BayFirst Financial (BAFN) EBIT Margin (2020 - 2026)
BayFirst Financial's EBIT Margin came in at -1419.71% for Q2 2026, down 1453.60 percentage points from 33.90% a year earlier and down 1419.94 percentage points from the prior quarter.
BayFirst Financial (BAFN) EBIT Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, BayFirst Financial reported EBIT Margin of -145.12%, down 198.98 percentage points year-over-year; for FY2025, it was 11.09%, down 49.94 percentage points from FY2024.
- EBIT Margin carries a five-year change of -8.78 percentage points (FY2020 to FY2025).
- Going back by year, EBIT Margin was 61.03% in FY2024 (+14.48 pp), 46.55% in FY2023 (+21.20 pp), 25.35% in FY2022 (-7.16 pp) and 32.51% in FY2021 (+12.65 pp).
- The Q2 2026 figure represents the lowest quarterly EBIT Margin in data going back to Q3 2020.
- Year-over-year, EBIT Margin has declined for six consecutive quarters, with an average year-over-year change of -217.41 percentage points over the last eight quarters.
- The fastest year-over-year change in EBIT Margin over five years came in Q2 2023 (a gain of 34.95 percentage points), and the weakest in Q2 2026 (a drop of 1453.60 percentage points).
- Business Quant data shows BAFN's EBIT Margin at 0.23% (Q1 2026), 48.17% (Q4 2025) and -153.77% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 84.05% |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -1,419.71% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1,419.71% |
| Mar 31, 2026 | 0.23% |
| Dec 31, 2025 | 48.17% |
| Sep 30, 2025 | -153.77% |
| Jun 30, 2025 | 33.90% |
| Mar 31, 2025 | 44.04% |
| Dec 31, 2024 | 68.90% |
| Sep 30, 2024 | 62.28% |
| Jun 30, 2024 | 59.85% |
| Mar 31, 2024 | 50.52% |
| Dec 31, 2023 | 52.37% |
| Sep 30, 2023 | 51.45% |
| Jun 30, 2023 | 45.44% |
| Mar 31, 2023 | 34.30% |
| Dec 31, 2022 | 39.65% |
| Sep 30, 2022 | 32.57% |
| Jun 30, 2022 | 10.49% |
| Mar 31, 2022 | 10.56% |
| Dec 31, 2021 | 17.59% |
| Sep 30, 2021 | -1.91% |
BayFirst Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();