BayFirst Financial (BAFN) Interest Expenses (2020 - 2026)
BayFirst Financial (BAFN) reported Interest Expenses of $8.0 million for Q1 2026, down 17.51% year-over-year from $9.7 million in Q1 2025, and down 18.4% quarter-over-quarter from $9.8 million in Q4 2025.
BayFirst Financial (BAFN) Interest Expenses (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of Interest Expenses data on file, last reported at $8.0 million in Q1 2026.
- Interest Expenses for Q1 2026 came in at $8.0 million, down 17.51% year-over-year; the trailing twelve-month figure through Mar 2026 was $38.3 million (down 12.97% YoY), and the FY2025 annual result was $40.0 million, down 10.66% from the prior year.
- Interest Expenses eased to $8.0 million in Q1 2026 per BAFN's latest filing, from $9.8 million in the prior quarter.
- Over five years, Interest Expenses peaked at $12.0 million in Q3 2024 and troughed at $1.2 million in Q2 2022.
- A 5-year average of $7.8 million and a median of $9.7 million in 2025 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses slumped 44.0% in 2022, then soared 555.63% in 2023.
- A 5-year view of Interest Expenses shows it stood at $3.9 million in 2022, then surged by 152.84% to $10.0 million in 2023, then climbed by 11.27% to $11.1 million in 2024, then slipped by 11.79% to $9.8 million in 2025, then fell by 18.4% to $8.0 million in 2026.
- Business Quant data shows BAFN's Interest Expenses at $8.0 million in Q1 2026, $9.8 million in Q4 2025, and $10.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | 7.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.99 Mn |
| Mar 31, 2026 | 7.99 Mn |
| Dec 31, 2025 | 9.79 Mn |
| Dec 31, 2025 | 9.79 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Jun 30, 2025 | 10.16 Mn |
| Jun 30, 2025 | 10.16 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Dec 31, 2024 | 11.10 Mn |
| Dec 31, 2024 | 11.10 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Dec 31, 2023 | 9.98 Mn |
| Dec 31, 2023 | 9.98 Mn |