Encore Capital (ECPG) EBT (2010 - 2026)

Encore Capital (ECPG) posted EBT of $111.7 million for Q1 2026, up 14.22% sequentially from $97.8 million in Q4 2025, and up 84.8% YoY from $60.5 million in Q1 2025.

Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends

Encore Capital (ECPG) has 17 years of EBT data on file, last reported at $111.7 million in Q1 2026.

  • Quarterly EBT rose 84.8% year-over-year to $111.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY) and the FY2025 annual result came in at $336.2 million, up 449.38% from the prior year.
  • EBT improved to $111.7 million in Q1 2026 per ECPG's latest filing, from $97.8 million in the prior quarter.
  • The five-year high for EBT was $230.8 million in Q1 2022, with the low at -$271.7 million in Q4 2023.
  • Average EBT over 5 years is $28.4 million, with a median of $42.4 million recorded in 2022.
  • Year-over-year, EBT sank 492.1% in 2023 and jumped 146.58% in 2025.
  • Encore Capital's EBT stood at -$45.9 million in 2022, then slumped by 492.1% to -$271.7 million in 2023, then gained by 22.72% to -$210.0 million in 2024, then surged by 146.58% to $97.8 million in 2025, then climbed by 14.22% to $111.7 million in 2026.
  • Business Quant data shows ECPG's EBT at $111.7 million in Q1 2026, $97.8 million in Q4 2025, and $99.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Encore Capital 2.04 Bn 1.81 Bn 440.58 Mn 111.73 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 111.73 Mn
Dec 31, 2025 97.82 Mn
Sep 30, 2025 99.87 Mn
Jun 30, 2025 78.02 Mn
Mar 31, 2025 60.46 Mn
Dec 31, 2024 -209.98 Mn
Sep 30, 2024 40.76 Mn
Jun 30, 2024 42.51 Mn
Mar 31, 2024 30.49 Mn
Dec 31, 2023 -271.70 Mn
Sep 30, 2023 30.06 Mn
Jun 30, 2023 36.33 Mn
Mar 31, 2023 25.04 Mn
Dec 31, 2022 -45.89 Mn
Sep 30, 2022 42.41 Mn
Jun 30, 2022 83.69 Mn
Mar 31, 2022 230.77 Mn
Dec 31, 2021 85.15 Mn
Sep 30, 2021 108.27 Mn
Jun 30, 2021 121.39 Mn