Encore Capital (ECPG) Tax Rate (2010 - 2026)
Encore Capital (ECPG) posted Tax Rate of 22.81% for Q1 2026, up 5.45% sequentially from 21.63% in Q4 2025, and up 21.0% YoY from 18.85% in Q1 2025.
Encore Capital (ECPG) Tax Rate (2010 - 2026) Analysis & Trends
Encore Capital (ECPG) has 17 years of Tax Rate data on file, last reported at 22.81% in Q1 2026.
- Quarterly Tax Rate rose 21.0% year-over-year to 22.81% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.53% (up 9816.0% YoY) and the FY2025 annual result came in at 23.6%, up 6832.0% from the prior year.
- Tax Rate rose to 22.81% in Q1 2026 per ECPG's latest filing, from 21.63% in the prior quarter.
- The five-year high for Tax Rate was 35.67% in Q3 2023, with the low at 59.34% in Q4 2022.
- Average Tax Rate over 5 years is 17.05%, with a median of 24.3% recorded in 2024.
- Year-over-year, Tax Rate sank 6999 bps in 2022 and surged 5969 bps in 2023.
- Encore Capital's Tax Rate stood at 59.34% in 2022, then soared by 101 bps to 0.34% in 2023, then tumbled by 2223 bps to 7.3% in 2024, then surged by 396 bps to 21.63% in 2025, then advanced by 5 bps to 22.81% in 2026.
- Business Quant data shows ECPG's Tax Rate at 22.81% in Q1 2026, 21.63% in Q4 2025, and 25.24% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Encore Capital | 2.04 Bn | 1.81 Bn | 440.58 Mn | 22.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.81% |
| Mar 31, 2026 | 22.81% |
| Dec 31, 2025 | 21.63% |
| Dec 31, 2025 | 21.63% |
| Sep 30, 2025 | 25.24% |
| Sep 30, 2025 | 25.24% |
| Jun 30, 2025 | 24.73% |
| Jun 30, 2025 | 24.73% |
| Mar 31, 2025 | 22.60% |
| Mar 31, 2025 | 22.60% |
| Dec 31, 2024 | -7.30% |
| Dec 31, 2024 | -7.30% |
| Sep 30, 2024 | 24.82% |
| Sep 30, 2024 | 24.82% |
| Jun 30, 2024 | 24.30% |
| Jun 30, 2024 | 24.30% |
| Mar 31, 2024 | 23.79% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 0.34% |
| Dec 31, 2023 | 0.34% |