BayFirst Financial (BAFN) Interest Expenses (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Interest Expenses of $8.2 million for Q1 2026, down 15.7% year-over-year from $9.7 million in Q1 2025, and up 127.97% quarter-over-quarter from -$29.2 million in Q4 2025.
BayFirst Financial (BAFN) Interest Expenses (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Interest Expenses for 7 consecutive years, with $8.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 15.7% year-over-year to $8.2 million; the TTM figure through Mar 2026 stood at -$962000.0 (down 576.24% YoY), while the FY2025 annual figure was $40.0 million, down 10.66% from the prior year.
- Interest Expenses advanced to $8.2 million in Q1 2026 per BAFN's latest filing, from -$29.2 million in the prior quarter.
- Across five years, Interest Expenses topped out at $22.4 million in Q2 2025 and bottomed at -$32.7 million in Q4 2024.
- Historically, Interest Expenses has averaged $1.9 million across 5 years, with a median of $7.7 million in 2023.
- On a YoY basis, Interest Expenses climbed as much as 555.63% in 2023 and fell as far as 687.44% in 2023.
- BayFirst Financial's Interest Expenses stood at $3.6 million in 2022, then tumbled by 687.44% to -$21.0 million in 2023, then tumbled by 56.12% to -$32.7 million in 2024, then grew by 10.8% to -$29.2 million in 2025, then surged by 127.97% to $8.2 million in 2026.
- Business Quant data shows BAFN's Interest Expenses at $8.2 million in Q1 2026, -$29.2 million in Q4 2025, and $10.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | 6.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.17 Mn |
| Mar 31, 2026 | 8.17 Mn |
| Dec 31, 2025 | -29.19 Mn |
| Dec 31, 2025 | -29.19 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Jun 30, 2025 | 22.42 Mn |
| Jun 30, 2025 | 22.42 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Dec 31, 2024 | -32.72 Mn |
| Dec 31, 2024 | -32.72 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Dec 31, 2023 | -20.96 Mn |
| Dec 31, 2023 | -20.96 Mn |