BayFirst Financial (BAFN) Equity Ratio (2020 - 2026)

BayFirst Financial (BAFN) reported Equity Ratio of 0.07 for Q1 2026, down 19.66% year-over-year from 0.09 in Q1 2025, and up 1.65% quarter-over-quarter from 0.07 in Q4 2025.

BayFirst Financial (BAFN) Equity Ratio (2020 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 7 years of Equity Ratio data on file, last reported at 0.07 in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.07, down 19.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.07 (down 19.66% YoY), and the FY2025 annual result was 0.07, down 21.78% from the prior year.
  • Equity Ratio climbed to 0.07 in Q1 2026 per BAFN's latest filing, from 0.07 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.11 in Q1 2022 and troughed at 0.07 in Q3 2025.
  • A 5-year average of 0.09 and a median of 0.08 in 2023 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2022 and 2025: Equity Ratio soared 130.83% in 2022, then retreated 21.78% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.1 in 2022, then decreased by 7.94% to 0.09 in 2023, then dropped by 4.44% to 0.09 in 2024, then dropped by 21.78% to 0.07 in 2025, then increased by 1.65% to 0.07 in 2026.
  • Business Quant data shows BAFN's Equity Ratio at 0.07 in Q1 2026, 0.07 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.08
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.11
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.10
7 NatWest 168.65 Bn -51.67 Bn - 0.06
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.08
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.03
10 BayFirst Financial 20.95 Mn -113.51 Mn - 0.07

Historic Data

Download Data
DateValue
Mar 31, 2026 0.07
Dec 31, 2025 0.07
Sep 30, 2025 0.07
Jun 30, 2025 0.08
Mar 31, 2025 0.09
Dec 31, 2024 0.09
Sep 30, 2024 0.08
Jun 30, 2024 0.08
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.10
Sep 30, 2022 0.10
Jun 30, 2022 0.10
Mar 31, 2022 0.11
Dec 31, 2021 0.10
Sep 30, 2021 0.10
Jun 30, 2021 0.08