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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) Debt Ratio (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Debt Ratio for 5 consecutive years, with 0.0 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 0.82% to 0.0 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.0 through Dec 2025, down 0.82% year-over-year, with the annual reading at 0.0 for FY2025, 0.82% down from the prior year.
  • Debt Ratio for Q4 2025 was 0.0 at BayFirst Financial, up from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.15 in Q3 2021, with the low at 0.0 in Q3 2025.
  • Average Debt Ratio over 5 years is 0.02, with a median of 0.01 recorded in 2022.
  • The sharpest move saw Debt Ratio crashed 91.6% in 2022, then skyrocketed 509.03% in 2025.
  • Over 5 years, Debt Ratio stood at 0.08 in 2021, then tumbled by 91.6% to 0.01 in 2022, then soared by 40.18% to 0.01 in 2023, then plummeted by 48.32% to 0.0 in 2024, then dropped by 0.82% to 0.0 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.0, 0.0, and 0.03 for Q4 2025, Q3 2025, and Q2 2025 respectively.