Encore Capital (ECPG) EBT (2010 - 2026)

Encore Capital's (ECPG) quarterly EBT came in at $111.7 million in Q1 2026, up 84.8% year-on-year from $60.5 million in Q1 2025, and up 14.22% quarter-over-quarter from $97.8 million in Q4 2025.

Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends

Encore Capital has disclosed EBT across 17 years of filings, most recently posting $111.7 million for Q1 2026.

  • EBT for Q1 2026 came in at $111.7 million, up 84.8% year-over-year; the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY), and the FY2025 annual result was $336.2 million, up 449.38% from the prior year.
  • EBT came in at $111.7 million for Q1 2026 at Encore Capital, up from $97.8 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $230.8 million in Q1 2022 to a low of -$271.7 million in Q4 2023.
  • The 5-year median for EBT is $42.4 million (2022), against an average of $28.4 million.
  • Across the five-year window, EBT tumbled 492.1% in 2023 and soared 146.58% in 2025, its largest moves.
  • Encore Capital's EBT stood at -$45.9 million in 2022, then sank by 492.1% to -$271.7 million in 2023, then grew by 22.72% to -$210.0 million in 2024, then surged by 146.58% to $97.8 million in 2025, then rose by 14.22% to $111.7 million in 2026.
  • The last three EBT figures came in at $111.7 million (Q1 2026), $97.8 million (Q4 2025), and $99.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 111.73 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 111.73 Mn
Dec 31, 2025 97.82 Mn
Sep 30, 2025 99.87 Mn
Jun 30, 2025 78.02 Mn
Mar 31, 2025 60.46 Mn
Dec 31, 2024 -209.98 Mn
Sep 30, 2024 40.76 Mn
Jun 30, 2024 42.51 Mn
Mar 31, 2024 30.49 Mn
Dec 31, 2023 -271.70 Mn
Sep 30, 2023 30.06 Mn
Jun 30, 2023 36.33 Mn
Mar 31, 2023 25.04 Mn
Dec 31, 2022 -45.89 Mn
Sep 30, 2022 42.41 Mn
Jun 30, 2022 83.69 Mn
Mar 31, 2022 230.77 Mn
Dec 31, 2021 85.15 Mn
Sep 30, 2021 108.27 Mn
Jun 30, 2021 121.39 Mn