Encore Capital (ECPG) EBT Margin (2010 - 2026)

Encore Capital's (ECPG) quarterly EBT Margin came in at 23.5% in Q1 2026, up 811.0% year-on-year from 2.58% in Q1 2025, and up 389.97% quarter-over-quarter from 8.11% in Q4 2025.

Encore Capital (ECPG) EBT Margin (2010 - 2026) Analysis & Trends

Encore Capital has disclosed EBT Margin across 17 years of filings, most recently posting 23.5% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 23.5%, up 811.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 226.54% (up 24103.0% YoY), and the FY2025 annual result was 380.32%, up 49381.0% from the prior year.
  • EBT Margin came in at 23.5% for Q1 2026 at Encore Capital, up from 8.11% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 882.63% in Q1 2022 to a low of 1023.04% in Q4 2024.
  • The 5-year median for EBT Margin is 21.69% (2025), against an average of 48.38%.
  • Across the five-year window, EBT Margin slumped 92509 bps in 2024 and surged 101494 bps in 2025, its largest moves.
  • Encore Capital's EBT Margin stood at 199.54% in 2022, then jumped by 51 bps to 97.95% in 2023, then sank by 944 bps to 1023.04% in 2024, then surged by 99 bps to 8.11% in 2025, then surged by 390 bps to 23.5% in 2026.
  • The last three EBT Margin figures came in at 23.5% (Q1 2026), 8.11% (Q4 2025), and 21.69% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 23.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.50%
Dec 31, 2025 -8.11%
Sep 30, 2025 21.69%
Jun 30, 2025 17.65%
Mar 31, 2025 15.39%
Dec 31, 2024 -1,023.04%
Sep 30, 2024 179.00%
Jun 30, 2024 201.40%
Mar 31, 2024 9.29%
Dec 31, 2023 -97.95%
Sep 30, 2023 151.12%
Jun 30, 2023 172.95%
Mar 31, 2023 110.85%
Dec 31, 2022 -199.54%
Sep 30, 2022 13.78%
Jun 30, 2022 351.81%
Mar 31, 2022 882.63%
Dec 31, 2021 23.83%
Sep 30, 2021 26.24%
Jun 30, 2021 28.38%