Encore Capital (ECPG) EBT (2010 - 2026)
Encore Capital (ECPG) posted EBT of $111.7 million for Q1 2026, up 14.22% sequentially from $97.8 million in Q4 2025, and up 84.8% YoY from $60.5 million in Q1 2025.
Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends
Encore Capital has reported EBT for 17 years, with the latest figure at $111.7 million in Q1 2026.
- Quarterly EBT rose 84.8% year-over-year to $111.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY) and the FY2025 annual result came in at $336.2 million, up 449.38% from the prior year.
- EBT improved to $111.7 million in Q1 2026 per ECPG's latest filing, from $97.8 million in the prior quarter.
- Over five years, EBT peaked at $230.8 million in Q1 2022 and troughed at -$271.7 million in Q4 2023.
- A 5-year average of $28.4 million and a median of $42.4 million in 2022 frame the typical range for EBT.
- The sharpest annual moves came in 2023 and 2025: EBT tumbled 492.1% in 2023, then surged 146.58% in 2025.
- Over 5 years, EBT stood at -$45.9 million in 2022, then sank by 492.1% to -$271.7 million in 2023, then rose by 22.72% to -$210.0 million in 2024, then jumped by 146.58% to $97.8 million in 2025, then advanced by 14.22% to $111.7 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $111.7 million, $97.8 million, and $99.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 111.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 111.73 Mn |
| Dec 31, 2025 | 97.82 Mn |
| Sep 30, 2025 | 99.87 Mn |
| Jun 30, 2025 | 78.02 Mn |
| Mar 31, 2025 | 60.46 Mn |
| Dec 31, 2024 | -209.98 Mn |
| Sep 30, 2024 | 40.76 Mn |
| Jun 30, 2024 | 42.51 Mn |
| Mar 31, 2024 | 30.49 Mn |
| Dec 31, 2023 | -271.70 Mn |
| Sep 30, 2023 | 30.06 Mn |
| Jun 30, 2023 | 36.33 Mn |
| Mar 31, 2023 | 25.04 Mn |
| Dec 31, 2022 | -45.89 Mn |
| Sep 30, 2022 | 42.41 Mn |
| Jun 30, 2022 | 83.69 Mn |
| Mar 31, 2022 | 230.77 Mn |
| Dec 31, 2021 | 85.15 Mn |
| Sep 30, 2021 | 108.27 Mn |
| Jun 30, 2021 | 121.39 Mn |