Encore Capital (ECPG) Net Income (2010 - 2026)
Encore Capital (ECPG) posted Net Income of $64 million for Q2 2026, up 9.0% from $58.72 million a year earlier but down 25.8% from the prior quarter.
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Analysis
Encore Capital (ECPG) Net Income (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Income at Encore Capital was $301.56 million; for FY2025, it was $256.83 million.
- Annual Net Income shows a five-year compound annual growth rate of 3.9% (FY2020 to FY2025).
- In prior years, Encore Capital's Net Income was -$139.24 million in FY2024, -$206.49 million in FY2023, $194.56 million in FY2022 (-44.6%) and $351.2 million in FY2021 (+65.3%).
- Quarterly Net Income has run from a low of -$270.76 million in Q4 2023 to a high of $175.75 million in Q1 2022 over five years.
- The strongest year-over-year quarter for Net Income in the past five years was Q3 2025, with growth of 143.6%; the weakest was Q1 2023, with a decline of 89.4%.
- According to Business Quant data, Net Income for the three prior quarters was $86.24 million (Q1 2026), $76.66 million (Q4 2025) and $74.66 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 230.00 Mn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 1.79 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.62 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 3.98 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 892.00 Mn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 827.77 Mn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 171.00 Mn |
| 10 | Encore Capital | 2.07 Bn | 1.33 Bn | - | 64.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 64.00 Mn |
| Mar 31, 2026 | 86.24 Mn |
| Dec 31, 2025 | 76.66 Mn |
| Sep 30, 2025 | 74.66 Mn |
| Jun 30, 2025 | 58.72 Mn |
| Mar 31, 2025 | 46.80 Mn |
| Dec 31, 2024 | -225.31 Mn |
| Sep 30, 2024 | 30.64 Mn |
| Jun 30, 2024 | 32.18 Mn |
| Mar 31, 2024 | 23.24 Mn |
| Dec 31, 2023 | -270.76 Mn |
| Sep 30, 2023 | 19.34 Mn |
| Jun 30, 2023 | 26.31 Mn |
| Mar 31, 2023 | 18.63 Mn |
| Dec 31, 2022 | -73.12 Mn |
| Sep 30, 2022 | 31.49 Mn |
| Jun 30, 2022 | 60.44 Mn |
| Mar 31, 2022 | 175.75 Mn |
| Dec 31, 2021 | 76.08 Mn |
| Sep 30, 2021 | 83.57 Mn |
API Access
Encore Capital Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=ECPG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();