Encore Capital (ECPG) EBIT Margin (2010 - 2026)

Encore Capital's (ECPG) quarterly EBIT Margin came in at 38.7% in Q1 2026, up 577.0% year-on-year from 5.72% in Q1 2025, and up 369.37% quarter-over-quarter from 14.37% in Q4 2025.

Encore Capital (ECPG) EBIT Margin (2010 - 2026) Analysis & Trends

Encore Capital has disclosed EBIT Margin across 17 years of filings, most recently posting 38.7% for Q1 2026.

  • EBIT Margin for Q1 2026 came in at 38.7%, up 577.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 398.36% (up 35394.0% YoY), and the FY2025 annual result was 708.97%, up 52341.0% from the prior year.
  • EBIT Margin came in at 38.7% for Q1 2026 at Encore Capital, up from 14.37% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 1013.59% in Q1 2022 to a low of 653.79% in Q4 2024.
  • The 5-year median for EBIT Margin is 37.62% (2025), against an average of 177.05%.
  • Across the five-year window, EBIT Margin plunged 70304 bps in 2023 and surged 63942 bps in 2025, its largest moves.
  • Encore Capital's EBIT Margin stood at 10.02% in 2022, then tumbled by 681 bps to 78.3% in 2023, then tumbled by 735 bps to 653.79% in 2024, then jumped by 98 bps to 14.37% in 2025, then jumped by 369 bps to 38.7% in 2026.
  • The last three EBIT Margin figures came in at 38.7% (Q1 2026), 14.37% (Q4 2025), and 37.62% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Encore Capital 1.77 Bn 1.54 Bn 440.58 Mn 38.70%

Historic Data

Download Data
DateValue
Mar 31, 2026 38.70%
Dec 31, 2025 -14.37%
Sep 30, 2025 37.62%
Jun 30, 2025 34.09%
Mar 31, 2025 32.93%
Dec 31, 2024 -653.79%
Sep 30, 2024 465.88%
Jun 30, 2024 482.49%
Mar 31, 2024 25.46%
Dec 31, 2023 -78.30%
Sep 30, 2023 379.62%
Jun 30, 2023 419.23%
Mar 31, 2023 310.55%
Dec 31, 2022 -10.02%
Sep 30, 2022 26.16%
Jun 30, 2022 500.03%
Mar 31, 2022 1,013.59%
Dec 31, 2021 34.71%
Sep 30, 2021 40.39%
Jun 30, 2021 40.75%