Encore Capital Group Inc (ECPG) EBT Margin (2010 - 2026)
Encore Capital (ECPG) recorded EBT Margin of 16.84% in Q2 2026, down 0.80 percentage points from 17.65% a year earlier and down 6.66 percentage points from the prior quarter.
Encore Capital Group Inc (ECPG) EBT Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Encore Capital's EBT Margin came in at 20.63% as of Jun 30, 2026, up 22.73 percentage points year-over-year; for FY2025, it came in at 19.00%, up 26.31 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +0.16 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at -7.31% in FY2024 (+7.43 pp), -14.74% in FY2023 (-36.98 pp), 22.24% in FY2022 (-4.80 pp) and 27.04% in FY2021 (+8.20 pp).
- The Q2 2026 figure is the lowest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin rose in seven of the last eight quarters, with an average year-over-year change of +18.71 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 99.71 percentage points in Q4 2025, against a drop of 78.34 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 23.50% (Q1 2026), 20.66% (Q4 2025) and 21.69% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.84% |
| Mar 31, 2026 | 23.50% |
| Dec 31, 2025 | 20.66% |
| Sep 30, 2025 | 21.69% |
| Jun 30, 2025 | 17.65% |
| Mar 31, 2025 | 15.39% |
| Dec 31, 2024 | -79.05% |
| Sep 30, 2024 | 11.10% |
| Jun 30, 2024 | 11.97% |
| Mar 31, 2024 | 9.29% |
| Dec 31, 2023 | -97.95% |
| Sep 30, 2023 | 9.71% |
| Jun 30, 2023 | 11.25% |
| Mar 31, 2023 | 8.01% |
| Dec 31, 2022 | -19.61% |
| Sep 30, 2022 | 13.78% |
| Jun 30, 2022 | 23.45% |
| Mar 31, 2022 | 46.18% |
| Dec 31, 2021 | 23.83% |
| Sep 30, 2021 | 26.24% |
Encore Capital Group Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ECPG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();