BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Loans - Loss Allowance of $20.6 million for Q1 2026, up 24.94% year-over-year from $16.5 million in Q1 2025, and down 6.2% quarter-over-quarter from $22.0 million in Q4 2025.
BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Loans - Loss Allowance for 7 consecutive years, with $20.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 24.94% year-over-year to $20.6 million; the TTM figure through Mar 2026 stood at $20.6 million (up 24.94% YoY), while the FY2025 annual figure was $22.0 million, up 41.8% from the prior year.
- Loans - Loss Allowance retreated to $20.6 million in Q1 2026 per BAFN's latest filing, from $22.0 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $24.5 million in Q3 2025 and bottomed at $9.0 million in Q4 2022.
- Historically, Loans - Loss Allowance has averaged $14.6 million across 5 years, with a median of $13.8 million in 2024.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance slumped 54.01% — and 2025, when it jumped 72.6%.
- BayFirst Financial's Loans - Loss Allowance stood at $9.0 million in 2022, then jumped by 49.2% to $13.5 million in 2023, then rose by 14.93% to $15.5 million in 2024, then surged by 41.8% to $22.0 million in 2025, then slipped by 6.2% to $20.6 million in 2026.
- Business Quant data shows BAFN's Loans - Loss Allowance at $20.6 million in Q1 2026, $22.0 million in Q4 2025, and $24.5 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | 45.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.63 Mn |
| Dec 31, 2025 | 22.00 Mn |
| Sep 30, 2025 | 24.49 Mn |
| Jun 30, 2025 | 17.04 Mn |
| Mar 31, 2025 | 16.51 Mn |
| Dec 31, 2024 | 15.51 Mn |
| Sep 30, 2024 | 14.19 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 13.91 Mn |
| Dec 31, 2023 | 13.50 Mn |
| Sep 30, 2023 | 13.37 Mn |
| Jun 30, 2023 | 12.60 Mn |
| Mar 31, 2023 | 12.21 Mn |
| Dec 31, 2022 | 9.05 Mn |
| Sep 30, 2022 | 9.74 Mn |
| Jun 30, 2022 | 9.56 Mn |
| Mar 31, 2022 | 10.17 Mn |
| Dec 31, 2021 | 13.45 Mn |
| Sep 30, 2021 | 16.62 Mn |
| Jun 30, 2021 | 20.80 Mn |