BayFirst Financial (BAFN) Interest Expense - Deposits (2020 - 2026)

BayFirst Financial (BAFN) reported Interest Expense - Deposits of $7.9 million for Q1 2026, down 16.31% year-over-year from $9.4 million in Q1 2025, and down 16.49% on a QoQ basis from $9.5 million in Q4 2025.

BayFirst Financial (BAFN) has 7 years of Interest Expense - Deposits data on file, last reported at $7.9 million in Q1 2026.

  • Quarterly Interest Expense - Deposits fell 16.31% year-over-year to $7.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $36.2 million (down 13.98% YoY) and the FY2025 annual result came in at $37.7 million, down 11.97% from the prior year.
  • Interest Expense - Deposits fell to $7.9 million in Q1 2026 per BAFN's latest filing, from $9.5 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $11.6 million in Q3 2024 and bottomed at $1.1 million in Q2 2022.
  • The 5-year median for Interest Expense - Deposits is $9.3 million (2025), against an average of $7.5 million.
  • The widest annual swing landed in 2023, when Interest Expense - Deposits soared 569.62%; it then decreased 17.51% in 2025.
  • Tracing BAFN's Interest Expense - Deposits over 5 years: stood at $3.7 million in 2022, then surged by 161.9% to $9.7 million in 2023, then gained by 9.06% to $10.6 million in 2024, then slipped by 10.84% to $9.5 million in 2025, then slipped by 16.49% to $7.9 million in 2026.
  • Per Business Quant, the three latest BAFN Interest Expense - Deposits figures stand at $7.9 million (Q1 2026), $9.5 million (Q4 2025), and $9.6 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 3.51 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 4.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.74 Bn
10 BayFirst Financial 25.63 Mn -108.83 Mn - 7.89 Mn

Historic Data

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DateValue
Mar 31, 2026 7.89 Mn
Dec 31, 2025 9.45 Mn
Sep 30, 2025 9.58 Mn
Jun 30, 2025 9.28 Mn
Mar 31, 2025 9.43 Mn
Dec 31, 2024 10.60 Mn
Sep 30, 2024 11.61 Mn
Jun 30, 2024 10.45 Mn
Mar 31, 2024 10.22 Mn
Dec 31, 2023 9.72 Mn
Sep 30, 2023 9.06 Mn
Jun 30, 2023 7.10 Mn
Mar 31, 2023 4.92 Mn
Dec 31, 2022 3.71 Mn
Sep 30, 2022 1.86 Mn
Jun 30, 2022 1.06 Mn
Mar 31, 2022 1.22 Mn
Dec 31, 2021 1.22 Mn
Sep 30, 2021 1.15 Mn
Jun 30, 2021 1.19 Mn
Mar 31, 2021 1.32 Mn
Dec 31, 2020 1.38 Mn
Sep 30, 2020 1.54 Mn