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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Encore Capital (ECPG) EBT Margin (2016 - 2025)

Encore Capital's EBT Margin history spans 16 years, with the latest figure at 20.66% for Q4 2025.

  • For Q4 2025, EBT Margin rose 4379.0% year-over-year to 20.66%; the TTM value through Dec 2025 reached 19.0%, up 2631.0%, while the annual FY2025 figure was 19.0%, 2631.0% up from the prior year.
  • EBT Margin for Q4 2025 was 20.66% at Encore Capital, up from 12.02% in the prior quarter.
  • Across five years, EBT Margin topped out at 882.63% in Q1 2022 and bottomed at 23.82% in Q4 2021.
  • The 5-year median for EBT Margin is 12.9% (2022), against an average of 109.01%.
  • The largest annual shift saw EBT Margin surged 85343bps in 2022 before it crashed -87462bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 23.82% in 2021, then increased by 18bps to 19.61% in 2022, then soared by 347bps to 48.51% in 2023, then plummeted by -148bps to 23.13% in 2024, then surged by 189bps to 20.66% in 2025.
  • Per Business Quant, the three most recent readings for ECPG's EBT Margin are 20.66% (Q4 2025), 12.02% (Q3 2025), and 17.65% (Q2 2025).