BayFirst Financial (BAFN) Free Cash Flow (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Free Cash Flow of -$3.2 million for Q1 2026, down 104.34% year-over-year from $74.1 million in Q1 2025, and down 103.2% quarter-over-quarter from $100.5 million in Q4 2025.
BayFirst Financial (BAFN) Free Cash Flow (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Free Cash Flow for 7 consecutive years, with -$3.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow fell 104.34% year-over-year to -$3.2 million; the TTM figure through Mar 2026 stood at $207.7 million (down 38.99% YoY), while the FY2025 annual figure was $285.0 million, down 26.71% from the prior year.
- Free Cash Flow fell to -$3.2 million in Q1 2026 per BAFN's latest filing, from $100.5 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $188.0 million in Q4 2022 and bottomed at -$3.2 million in Q1 2026.
- Historically, Free Cash Flow has averaged $91.2 million across 5 years, with a median of $97.5 million in 2024.
- Annual changes were most pronounced in 2022 — Free Cash Flow soared 6479.8% — and 2026, when it slumped 104.34%.
- BayFirst Financial's Free Cash Flow stood at $188.0 million in 2022, then sank by 33.03% to $125.9 million in 2023, then dropped by 22.58% to $97.5 million in 2024, then climbed by 3.1% to $100.5 million in 2025, then slumped by 103.2% to -$3.2 million in 2026.
- Business Quant data shows BAFN's Free Cash Flow at -$3.2 million in Q1 2026, $100.5 million in Q4 2025, and $47.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | -552,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.21 Mn |
| Mar 31, 2026 | -3.21 Mn |
| Dec 31, 2025 | 100.51 Mn |
| Dec 31, 2025 | 100.51 Mn |
| Sep 30, 2025 | 47.30 Mn |
| Sep 30, 2025 | 47.30 Mn |
| Jun 30, 2025 | 63.10 Mn |
| Jun 30, 2025 | 63.10 Mn |
| Mar 31, 2025 | 74.09 Mn |
| Mar 31, 2025 | 74.09 Mn |
| Dec 31, 2024 | 97.48 Mn |
| Dec 31, 2024 | 97.48 Mn |
| Sep 30, 2024 | 90.26 Mn |
| Sep 30, 2024 | 90.26 Mn |
| Jun 30, 2024 | 78.57 Mn |
| Jun 30, 2024 | 78.57 Mn |
| Mar 31, 2024 | 122.53 Mn |
| Mar 31, 2024 | 122.53 Mn |
| Dec 31, 2023 | 125.92 Mn |
| Dec 31, 2023 | 125.92 Mn |