BayFirst Financial BAFN Income Statement (2020-2026)

NASDAQ BAFN
$7.38 +0.55 (+8.05%)
At close: Aug 20, 2026 · 4:00 PM EDT
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Income Statement Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Revenue & Cost
Provisions (Quarter)
-3.00M-2.50M-2.40M0.25M0.75M0.70M1.94M2.77M3.00M2.74M4.06M3.00M3.12M4.55M4.40M7.33M10.91M2.01M3.08M
Revenue (Quarter)
14.01M7.89M-1.91M6.07M14.26M18.97M-10.76M18.50M21.05M23.07M87.43M23.01M10.18M21.72M55.65M11.85M1.02M10.23M65.77M10.16M
Interest income
Interest income - Loans (Quarter)
14.85M8.62M7.01M6.82M7.34M10.65M11.68M13.07M16.37M16.03M17.71M18.23M19.41M20.44M20.75M19.75M21.46M20.71M19.33M15.93M
Interest Income - Deposits (Quarter)
0.15M0.19M0.15M0.18M0.41M0.63M0.84M1.18M1.42M1.59M1.14M0.96M1.01M1.00M1.01M0.93M1.05M0.95M1.62M1.51M
Interest Income - Total (Quarter)
15.00M8.80M7.16M7.00M7.76M11.28M12.52M14.25M17.79M17.62M18.85M19.19M20.43M21.44M21.75M20.68M22.50M21.65M20.95M17.44M
Interest expenses
Interest Expense - Deposits (Quarter)
1.19M1.15M1.22M1.22M1.06M1.86M3.71M4.92M7.10M9.05M9.72M10.21M10.45M11.61M10.60M9.43M9.28M9.58M9.45M7.89M
Interest Expense - Debt (Quarter)
0.90M0.38M0.20M0.12M0.11M0.26M0.23M0.28M0.59M0.17M0.26M0.23M0.80M0.38M0.50M0.26M0.88M0.80M0.34M0.10M
Interest Expenses (Quarter)
2.09M1.53M-4.83M1.57M1.17M2.11M3.57M5.20M7.68M9.23M-20.96M10.45M11.24M11.99M-32.72M9.69M22.42M10.37M-29.19M8.16M
Interest Income - Net (Quarter)
12.90M8.02M5.75M6.41M7.45M9.17M8.57M9.05M10.11M8.39M8.88M8.74M9.18M9.45M10.65M11.00M12.35M11.28M11.16M9.45M
Non-interest income
Interest Income - Total (Quarter)
12.90M10.28M8.25M8.07M6.34M8.42M7.87M7.11M7.34M5.39M6.14M4.68M6.18M6.33M6.11M6.60M5.08M0.36M9.15M6.37M
Financial Services Fees (Quarter)
23.35M21.56M18.60M13.19M10.21M7.11M0.89M-0.00M-5.10M
Service Charges (Quarter)
1.47M1.69M0.42M1.05M1.02M0.62M0.53M0.74M0.65M0.76M0.68M0.80M0.81M0.92M0.58M0.74M0.48M0.76M0.79M0.77M
Investment Gain (Loss) (Quarter)
-0.12M-0.08M-0.22M-1.04M-1.12M-1.21M0.06M0.54M-0.06M-0.38M0.64M-0.21M0.07M0.80M-0.64M0.58M0.01M0.30M0.11M-0.09M
Investment Banking Income (Quarter)
13.80M-0.34M4.56M4.62M3.85M7.45M5.80M4.41M6.03M7.14M6.98M8.09M5.59M6.14M8.43M7.33M6.14M3.06M-4.81M-0.10M
Mortgage Banking (Quarter)
2.42M2.25M2.09M1.51M1.32M1.02M0.31M
Other Non-Interest Income (Quarter)
0.37M0.26M0.28M0.51M0.37M0.39M0.47M0.35M0.18M0.67M0.20M0.23M0.58M0.45M0.48M0.28M0.68M0.25M0.13M0.24M
Non-Interest Income (Quarter)
1.11M0.61M-13.91M0.64M7.68M9.80M-19.71M9.45M10.94M14.68M47.62M14.27M1.00M12.27M1.17M0.85M0.94M-1.05M15.63M0.88M
Operating Items
Research & Development (Quarter)
2.59M1.05M1.02M1.16M1.08M1.25M1.34M1.35M1.32M1.53M1.42M1.56M1.65M1.79M1.75M2.04M2.08M2.05M1.69M1.49M
Wages, Salaries and Other (Quarter)
12.95M6.48M22.32M1.15M0.98M6.76M-17.09M0.90M0.87M0.82M28.39M8.01M0.88M7.88M27.98M8.00M0.78M7.64M26.06M5.07M
Rent Expense (Quarter)
1.30M0.79M0.85M0.97M0.97M1.07M0.98M1.16M1.18M1.26M1.15M1.11M1.27M1.25M1.22M1.63M1.58M1.52M1.33M1.37M
Restructuring Costs (Quarter)
0.63M7.26M7.28M
Other Operating Expenses (Quarter)
0.55M0.07M0.03M-0.20M2.71M1.00M1.25M3.57M2.90M4.54M-11.02M3.31M3.20M3.42M1.73M2.44M-0.88M-1.88M0.01M
Operating Expenses (Quarter)
33.67M12.57M13.26M13.87M13.69M14.16M13.49M15.41M16.40M17.43M18.47M17.77M16.61M17.06M15.34M15.81M17.53M25.21M11.87M14.89M
EBIT (Quarter)
19.54M-0.15M-4.25M1.44M1.50M6.18M6.35M6.34M9.56M11.87M-18.59M11.62M12.47M13.53M-19.67M9.22M20.77M-15.52M-32.01M0.53M
Net income details
EBT (Quarter)
17.45M-1.68M0.58M-0.14M0.32M4.07M2.79M1.15M1.88M2.64M2.37M1.18M1.23M1.53M13.05M-0.46M-1.65M-25.90M-2.82M-7.63M
Tax Provisions (Quarter)
4.43M-0.36M-0.28M-0.03M-0.07M0.98M0.67M0.28M0.46M0.67M0.70M0.30M0.35M0.40M3.27M-0.13M-0.41M-6.99M-0.36M-1.95M
Profit After Tax (Quarter)
13.02M-1.32M0.86M0.01M0.39M-1.40M1.32M0.87M1.39M1.97M1.87M0.88M0.88M1.14M9.78M-0.34M-1.24M-18.90M-2.46M-5.68M
Income from Continuing Operations (Quarter)
13.02M-1.32M0.86M-0.11M0.39M3.08M2.11M0.87M1.42M1.97M1.66M0.88M0.88M1.14M9.78M-0.34M-1.24M-18.90M-2.46M-5.68M
Income from Discontinued Operations (Quarter)
0.86M0.65M0.04M-0.22M-1.49M-0.26M-0.04M-0.01M-0.01M-0.00M-0.02M-0.00M
Consolidated Net Income (Quarter)
13.02M3.46M-2.56M0.16M-0.90M-4.49M-2.72M-0.17M-0.04M-0.05M-0.08M-0.08M-0.01M-5.68M
Income towards Parent Company (Quarter)
13.02M3.46M-2.56M0.16M-0.90M-4.49M-2.72M-0.17M-0.04M-0.05M-0.08M-0.08M-0.01M-5.68M
Preferred Dividend Payments (Quarter)
0.23M0.23M0.21M0.21M0.21M0.21M0.21M0.21M0.21M0.21M0.34M0.39M0.39M0.39M0.39M0.39M0.39M0.39M0.39M0.39M
Net Income towards Common Stockholders (Quarter)
12.78M1.05M2.60M-0.20M-0.49M-1.61M1.11M0.53M1.18M1.72M1.31M0.44M0.48M0.75M9.39M-0.72M-1.62M-19.29M-2.85M-6.07M
Additional items
EPS (Basic) (Quarter)
3.340.270.68-0.05-0.12-0.400.280.130.290.420.320.110.120.182.27-0.17-0.39-4.66-0.69-1.48
EPS (Diluted) (Quarter)
2.960.240.62-0.05-0.12-0.370.260.130.280.390.290.110.120.182.05-0.17-0.39-4.66-0.69-1.48
Shares Outstanding (Quarter)
3.82M3.91M3.80M4.00M4.01M4.03M4.02M4.08M4.10M4.11M4.10M4.13M4.13M4.13M4.13M4.14M4.13M4.14M4.13M4.11M
Shares Outstanding (Diluted) (Quarter)
4.32M4.41M4.19M4.00M4.01M4.34M4.22M4.08M4.27M4.36M4.58M4.13M4.13M4.13M4.59M4.14M4.13M4.14M4.13M4.11M
Shares Outstanding (Entity) (Quarter)
3.87M3.92M3.98M4.01M4.02M4.03M4.04M4.10M4.10M4.11M4.11M4.13M4.13M4.13M4.13M4.13M4.13M4.12M4.11M4.11M
EBITDA (Quarter)
19.54M-0.15M-4.25M1.44M1.50M6.18M6.35M6.34M9.56M11.87M-18.59M11.62M12.47M13.53M-19.67M9.22M20.77M-15.52M-32.01M0.53M