Encore Capital (ECPG) Tax Rate (2010 - 2026)
Encore Capital's (ECPG) quarterly Tax Rate came in at 22.81% in Q1 2026, up 21.0% year-on-year from 18.85% in Q1 2025, and up 5.45% quarter-over-quarter from 21.63% in Q4 2025.
Encore Capital (ECPG) Tax Rate (2010 - 2026) Analysis & Trends
Encore Capital has disclosed Tax Rate across 17 years of filings, most recently posting 22.81% for Q1 2026.
- Tax Rate for Q1 2026 came in at 22.81%, up 21.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 23.53% (up 9816.0% YoY), and the FY2025 annual result was 23.6%, up 6832.0% from the prior year.
- Tax Rate came in at 22.81% for Q1 2026 at Encore Capital, up from 21.63% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 35.67% in Q3 2023 to a low of 59.34% in Q4 2022.
- The 5-year median for Tax Rate is 24.3% (2024), against an average of 17.05%.
- Across the five-year window, Tax Rate tumbled 6999 bps in 2022 and jumped 5969 bps in 2023, its largest moves.
- Encore Capital's Tax Rate stood at 59.34% in 2022, then soared by 101 bps to 0.34% in 2023, then slumped by 2223 bps to 7.3% in 2024, then surged by 396 bps to 21.63% in 2025, then increased by 5 bps to 22.81% in 2026.
- The last three Tax Rate figures came in at 22.81% (Q1 2026), 21.63% (Q4 2025), and 25.24% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Encore Capital | 1.77 Bn | 1.54 Bn | 440.58 Mn | 22.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.81% |
| Mar 31, 2026 | 22.81% |
| Dec 31, 2025 | 21.63% |
| Dec 31, 2025 | 21.63% |
| Sep 30, 2025 | 25.24% |
| Sep 30, 2025 | 25.24% |
| Jun 30, 2025 | 24.73% |
| Jun 30, 2025 | 24.73% |
| Mar 31, 2025 | 22.60% |
| Mar 31, 2025 | 22.60% |
| Dec 31, 2024 | -7.30% |
| Dec 31, 2024 | -7.30% |
| Sep 30, 2024 | 24.82% |
| Sep 30, 2024 | 24.82% |
| Jun 30, 2024 | 24.30% |
| Jun 30, 2024 | 24.30% |
| Mar 31, 2024 | 23.79% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 0.34% |
| Dec 31, 2023 | 0.34% |