BayFirst Financial (BAFN) EBIT Margin (2020 - 2026)
BayFirst Financial (BAFN) reported EBIT Margin of 3.47% for Q1 2026, down 4322.0% year-over-year from 0.08% in Q1 2025, and down 94.49% quarter-over-quarter from 63.05% in Q4 2025.
BayFirst Financial (BAFN) EBIT Margin (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of EBIT Margin data on file, last reported at 3.47% in Q1 2026.
- EBIT Margin for Q1 2026 came in at 3.47%, down 4322.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.58% (down 6177.0% YoY), and the FY2025 annual result was 14.3%, down 4841.0% from the prior year.
- EBIT Margin fell to 3.47% in Q1 2026 per BAFN's latest filing, from 63.05% in the prior quarter.
- Over five years, EBIT Margin peaked at 73.34% in Q4 2024 and troughed at 151.67% in Q3 2025.
- A 5-year average of 30.65% and a median of 45.44% in 2023 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin soared 3495 bps in 2023, then slumped 21395 bps in 2025.
- A 5-year view of EBIT Margin shows it stood at 39.65% in 2022, then soared by 32 bps to 52.37% in 2023, then surged by 40 bps to 73.34% in 2024, then fell by 14 bps to 63.05% in 2025, then sank by 94 bps to 3.47% in 2026.
- Business Quant data shows BAFN's EBIT Margin at 3.47% in Q1 2026, 63.05% in Q4 2025, and 151.67% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | 3.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.47% |
| Dec 31, 2025 | 63.05% |
| Sep 30, 2025 | -151.67% |
| Jun 30, 2025 | 36.76% |
| Mar 31, 2025 | 46.70% |
| Dec 31, 2024 | 73.34% |
| Sep 30, 2024 | 62.28% |
| Jun 30, 2024 | 59.85% |
| Mar 31, 2024 | 50.52% |
| Dec 31, 2023 | 52.37% |
| Sep 30, 2023 | 51.45% |
| Jun 30, 2023 | 45.44% |
| Mar 31, 2023 | 34.30% |
| Dec 31, 2022 | 39.65% |
| Sep 30, 2022 | 32.57% |
| Jun 30, 2022 | 10.49% |
| Mar 31, 2022 | 10.56% |
| Dec 31, 2021 | 17.59% |
| Sep 30, 2021 | -1.91% |
| Jun 30, 2021 | 38.23% |