BayFirst Financial (BAFN) Loans - Loss Allowance (2020 - 2026)
BayFirst Financial (BAFN) reported Loans - Loss Allowance of $20.6 million for Q1 2026, up 24.94% year-over-year from $16.5 million in Q1 2025, and down 6.2% on a QoQ basis from $22.0 million in Q4 2025.
BayFirst Financial (BAFN) has 7 years of Loans - Loss Allowance data on file, last reported at $20.6 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 24.94% year-over-year to $20.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $20.6 million (up 24.94% YoY) and the FY2025 annual result came in at $22.0 million, up 41.8% from the prior year.
- Loans - Loss Allowance declined to $20.6 million in Q1 2026 per BAFN's latest filing, from $22.0 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $24.5 million in Q3 2025 and bottomed at $9.0 million in Q4 2022.
- The 5-year median for Loans - Loss Allowance is $13.8 million (2024), against an average of $14.6 million.
- The widest annual swing landed in 2022, when Loans - Loss Allowance plunged 54.01%; it then surged 72.6% in 2025.
- Tracing BAFN's Loans - Loss Allowance over 5 years: stood at $9.0 million in 2022, then jumped by 49.2% to $13.5 million in 2023, then climbed by 14.93% to $15.5 million in 2024, then surged by 41.8% to $22.0 million in 2025, then fell by 6.2% to $20.6 million in 2026.
- Per Business Quant, the three latest BAFN Loans - Loss Allowance figures stand at $20.6 million (Q1 2026), $22.0 million (Q4 2025), and $24.5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 10.35 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 12.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 4.66 Bn |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | 20.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.63 Mn |
| Dec 31, 2025 | 22.00 Mn |
| Sep 30, 2025 | 24.49 Mn |
| Jun 30, 2025 | 17.04 Mn |
| Mar 31, 2025 | 16.51 Mn |
| Dec 31, 2024 | 15.51 Mn |
| Sep 30, 2024 | 14.19 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 13.91 Mn |
| Dec 31, 2023 | 13.50 Mn |
| Sep 30, 2023 | 13.37 Mn |
| Jun 30, 2023 | 12.60 Mn |
| Mar 31, 2023 | 12.21 Mn |
| Dec 31, 2022 | 9.05 Mn |
| Sep 30, 2022 | 9.74 Mn |
| Jun 30, 2022 | 9.56 Mn |
| Mar 31, 2022 | 10.17 Mn |
| Dec 31, 2021 | 13.45 Mn |
| Sep 30, 2021 | 16.62 Mn |
| Jun 30, 2021 | 20.80 Mn |
| Mar 31, 2021 | 22.02 Mn |
| Dec 31, 2020 | 21.16 Mn |