BayFirst Financial (BAFN) Interest Expenses (2020 - 2026)
BayFirst Financial (BAFN) reported Interest Expenses of $8.0 million for Q1 2026, down 17.51% year-over-year from $9.7 million in Q1 2025, and down 18.4% on a QoQ basis from $9.8 million in Q4 2025.
BayFirst Financial (BAFN) has 7 years of Interest Expenses data on file, last reported at $8.0 million in Q1 2026.
- Quarterly Interest Expenses fell 17.51% year-over-year to $8.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $38.3 million (down 12.97% YoY) and the FY2025 annual result came in at $40.0 million, down 10.66% from the prior year.
- Interest Expenses declined to $8.0 million in Q1 2026 per BAFN's latest filing, from $9.8 million in the prior quarter.
- Across five years, Interest Expenses topped out at $12.0 million in Q3 2024 and bottomed at $1.2 million in Q2 2022.
- The 5-year median for Interest Expenses is $9.7 million (2025), against an average of $7.8 million.
- The widest annual swing landed in 2022, when Interest Expenses plunged 44.0%; it then jumped 555.63% in 2023.
- Tracing BAFN's Interest Expenses over 5 years: stood at $3.9 million in 2022, then soared by 152.84% to $10.0 million in 2023, then gained by 11.27% to $11.1 million in 2024, then retreated by 11.79% to $9.8 million in 2025, then dropped by 18.4% to $8.0 million in 2026.
- Per Business Quant, the three latest BAFN Interest Expenses figures stand at $8.0 million (Q1 2026), $9.8 million (Q4 2025), and $10.4 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 5.23 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 7.97 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -22.86 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 2.48 Bn |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | 7.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.99 Mn |
| Mar 31, 2026 | 7.99 Mn |
| Dec 31, 2025 | 9.79 Mn |
| Dec 31, 2025 | 9.79 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Sep 30, 2025 | 10.37 Mn |
| Jun 30, 2025 | 10.16 Mn |
| Jun 30, 2025 | 10.16 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Mar 31, 2025 | 9.69 Mn |
| Dec 31, 2024 | 11.10 Mn |
| Dec 31, 2024 | 11.10 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Sep 30, 2024 | 11.99 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Jun 30, 2024 | 11.25 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Mar 31, 2024 | 10.45 Mn |
| Dec 31, 2023 | 9.98 Mn |
| Dec 31, 2023 | 9.98 Mn |
| Sep 30, 2023 | 9.23 Mn |
| Sep 30, 2023 | 9.23 Mn |
| Jun 30, 2023 | 7.68 Mn |
| Jun 30, 2023 | 7.68 Mn |
| Mar 31, 2023 | 5.20 Mn |
| Mar 31, 2023 | 5.20 Mn |
| Dec 31, 2022 | 3.95 Mn |
| Dec 31, 2022 | 3.95 Mn |
| Sep 30, 2022 | 2.11 Mn |
| Sep 30, 2022 | 2.11 Mn |
| Jun 30, 2022 | 1.17 Mn |
| Jun 30, 2022 | 1.17 Mn |
| Mar 31, 2022 | 1.33 Mn |
| Mar 31, 2022 | 1.33 Mn |
| Dec 31, 2021 | 1.42 Mn |
| Dec 31, 2021 | 1.42 Mn |
| Sep 30, 2021 | 1.53 Mn |
| Sep 30, 2021 | 1.53 Mn |
| Jun 30, 2021 | 2.09 Mn |
| Jun 30, 2021 | 2.09 Mn |
| Mar 31, 2021 | 2.26 Mn |
| Mar 31, 2021 | 2.26 Mn |
| Dec 31, 2020 | 2.34 Mn |
| Dec 31, 2020 | 2.34 Mn |
| Sep 30, 2020 | 2.54 Mn |
| Sep 30, 2020 | 2.54 Mn |