BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026)

BayFirst Financial (BAFN) reported Loans - Loss Allowance of $20.6 million for Q1 2026, up 24.94% year-over-year from $16.5 million in Q1 2025, and down 6.2% quarter-over-quarter from $22.0 million in Q4 2025.

BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 7 years of Loans - Loss Allowance data on file, last reported at $20.6 million in Q1 2026.

  • Loans - Loss Allowance for Q1 2026 came in at $20.6 million, up 24.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $20.6 million (up 24.94% YoY), and the FY2025 annual result was $22.0 million, up 41.8% from the prior year.
  • Loans - Loss Allowance eased to $20.6 million in Q1 2026 per BAFN's latest filing, from $22.0 million in the prior quarter.
  • Over five years, Loans - Loss Allowance peaked at $24.5 million in Q3 2025 and troughed at $9.0 million in Q4 2022.
  • A 5-year average of $14.6 million and a median of $13.8 million in 2024 frame the typical range for Loans - Loss Allowance.
  • The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance slumped 54.01% in 2022, then jumped 72.6% in 2025.
  • A 5-year view of Loans - Loss Allowance shows it stood at $9.0 million in 2022, then soared by 49.2% to $13.5 million in 2023, then increased by 14.93% to $15.5 million in 2024, then jumped by 41.8% to $22.0 million in 2025, then decreased by 6.2% to $20.6 million in 2026.
  • Business Quant data shows BAFN's Loans - Loss Allowance at $20.6 million in Q1 2026, $22.0 million in Q4 2025, and $24.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 BayFirst Financial 20.95 Mn -113.51 Mn - 20.63 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 20.63 Mn
Dec 31, 2025 22.00 Mn
Sep 30, 2025 24.49 Mn
Jun 30, 2025 17.04 Mn
Mar 31, 2025 16.51 Mn
Dec 31, 2024 15.51 Mn
Sep 30, 2024 14.19 Mn
Jun 30, 2024 13.84 Mn
Mar 31, 2024 13.91 Mn
Dec 31, 2023 13.50 Mn
Sep 30, 2023 13.37 Mn
Jun 30, 2023 12.60 Mn
Mar 31, 2023 12.21 Mn
Dec 31, 2022 9.05 Mn
Sep 30, 2022 9.74 Mn
Jun 30, 2022 9.56 Mn
Mar 31, 2022 10.17 Mn
Dec 31, 2021 13.45 Mn
Sep 30, 2021 16.62 Mn
Jun 30, 2021 20.80 Mn