Encore Capital (ECPG) EBT (2010 - 2026)

Encore Capital (ECPG) posted EBT of $111.7 million for Q1 2026, up 14.22% sequentially from $97.8 million in Q4 2025, and up 84.8% YoY from $60.5 million in Q1 2025.

Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends

Encore Capital has reported EBT for 17 years, with the latest figure at $111.7 million in Q1 2026.

  • Quarterly EBT rose 84.8% year-over-year to $111.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY) and the FY2025 annual result came in at $336.2 million, up 449.38% from the prior year.
  • EBT improved to $111.7 million in Q1 2026 per ECPG's latest filing, from $97.8 million in the prior quarter.
  • Over five years, EBT peaked at $230.8 million in Q1 2022 and troughed at -$271.7 million in Q4 2023.
  • A 5-year average of $28.4 million and a median of $42.4 million in 2022 frame the typical range for EBT.
  • The sharpest annual moves came in 2023 and 2025: EBT tumbled 492.1% in 2023, then surged 146.58% in 2025.
  • Over 5 years, EBT stood at -$45.9 million in 2022, then sank by 492.1% to -$271.7 million in 2023, then rose by 22.72% to -$210.0 million in 2024, then jumped by 146.58% to $97.8 million in 2025, then advanced by 14.22% to $111.7 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $111.7 million, $97.8 million, and $99.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 111.73 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 111.73 Mn
Dec 31, 2025 97.82 Mn
Sep 30, 2025 99.87 Mn
Jun 30, 2025 78.02 Mn
Mar 31, 2025 60.46 Mn
Dec 31, 2024 -209.98 Mn
Sep 30, 2024 40.76 Mn
Jun 30, 2024 42.51 Mn
Mar 31, 2024 30.49 Mn
Dec 31, 2023 -271.70 Mn
Sep 30, 2023 30.06 Mn
Jun 30, 2023 36.33 Mn
Mar 31, 2023 25.04 Mn
Dec 31, 2022 -45.89 Mn
Sep 30, 2022 42.41 Mn
Jun 30, 2022 83.69 Mn
Mar 31, 2022 230.77 Mn
Dec 31, 2021 85.15 Mn
Sep 30, 2021 108.27 Mn
Jun 30, 2021 121.39 Mn