Encore Capital (ECPG) EBT Margin (2010 - 2026)
Encore Capital's (ECPG) quarterly EBT Margin came in at 16.84% in Q2 2026, down 80.0% year-over-year from 84.22% in Q2 2025, and down 28.33% quarter-over-quarter from 23.5% in Q1 2026.
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Encore Capital (ECPG) EBT Margin (2010 - 2026) Analysis & Trends
Encore Capital has disclosed EBT Margin across 17 years of filings, most recently posting 16.84% for Q2 2026.
- In Q2 2026, EBT Margin fell 80.0% year-over-year to 16.84%; the TTM figure through Jun 2026 stood at 20.63% (up 2273.0% YoY), while the FY2025 annual figure was 19.0%, up 2631.0% from the prior year.
- EBT Margin came in at 16.84% for Q2 2026 at Encore Capital, down from 23.5% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 46.18% in Q1 2022 to a low of 97.95% in Q4 2023.
- Average EBT Margin over 5 years is 3.55%, with a median of 12.87% recorded in 2024.
- Year-over-year, EBT Margin slumped 7834 bps in 2023 and jumped 9971 bps in 2025.
- Over 5 years, EBT Margin stood at 19.61% in 2022, then tumbled by 399 bps to 97.95% in 2023, then increased by 19 bps to 79.05% in 2024, then surged by 126 bps to 20.66% in 2025, then dropped by 18 bps to 16.84% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 16.84% in Q2 2026, 23.5% in Q1 2026, and 20.66% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 46.33% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 12.09% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 65.65% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 76.09% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 16.84% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 8.87% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 30.04% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -5.49% |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.51% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.84% |
| Mar 31, 2026 | 23.50% |
| Dec 31, 2025 | 20.66% |
| Sep 30, 2025 | 21.69% |
| Jun 30, 2025 | 17.65% |
| Mar 31, 2025 | 15.39% |
| Dec 31, 2024 | -79.05% |
| Sep 30, 2024 | 11.10% |
| Jun 30, 2024 | 11.97% |
| Mar 31, 2024 | 9.29% |
| Dec 31, 2023 | -97.95% |
| Sep 30, 2023 | 9.71% |
| Jun 30, 2023 | 11.25% |
| Mar 31, 2023 | 8.01% |
| Dec 31, 2022 | -19.61% |
| Sep 30, 2022 | 13.78% |
| Jun 30, 2022 | 23.45% |
| Mar 31, 2022 | 46.18% |
| Dec 31, 2021 | 23.83% |
| Sep 30, 2021 | 26.24% |