Encore Capital (ECPG) EBT (2010 - 2026)
Encore Capital's (ECPG) quarterly EBT came in at $111.7 million in Q1 2026, up 84.8% year-on-year from $60.5 million in Q1 2025, and up 14.22% quarter-over-quarter from $97.8 million in Q4 2025.
Encore Capital (ECPG) EBT (2010 - 2026) Analysis & Trends
Encore Capital has disclosed EBT across 17 years of filings, most recently posting $111.7 million for Q1 2026.
- EBT for Q1 2026 came in at $111.7 million, up 84.8% year-over-year; the trailing twelve-month figure through Mar 2026 was $387.4 million (up 684.83% YoY), and the FY2025 annual result was $336.2 million, up 449.38% from the prior year.
- EBT came in at $111.7 million for Q1 2026 at Encore Capital, up from $97.8 million in the prior quarter.
- In the past five years, EBT ranged from a high of $230.8 million in Q1 2022 to a low of -$271.7 million in Q4 2023.
- The 5-year median for EBT is $42.4 million (2022), against an average of $28.4 million.
- Across the five-year window, EBT tumbled 492.1% in 2023 and soared 146.58% in 2025, its largest moves.
- Encore Capital's EBT stood at -$45.9 million in 2022, then sank by 492.1% to -$271.7 million in 2023, then grew by 22.72% to -$210.0 million in 2024, then surged by 146.58% to $97.8 million in 2025, then rose by 14.22% to $111.7 million in 2026.
- The last three EBT figures came in at $111.7 million (Q1 2026), $97.8 million (Q4 2025), and $99.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 111.73 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 111.73 Mn |
| Dec 31, 2025 | 97.82 Mn |
| Sep 30, 2025 | 99.87 Mn |
| Jun 30, 2025 | 78.02 Mn |
| Mar 31, 2025 | 60.46 Mn |
| Dec 31, 2024 | -209.98 Mn |
| Sep 30, 2024 | 40.76 Mn |
| Jun 30, 2024 | 42.51 Mn |
| Mar 31, 2024 | 30.49 Mn |
| Dec 31, 2023 | -271.70 Mn |
| Sep 30, 2023 | 30.06 Mn |
| Jun 30, 2023 | 36.33 Mn |
| Mar 31, 2023 | 25.04 Mn |
| Dec 31, 2022 | -45.89 Mn |
| Sep 30, 2022 | 42.41 Mn |
| Jun 30, 2022 | 83.69 Mn |
| Mar 31, 2022 | 230.77 Mn |
| Dec 31, 2021 | 85.15 Mn |
| Sep 30, 2021 | 108.27 Mn |
| Jun 30, 2021 | 121.39 Mn |