BayFirst Financial (BAFN) Net Margin (2020 - 2026)
BayFirst Financial's Net Margin was -1264.87% in Q2 2026, down 1254.98 percentage points from -9.89% a year earlier and down 1203.70 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Net Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, BayFirst Financial's Net Margin was -191.19% through Jun 30, 2026, down 195.63 percentage points year-over-year; for FY2025, it came in at -41.40%, down 50.42 percentage points from FY2024.
- Net Margin shows a five-year change of -50.43 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 9.01% in FY2024 (+3.52 pp), 5.50% in FY2023 (+7.42 pp), -1.92% in FY2022 (-39.87 pp) and 37.95% in FY2021 (+28.93 pp).
- The Q2 2026 figure marks the lowest quarterly Net Margin in data going back to Q3 2020.
- Compared with a year earlier, Net Margin has declined for six straight quarters, with an average year-over-year change of -197.28 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q4 2024 (a gain of 17.39 percentage points); the worst was Q2 2026 (a drop of 1254.98 percentage points).
- Per Business Quant data, BAFN's Net Margin in the three quarters before Q2 2026 was -61.17% (Q1 2026), -45.10% (Q4 2025) and -189.91% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | -8.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -8.13% |
| Jun 30, 2026 | -1,264.87% |
| Mar 31, 2026 | -61.17% |
| Dec 31, 2025 | -27.89% |
| Sep 30, 2025 | -189.91% |
| Jun 30, 2025 | -9.89% |
| Mar 31, 2025 | -6.93% |
| Dec 31, 2024 | 22.96% |
| Sep 30, 2024 | 3.46% |
| Jun 30, 2024 | 2.30% |
| Mar 31, 2024 | 1.91% |
| Dec 31, 2023 | 5.58% |
| Sep 30, 2023 | 7.43% |
| Jun 30, 2023 | 5.59% |
| Mar 31, 2023 | 2.87% |
| Dec 31, 2022 | 6.56% |
| Sep 30, 2022 | -8.49% |
| Jun 30, 2022 | -3.24% |
| Mar 31, 2022 | -1.62% |
| Dec 31, 2021 | 22.95% |
API Access
BayFirst Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();