BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026)
BayFirst Financial (BAFN) reported Loans - Loss Allowance of $20.6 million for Q1 2026, up 24.94% year-over-year from $16.5 million in Q1 2025, and down 6.2% quarter-over-quarter from $22.0 million in Q4 2025.
BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of Loans - Loss Allowance data on file, last reported at $20.6 million in Q1 2026.
- Loans - Loss Allowance for Q1 2026 came in at $20.6 million, up 24.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $20.6 million (up 24.94% YoY), and the FY2025 annual result was $22.0 million, up 41.8% from the prior year.
- Loans - Loss Allowance eased to $20.6 million in Q1 2026 per BAFN's latest filing, from $22.0 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $24.5 million in Q3 2025 and troughed at $9.0 million in Q4 2022.
- A 5-year average of $14.6 million and a median of $13.8 million in 2024 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance slumped 54.01% in 2022, then jumped 72.6% in 2025.
- A 5-year view of Loans - Loss Allowance shows it stood at $9.0 million in 2022, then soared by 49.2% to $13.5 million in 2023, then increased by 14.93% to $15.5 million in 2024, then jumped by 41.8% to $22.0 million in 2025, then decreased by 6.2% to $20.6 million in 2026.
- Business Quant data shows BAFN's Loans - Loss Allowance at $20.6 million in Q1 2026, $22.0 million in Q4 2025, and $24.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | 20.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.63 Mn |
| Dec 31, 2025 | 22.00 Mn |
| Sep 30, 2025 | 24.49 Mn |
| Jun 30, 2025 | 17.04 Mn |
| Mar 31, 2025 | 16.51 Mn |
| Dec 31, 2024 | 15.51 Mn |
| Sep 30, 2024 | 14.19 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 13.91 Mn |
| Dec 31, 2023 | 13.50 Mn |
| Sep 30, 2023 | 13.37 Mn |
| Jun 30, 2023 | 12.60 Mn |
| Mar 31, 2023 | 12.21 Mn |
| Dec 31, 2022 | 9.05 Mn |
| Sep 30, 2022 | 9.74 Mn |
| Jun 30, 2022 | 9.56 Mn |
| Mar 31, 2022 | 10.17 Mn |
| Dec 31, 2021 | 13.45 Mn |
| Sep 30, 2021 | 16.62 Mn |
| Jun 30, 2021 | 20.80 Mn |