Encore Capital (ECPG) EBT Margin (2010 - 2026)
Encore Capital (ECPG) posted EBT Margin of 541.39% for Q1 2026, up 18.25% sequentially from 457.82% in Q4 2025, and up 27324.0% YoY from N/an in Q1 2025.
Encore Capital (ECPG) EBT Margin (2010 - 2026) Analysis & Trends
Encore Capital has reported EBT Margin for 17 years, with the latest figure at 541.39% in Q1 2026.
- Quarterly EBT Margin rose 27324.0% year-over-year to 541.39% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 73.84% (up 8250.0% YoY) and the FY2025 annual result came in at 380.32%, up 49381.0% from the prior year.
- EBT Margin improved to 541.39% in Q1 2026 per ECPG's latest filing, from 457.82% in the prior quarter.
- Over five years, EBT Margin peaked at 541.39% in Q1 2026 and troughed at 1023.04% in Q4 2024.
- A 5-year average of 87.77% and a median of 46.18% in 2022 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2024 and 2025: EBT Margin sank 99960 bps in 2024, then surged 148086 bps in 2025.
- Over 5 years, EBT Margin stood at 4.29% in 2022, then plunged by 646 bps to 23.44% in 2023, then sank by 4265 bps to 1023.04% in 2024, then soared by 145 bps to 457.82% in 2025, then gained by 18 bps to 541.39% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 541.39%, 457.82%, and 21.69% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Encore Capital | 2.11 Bn | 1.89 Bn | -14.20 Mn | 541.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 541.39% |
| Dec 31, 2025 | 457.82% |
| Sep 30, 2025 | 21.69% |
| Jun 30, 2025 | 349.85% |
| Mar 31, 2025 | 268.15% |
| Dec 31, 2024 | -1,023.04% |
| Sep 30, 2024 | 11.10% |
| Jun 30, 2024 | 11.97% |
| Mar 31, 2024 | 149.62% |
| Dec 31, 2023 | -23.44% |
| Sep 30, 2023 | 9.71% |
| Jun 30, 2023 | 11.25% |
| Mar 31, 2023 | 110.85% |
| Dec 31, 2022 | 4.29% |
| Sep 30, 2022 | 192.86% |
| Jun 30, 2022 | 351.81% |
| Mar 31, 2022 | 46.18% |
| Dec 31, 2021 | 5.60% |
| Sep 30, 2021 | 369.25% |
| Jun 30, 2021 | 378.60% |