BayFirst Financial (BAFN) Provisions (2020 - 2026)

BayFirst Financial (BAFN) reported Provisions of $3.0 million for Q1 2026, down 29.59% year-over-year from $4.3 million in Q1 2025, and up 46.4% quarter-over-quarter from $2.1 million in Q4 2025.

BayFirst Financial (BAFN) Provisions (2020 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 7 years of Provisions data on file, last reported at $3.0 million in Q1 2026.

  • Provisions for Q1 2026 came in at $3.0 million, down 29.59% year-over-year; the trailing twelve-month figure through Mar 2026 was $23.2 million (up 51.44% YoY), and the FY2025 annual result was $24.4 million, up 62.32% from the prior year.
  • Provisions grew to $3.0 million in Q1 2026 per BAFN's latest filing, from $2.1 million in the prior quarter.
  • Over five years, Provisions peaked at $10.7 million in Q3 2025 and troughed at -$2.4 million in Q1 2022.
  • A 5-year average of $3.1 million and a median of $3.0 million in 2023 frame the typical range for Provisions.
  • The sharpest annual moves came in 2022 and 2023: Provisions plunged 220.0% in 2022, then jumped 957.2% in 2023.
  • A 5-year view of Provisions shows it stood at $700000.0 in 2022, then jumped by 292.0% to $2.7 million in 2023, then soared by 71.1% to $4.7 million in 2024, then tumbled by 55.93% to $2.1 million in 2025, then jumped by 46.4% to $3.0 million in 2026.
  • Business Quant data shows BAFN's Provisions at $3.0 million in Q1 2026, $2.1 million in Q4 2025, and $10.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 350,000.00
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 500,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 BayFirst Financial 20.95 Mn -113.51 Mn - 3.03 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.03 Mn
Dec 31, 2025 2.07 Mn
Sep 30, 2025 10.74 Mn
Jun 30, 2025 7.33 Mn
Mar 31, 2025 4.30 Mn
Dec 31, 2024 4.70 Mn
Sep 30, 2024 3.10 Mn
Jun 30, 2024 3.20 Mn
Mar 31, 2024 4.06 Mn
Dec 31, 2023 2.74 Mn
Sep 30, 2023 3.00 Mn
Jun 30, 2023 2.64 Mn
Mar 31, 2023 1.94 Mn
Dec 31, 2022 700,000.00
Sep 30, 2022 750,000.00
Jun 30, 2022 250,000.00
Mar 31, 2022 -2.40 Mn
Dec 31, 2021 -2.50 Mn
Sep 30, 2021 -3.00 Mn
Mar 31, 2021 2.00 Mn