BayFirst Financial (BAFN) Debt Ratio (2020 - 2026)

BayFirst Financial (BAFN) has 7 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

• Quarterly Debt Ratio fell 67.06% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 67.06% YoY) and the FY2025 annual result came in at 0.0, down 0.82% from the prior year.
• Debt Ratio improved to 0.01 in Q1 2026 per BAFN's latest filing, from 0.0 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.05 in Q2 2024 and bottomed at 0.0 in Q3 2025.
• The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
• The widest annual swing landed in 2023, when Debt Ratio tumbled 82.58%; it then jumped 726.04% in 2024.
• Tracing BAFN's Debt Ratio over 5 years: stood at 0.03 in 2022, then slumped by 80.01% to 0.01 in 2023, then declined by 13.13% to 0.0 in 2024, then fell by 0.82% to 0.0 in 2025, then advanced by 11.22% to 0.01 in 2026.
• Per Business Quant, the three latest BAFN Debt Ratio figures stand at 0.01 (Q1 2026), 0.0 (Q4 2025), and 0.0 (Q3 2025).

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