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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) Debt Ratio (2021 - 2025)

Historic Debt Ratio for BayFirst Financial (BAFN) over the last 5 years, with Q3 2025 value amounting to 0.04.

  • BayFirst Financial's Debt Ratio rose 36252.58% to 0.04 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.04, marking a year-over-year increase of 36252.58%. This contributed to the annual value of 0.0 for FY2024, which is 4832.39% down from last year.
  • Per BayFirst Financial's latest filing, its Debt Ratio stood at 0.04 for Q3 2025, which was up 36252.58% from 0.03 recorded in Q2 2025.
  • BayFirst Financial's 5-year Debt Ratio high stood at 0.15 for Q3 2021, and its period low was 0.0 during Q4 2024.
  • Moreover, its 5-year median value for Debt Ratio was 0.03 (2022), whereas its average is 0.03.
  • Its Debt Ratio has fluctuated over the past 5 years, first tumbled by 8257.61% in 2023, then soared by 36252.58% in 2025.
  • Quarter analysis of 5 years shows BayFirst Financial's Debt Ratio stood at 0.08 in 2021, then crashed by 64.94% to 0.03 in 2022, then crashed by 66.4% to 0.01 in 2023, then crashed by 48.32% to 0.0 in 2024, then soared by 703.51% to 0.04 in 2025.
  • Its Debt Ratio stands at 0.04 for Q3 2025, versus 0.03 for Q2 2025 and 0.02 for Q1 2025.