BayFirst Financial (BAFN) Debt Ratio (2020 - 2026)

BayFirst Financial (BAFN) reported Debt Ratio of 0.01 for Q1 2026, down 67.06% year-over-year from 0.02 in Q1 2025, and up 11.22% quarter-over-quarter from 0.0 in Q4 2025.

BayFirst Financial (BAFN) Debt Ratio (2020 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 7 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.01, down 67.06% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (down 67.06% YoY), and the FY2025 annual result was 0.0, down 0.82% from the prior year.
  • Debt Ratio climbed to 0.01 in Q1 2026 per BAFN's latest filing, from 0.0 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.05 in Q2 2024 and troughed at 0.0 in Q3 2025.
  • A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio sank 82.58% in 2023, then soared 726.04% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.03 in 2022, then plunged by 80.01% to 0.01 in 2023, then retreated by 13.13% to 0.0 in 2024, then decreased by 0.82% to 0.0 in 2025, then grew by 11.22% to 0.01 in 2026.
  • Business Quant data shows BAFN's Debt Ratio at 0.01 in Q1 2026, 0.0 in Q4 2025, and 0.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 BayFirst Financial 20.95 Mn -113.51 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.03
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.00
Jun 30, 2024 0.05
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.03
Sep 30, 2022 0.03
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.08
Sep 30, 2021 0.01
Dec 31, 2020 0.00