BayFirst Financial (BAFN) Provisions (2020 - 2026)
BayFirst Financial's Provisions was $28.98 million in Q2 2026, up 277.8% from $7.67 million a year earlier and up 751.3% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Provisions (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, BayFirst Financial's Provisions was $45.86 million through Jun 30, 2026, up 122.9% year-over-year; for FY2025, it came in at $25.65 million, up 63.1% from FY2024.
- Provisions shows a five-year compound annual growth rate of 8.7% (FY2020 to FY2025).
- In earlier years, Provisions was $15.73 million in FY2024 (+50.6%), $10.45 million in FY2023, -$700,000 in FY2022 and -$3.5 million in FY2021.
- The Q2 2026 figure marks the highest quarterly Provisions in data going back to Q3 2020.
- Compared with a year earlier, Provisions was higher in six of the last eight quarters, with growth averaging 87.6%.
- The best year-over-year quarter for Provisions over five years was Q3 2023 (growth of 300.3%); the worst was Q4 2025 (a decline of 55.7%).
- Per Business Quant data, BAFN's Provisions in the three quarters before Q2 2026 was $3.4 million (Q1 2026), $2.31 million (Q4 2025) and $11.17 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | 28.98 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.98 Mn |
| Mar 31, 2026 | 3.40 Mn |
| Dec 31, 2025 | 2.31 Mn |
| Sep 30, 2025 | 11.17 Mn |
| Jun 30, 2025 | 7.67 Mn |
| Mar 31, 2025 | 4.56 Mn |
| Dec 31, 2024 | 5.22 Mn |
| Sep 30, 2024 | 3.12 Mn |
| Jun 30, 2024 | 3.20 Mn |
| Mar 31, 2024 | 4.06 Mn |
| Dec 31, 2023 | 2.74 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 2.77 Mn |
| Mar 31, 2023 | 1.94 Mn |
| Dec 31, 2022 | 700,000.00 |
| Sep 30, 2022 | 750,000.00 |
| Jun 30, 2022 | 250,000.00 |
| Mar 31, 2022 | -2.40 Mn |
| Dec 31, 2021 | -2.50 Mn |
| Sep 30, 2021 | -3.00 Mn |
API Access
BayFirst Financial Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();