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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) EBT Margin (2016 - 2026)

Encore Capital's EBT Margin history spans 16 years, with the latest figure at 5.75% for Q4 2025.

  • On a quarterly basis, EBT Margin rose 8480.0% to 5.75% in Q4 2025 year-over-year; TTM through Dec 2025 was 15.36%, a 2267.0% increase, with the full-year FY2025 number at 19.0%, up 2631.0% from a year prior.
  • EBT Margin hit 5.75% in Q4 2025 for Encore Capital, down from 450.35% in the prior quarter.
  • Over the last five years, EBT Margin for ECPG hit a ceiling of 450.35% in Q3 2025 and a floor of 1382.68% in Q4 2023.
  • Historically, EBT Margin has averaged 50.1% across 5 years, with a median of 26.52% in 2021.
  • Biggest five-year swings in EBT Margin: plummeted -138697bps in 2023 and later surged 130362bps in 2024.
  • Tracing ECPG's EBT Margin over 5 years: stood at 23.83% in 2021, then tumbled by -82bps to 4.29% in 2022, then plummeted by -32324bps to 1382.68% in 2023, then skyrocketed by 94bps to 79.05% in 2024, then skyrocketed by 107bps to 5.75% in 2025.
  • Business Quant data shows EBT Margin for ECPG at 5.75% in Q4 2025, 450.35% in Q3 2025, and 17.65% in Q2 2025.