BayFirst Financial (BAFN) Interest Income - Net (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Interest Income - Net of $9.4 million for Q1 2026, down 14.09% year-over-year from $11.0 million in Q1 2025, and down 15.32% quarter-over-quarter from $11.2 million in Q4 2025.
BayFirst Financial (BAFN) Interest Income - Net (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Interest Income - Net for 7 consecutive years, with $9.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net fell 14.09% year-over-year to $9.4 million; the TTM figure through Mar 2026 stood at $44.2 million (up 9.81% YoY), while the FY2025 annual figure was $45.8 million, up 20.4% from the prior year.
- Interest Income - Net fell to $9.4 million in Q1 2026 per BAFN's latest filing, from $11.2 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $12.3 million in Q2 2025 and bottomed at $6.4 million in Q1 2022.
- Historically, Interest Income - Net has averaged $9.5 million across 5 years, with a median of $9.2 million in 2024.
- On a YoY basis, Interest Income - Net climbed as much as 49.22% in 2022 and fell as far as 49.28% in 2022.
- BayFirst Financial's Interest Income - Net stood at $8.6 million in 2022, then grew by 3.53% to $8.9 million in 2023, then advanced by 20.01% to $10.7 million in 2024, then climbed by 4.74% to $11.2 million in 2025, then retreated by 15.32% to $9.4 million in 2026.
- Business Quant data shows BAFN's Interest Income - Net at $9.4 million in Q1 2026, $11.2 million in Q4 2025, and $11.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.11 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.36 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.22 Bn |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | 9.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.45 Mn |
| Dec 31, 2025 | 11.16 Mn |
| Sep 30, 2025 | 11.28 Mn |
| Jun 30, 2025 | 12.35 Mn |
| Mar 31, 2025 | 11.00 Mn |
| Dec 31, 2024 | 10.65 Mn |
| Sep 30, 2024 | 9.45 Mn |
| Jun 30, 2024 | 9.18 Mn |
| Mar 31, 2024 | 8.74 Mn |
| Dec 31, 2023 | 8.88 Mn |
| Sep 30, 2023 | 8.39 Mn |
| Jun 30, 2023 | 10.11 Mn |
| Mar 31, 2023 | 9.05 Mn |
| Dec 31, 2022 | 8.57 Mn |
| Sep 30, 2022 | 9.17 Mn |
| Jun 30, 2022 | 7.45 Mn |
| Mar 31, 2022 | 6.41 Mn |
| Dec 31, 2021 | 5.75 Mn |
| Sep 30, 2021 | 8.02 Mn |
| Jun 30, 2021 | 12.90 Mn |