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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) Return on Invested Capital (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Return on Invested Capital for 5 consecutive years, with 0.08% as the latest value for Q4 2025.

  • Quarterly Return on Invested Capital fell 36.0% to 0.08% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.08% through Dec 2025, down 36.0% year-over-year, with the annual reading at 0.07% for FY2025, 37.0% down from the prior year.
  • Return on Invested Capital for Q4 2025 was 0.08% at BayFirst Financial, down from 0.19% in the prior quarter.
  • The five-year high for Return on Invested Capital was 0.43% in Q4 2024, with the low at 0.01% in Q2 2022.
  • Average Return on Invested Capital over 5 years is 0.25%, with a median of 0.27% recorded in 2021.
  • The sharpest move saw Return on Invested Capital grew 23bps in 2023, then crashed -36bps in 2025.
  • Over 5 years, Return on Invested Capital stood at 0.27% in 2021, then tumbled by -50bps to 0.13% in 2022, then soared by 128bps to 0.3% in 2023, then soared by 43bps to 0.43% in 2024, then plummeted by -82bps to 0.08% in 2025.
  • According to Business Quant data, Return on Invested Capital over the past three periods came in at 0.08%, 0.19%, and 0.38% for Q4 2025, Q3 2025, and Q2 2025 respectively.