BayFirst Financial (BAFN) Debt Ratio (2020 - 2026)
BayFirst Financial's (BAFN) Debt Ratio stood at 0.01 in Q2 2026, down 82.4% from 0.03 a year earlier but up 2.5% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Debt Ratio (2020 - 2026) Analysis & Trends
For FY2025, BayFirst Financial's Debt Ratio came in at 0.00, down 0.8% from FY2024.
- Annual Debt Ratio has declined for five straight years.
- Across earlier years, Debt Ratio came in at 0.00 in FY2024 (-48.1%), 0.01 in FY2023 (-66.4%), 0.03 in FY2022 (-64.9%) and 0.08 in FY2021 (-86.7%).
- Quarterly Debt Ratio has ranged from 0.00 in Q4 2025 to 0.15 in Q3 2021 over the past five years.
- On a year-over-year basis, Debt Ratio has declined for three consecutive quarters, with growth averaging 25.5% over the last eight quarters.
- Peak year-over-year performance for Debt Ratio in the last five years was growth of 364.5% in Q3 2025, against a decline of 86.7% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.01 (Q1 2026), 0.00 (Q4 2025) and 0.04 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.01 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 0.05 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.02 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.02 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.22 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.04 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.21 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.01 |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.15 |
API Access
BayFirst Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();