BayFirst Financial (BAFN) EBITDA (2020 - 2026)
BayFirst Financial (BAFN) posted EBITDA of -$35.19 million for Q2 2026, compared with $10.18 million a year earlier.
BayFirst Financial (BAFN) EBITDA (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA at BayFirst Financial was -$40.05 million; for FY2025, it came in at $16.11 million, down 76.1% from FY2024.
- Annual EBITDA shows a five-year compound annual growth rate of -12.3% (FY2020 to FY2025).
- In prior years, BayFirst Financial's EBITDA was $67.28 million in FY2024 (+43.5%), $46.87 million in FY2023 (+127.8%), $20.58 million in FY2022 (-11.9%) and $23.35 million in FY2021 (-25.0%).
- The Q2 2026 figure stands as the lowest quarterly EBITDA in data going back to Q4 2020.
- On a year-over-year basis, EBITDA increased in two of the last six quarters, with an average decline of 21.0%.
- The strongest year-over-year quarter for EBITDA in the past five years was Q3 2022, with growth of 592.8%; the weakest was Q2 2022, with a decline of 87.1%.
- According to Business Quant data, EBITDA for the three prior quarters was $1.79 million (Q1 2026), $6.88 million (Q4 2025) and -$13.52 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 54.95 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -1,174.27 Bn |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 30.01 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 21.67 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 18.88 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.17 Bn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 20.89 Bn |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -35.19 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -35.19 Mn |
| Mar 31, 2026 | 1.79 Mn |
| Dec 31, 2025 | 6.88 Mn |
| Sep 30, 2025 | -13.52 Mn |
| Jun 30, 2025 | 10.18 Mn |
| Mar 31, 2025 | 10.69 Mn |
| Dec 31, 2024 | 23.43 Mn |
| Sep 30, 2024 | 15.70 Mn |
| Jun 30, 2024 | 14.59 Mn |
| Mar 31, 2024 | 13.57 Mn |
| Dec 31, 2023 | 14.27 Mn |
| Sep 30, 2023 | 13.64 Mn |
| Jun 30, 2023 | 11.21 Mn |
| Mar 31, 2023 | 7.76 Mn |
| Dec 31, 2022 | 8.24 Mn |
| Sep 30, 2022 | 7.36 Mn |
| Jun 30, 2022 | 2.68 Mn |
| Mar 31, 2022 | 2.29 Mn |
| Dec 31, 2021 | 2.71 Mn |
| Sep 30, 2021 | 1.06 Mn |
BayFirst Financial EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=BAFN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();