 2026.

  • Quarterly Other Working Capital Changes fell 381.64% year-over-year to -$4.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$16.6 million (down 156.89% YoY) and the FY2025 annual result came in at -$9.9 million, down 135.13% from the prior year.
  • Other Working Capital Changes advanced to -$4.9 million in Q1 2026 per ECPG's latest filing, from -$17.2 million in the prior quarter.
  • The five-year high for Other Working Capital Changes was $36.6 million in Q2 2022, with the low at -$37.7 million in Q4 2023.
  • Average Other Working Capital Changes over 5 years is $250470.6, with a median of $887000.0 recorded in 2024.
  • Year-over-year, Other Working Capital Changes plunged 815.38% in 2022 and soared 784.34% in 2024.
  • Encore Capital's Other Working Capital Changes stood at -$7.6 million in 2022, then plunged by 396.43% to -$37.7 million in 2023, then soared by 81.35% to -$7.0 million in 2024, then slumped by 143.94% to -$17.2 million in 2025, then jumped by 71.48% to -$4.9 million in 2026.
  • Business Quant data shows ECPG's Other Working Capital Changes at -$4.9 million in Q1 2026, -$17.2 million in Q4 2025, and $186000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -4.89 Mn
Mar 31, 2026 -4.89 Mn
Dec 31, 2025 -17.15 Mn
Dec 31, 2025 -17.15 Mn
Sep 30, 2025 186,000.00
Sep 30, 2025 186,000.00
Jun 30, 2025 5.31 Mn
Jun 30, 2025 5.31 Mn
Mar 31, 2025 1.74 Mn
Mar 31, 2025 1.74 Mn
Dec 31, 2024 -7.03 Mn
Dec 31, 2024 -7.03 Mn
Sep 30, 2024 9.38 Mn
Sep 30, 2024 9.38 Mn
Jun 30, 2024 25.01 Mn
Jun 30, 2024 25.01 Mn
Mar 31, 2024 887,000.00
Mar 31, 2024 887,000.00
Dec 31, 2023 -37.71 Mn
Dec 31, 2023 -37.71 Mn