BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026)
BayFirst Financial's Loans - Loss Allowance was $41.76 million in Q3 2026, up 70.6% from $24.49 million a year earlier but down 7.4% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at BayFirst Financial came in at $22 million, up 41.8% from FY2024.
- Loans - Loss Allowance has now increased for three consecutive years, with a five-year compound annual growth rate of 0.8% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $15.51 million in FY2024 (+14.9%), $13.5 million in FY2023 (+49.2%), $9.05 million in FY2022 (-32.8%) and $13.45 million in FY2021 (-36.4%).
- Quarterly Loans - Loss Allowance has moved between $9.05 million (Q4 2022) and $45.08 million (Q2 2026) over five years.
- Compared with a year earlier, Loans - Loss Allowance has increased for 15 straight quarters, with growth averaging 53.9% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q2 2026 (growth of 164.5%); the worst was Q2 2022 (a decline of 54.0%).
- Per Business Quant data, BAFN's Loans - Loss Allowance in the three quarters before Q3 2026 was $45.08 million (Q2 2026), $20.63 million (Q1 2026) and $22 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | 41.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 41.76 Mn |
| Jun 30, 2026 | 45.08 Mn |
| Mar 31, 2026 | 20.63 Mn |
| Dec 31, 2025 | 22.00 Mn |
| Sep 30, 2025 | 24.49 Mn |
| Jun 30, 2025 | 17.04 Mn |
| Mar 31, 2025 | 16.51 Mn |
| Dec 31, 2024 | 15.51 Mn |
| Sep 30, 2024 | 14.19 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 13.91 Mn |
| Dec 31, 2023 | 13.50 Mn |
| Sep 30, 2023 | 13.37 Mn |
| Jun 30, 2023 | 12.60 Mn |
| Mar 31, 2023 | 12.21 Mn |
| Dec 31, 2022 | 9.05 Mn |
| Sep 30, 2022 | 9.74 Mn |
| Jun 30, 2022 | 9.56 Mn |
| Mar 31, 2022 | 10.17 Mn |
| Dec 31, 2021 | 13.45 Mn |
API Access
BayFirst Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();