BayFirst Financial (BAFN) Provisions (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Provisions of $3.1 million for Q1 2026, down 30.05% year-over-year from $4.4 million in Q1 2025, and up 53.36% quarter-over-quarter from $2.0 million in Q4 2025.
BayFirst Financial (BAFN) Provisions (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Provisions for 7 consecutive years, with $3.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions fell 30.05% year-over-year to $3.1 million; the TTM figure through Mar 2026 stood at $23.3 million (up 54.81% YoY), while the FY2025 annual figure was $24.6 million, up 63.32% from the prior year.
- Provisions grew to $3.1 million in Q1 2026 per BAFN's latest filing, from $2.0 million in the prior quarter.
- Across five years, Provisions topped out at $10.9 million in Q3 2025 and bottomed at -$2.4 million in Q1 2022.
- Historically, Provisions has averaged $3.1 million across 5 years, with a median of $3.0 million in 2024.
- Annual changes were most pronounced in 2022 — Provisions plunged 220.0% — and 2023, when it jumped 1006.0%.
- BayFirst Financial's Provisions stood at $700000.0 in 2022, then soared by 291.0% to $2.7 million in 2023, then jumped by 66.09% to $4.5 million in 2024, then plunged by 55.85% to $2.0 million in 2025, then surged by 53.36% to $3.1 million in 2026.
- Business Quant data shows BAFN's Provisions at $3.1 million in Q1 2026, $2.0 million in Q4 2025, and $10.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | BayFirst Financial | 30.89 Mn | -108.28 Mn | - | 28.98 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.08 Mn |
| Dec 31, 2025 | 2.01 Mn |
| Sep 30, 2025 | 10.92 Mn |
| Jun 30, 2025 | 7.33 Mn |
| Mar 31, 2025 | 4.40 Mn |
| Dec 31, 2024 | 4.55 Mn |
| Sep 30, 2024 | 3.12 Mn |
| Jun 30, 2024 | 3.00 Mn |
| Mar 31, 2024 | 4.06 Mn |
| Dec 31, 2023 | 2.74 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 2.77 Mn |
| Mar 31, 2023 | 1.94 Mn |
| Dec 31, 2022 | 700,000.00 |
| Sep 30, 2022 | 750,000.00 |
| Jun 30, 2022 | 250,000.00 |
| Mar 31, 2022 | -2.40 Mn |
| Dec 31, 2021 | -2.50 Mn |
| Sep 30, 2021 | -3.00 Mn |
| Mar 31, 2021 | 2.00 Mn |