Encore Capital (ECPG) EBT (2010 - 2026)
Encore Capital (ECPG) posted EBT of $111.7 million for Q1 2026, up 14.22% sequentially from $97.8 million in Q4 2025, and up 84.8% YoY from $60.5 million in Q1 2025.
Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of EBT data on file, last reported at $111.7 million in Q1 2026.
- Quarterly EBT rose 84.8% year-over-year to $111.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY) and the FY2025 annual result came in at $336.2 million, up 449.38% from the prior year.
- EBT improved to $111.7 million in Q1 2026 per ECPG's latest filing, from $97.8 million in the prior quarter.
- The five-year high for EBT was $230.8 million in Q1 2022, with the low at -$271.7 million in Q4 2023.
- Average EBT over 5 years is $28.4 million, with a median of $42.4 million recorded in 2022.
- Year-over-year, EBT sank 492.1% in 2023 and jumped 146.58% in 2025.
- Encore Capital's EBT stood at -$45.9 million in 2022, then slumped by 492.1% to -$271.7 million in 2023, then gained by 22.72% to -$210.0 million in 2024, then surged by 146.58% to $97.8 million in 2025, then climbed by 14.22% to $111.7 million in 2026.
- Business Quant data shows ECPG's EBT at $111.7 million in Q1 2026, $97.8 million in Q4 2025, and $99.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | 111.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 111.73 Mn |
| Dec 31, 2025 | 97.82 Mn |
| Sep 30, 2025 | 99.87 Mn |
| Jun 30, 2025 | 78.02 Mn |
| Mar 31, 2025 | 60.46 Mn |
| Dec 31, 2024 | -209.98 Mn |
| Sep 30, 2024 | 40.76 Mn |
| Jun 30, 2024 | 42.51 Mn |
| Mar 31, 2024 | 30.49 Mn |
| Dec 31, 2023 | -271.70 Mn |
| Sep 30, 2023 | 30.06 Mn |
| Jun 30, 2023 | 36.33 Mn |
| Mar 31, 2023 | 25.04 Mn |
| Dec 31, 2022 | -45.89 Mn |
| Sep 30, 2022 | 42.41 Mn |
| Jun 30, 2022 | 83.69 Mn |
| Mar 31, 2022 | 230.77 Mn |
| Dec 31, 2021 | 85.15 Mn |
| Sep 30, 2021 | 108.27 Mn |
| Jun 30, 2021 | 121.39 Mn |