BayFirst Financial (BAFN) Retained Earnings (2020 - 2026)
BayFirst Financial's Retained Earnings was -$26.36 million in Q2 2026, compared with $35.55 million a year earlier.
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Analysis
BayFirst Financial (BAFN) Retained Earnings (2020 - 2026) Analysis & Trends
At the end of FY2025, Retained Earnings at BayFirst Financial came in at $13.77 million, down 65.4% from FY2024.
- Retained Earnings shows a five-year compound annual growth rate of 0.6% (FY2020 to FY2025).
- In earlier years, Retained Earnings was $39.77 million in FY2024 (+15.6%), $34.4 million in FY2023 (+2.7%), $33.48 million in FY2022 (-6.9%) and $35.95 million in FY2021 (+168.5%).
- The Q2 2026 figure marks the lowest quarterly Retained Earnings in data going back to Q4 2020.
- Compared with a year earlier, Retained Earnings was higher in four of the last seven quarters, with an average decline of 23.6%.
- The best year-over-year quarter for Retained Earnings over five years was Q4 2021 (growth of 168.5%); the worst was Q1 2026 (a decline of 79.4%).
- Per Business Quant data, BAFN's Retained Earnings in the three quarters before Q2 2026 was $7.84 million (Q1 2026), $13.77 million (Q4 2025) and $16.09 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 237.23 Bn |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -26.36 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -26.36 Mn |
| Mar 31, 2026 | 7.84 Mn |
| Dec 31, 2025 | 13.77 Mn |
| Sep 30, 2025 | 16.09 Mn |
| Jun 30, 2025 | 35.55 Mn |
| Mar 31, 2025 | 38.12 Mn |
| Dec 31, 2024 | 39.77 Mn |
| Sep 30, 2024 | 35.07 Mn |
| Jun 30, 2024 | 34.65 Mn |
| Mar 31, 2024 | 34.50 Mn |
| Dec 31, 2023 | 34.40 Mn |
| Sep 30, 2023 | 33.41 Mn |
| Jun 30, 2023 | 32.02 Mn |
| Mar 31, 2023 | 31.17 Mn |
| Dec 31, 2022 | 33.48 Mn |
| Sep 30, 2022 | 32.69 Mn |
| Jun 30, 2022 | 34.62 Mn |
| Mar 31, 2022 | 35.43 Mn |
| Dec 31, 2021 | 35.95 Mn |
| Sep 30, 2021 | 33.62 Mn |
API Access
BayFirst Financial Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();