BayFirst Financial (BAFN) Net Cash Flow (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Net Cash Flow of -$72.5 million for Q1 2026, down 395.54% year-over-year from $24.5 million in Q1 2025, and down 182.0% quarter-over-quarter from $88.4 million in Q4 2025.
BayFirst Financial (BAFN) Net Cash Flow (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Net Cash Flow for 7 consecutive years, with -$72.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow fell 395.54% year-over-year to -$72.5 million; the TTM figure through Mar 2026 stood at $71.3 million (up 1162.37% YoY), while the FY2025 annual figure was $129.2 million, up 565.85% from the prior year.
- Net Cash Flow fell to -$72.5 million in Q1 2026 per BAFN's latest filing, from $88.4 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $88.4 million in Q4 2025 and bottomed at -$89.5 million in Q2 2022.
- Historically, Net Cash Flow has averaged $1.5 million across 5 years, with a median of $3.5 million in 2024.
- On a YoY basis, Net Cash Flow climbed as much as 1111.48% in 2025 and fell as far as 1562.95% in 2025.
- BayFirst Financial's Net Cash Flow stood at $63.9 million in 2022, then plunged by 184.71% to -$54.1 million in 2023, then soared by 124.77% to $13.4 million in 2024, then jumped by 559.69% to $88.4 million in 2025, then slumped by 182.0% to -$72.5 million in 2026.
- Business Quant data shows BAFN's Net Cash Flow at -$72.5 million in Q1 2026, $88.4 million in Q4 2025, and $41.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | 4.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -72.52 Mn |
| Mar 31, 2026 | -72.52 Mn |
| Dec 31, 2025 | 88.43 Mn |
| Dec 31, 2025 | 88.43 Mn |
| Sep 30, 2025 | 41.25 Mn |
| Sep 30, 2025 | 41.25 Mn |
| Jun 30, 2025 | 14.15 Mn |
| Jun 30, 2025 | 14.15 Mn |
| Mar 31, 2025 | -14.63 Mn |
| Mar 31, 2025 | -14.63 Mn |
| Dec 31, 2024 | 13.41 Mn |
| Dec 31, 2024 | 13.41 Mn |
| Sep 30, 2024 | 3.41 Mn |
| Sep 30, 2024 | 3.41 Mn |
| Jun 30, 2024 | 3.47 Mn |
| Jun 30, 2024 | 3.47 Mn |
| Mar 31, 2024 | -880,000.00 |
| Mar 31, 2024 | -880,000.00 |
| Dec 31, 2023 | -54.12 Mn |
| Dec 31, 2023 | -54.12 Mn |