BayFirst Financial Corp. (BAFN) Loans - Loss Allowance (2020 - 2026)
BayFirst Financial's Loans - Loss Allowance was $45.08 million in Q2 2026, up 164.5% from $17.04 million a year earlier and up 118.5% from the prior quarter.
BayFirst Financial Corp. (BAFN) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at BayFirst Financial came in at $22 million, up 41.8% from FY2024.
- Loans - Loss Allowance has now increased for three consecutive years, with a five-year compound annual growth rate of 0.8% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $15.51 million in FY2024 (+14.9%), $13.5 million in FY2023 (+49.2%), $9.05 million in FY2022 (-32.8%) and $13.45 million in FY2021 (-36.4%).
- The Q2 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to Q4 2020.
- Compared with a year earlier, Loans - Loss Allowance has increased for 14 straight quarters, with growth averaging 45.9% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q2 2026 (growth of 164.5%); the worst was Q2 2022 (a decline of 54.0%).
- Per Business Quant data, BAFN's Loans - Loss Allowance in the three quarters before Q2 2026 was $20.63 million (Q1 2026), $22 million (Q4 2025) and $24.49 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.08 Mn |
| Mar 31, 2026 | 20.63 Mn |
| Dec 31, 2025 | 22.00 Mn |
| Sep 30, 2025 | 24.49 Mn |
| Jun 30, 2025 | 17.04 Mn |
| Mar 31, 2025 | 16.51 Mn |
| Dec 31, 2024 | 15.51 Mn |
| Sep 30, 2024 | 14.19 Mn |
| Jun 30, 2024 | 13.84 Mn |
| Mar 31, 2024 | 13.91 Mn |
| Dec 31, 2023 | 13.50 Mn |
| Sep 30, 2023 | 13.37 Mn |
| Jun 30, 2023 | 12.60 Mn |
| Mar 31, 2023 | 12.21 Mn |
| Dec 31, 2022 | 9.05 Mn |
| Sep 30, 2022 | 9.74 Mn |
| Jun 30, 2022 | 9.56 Mn |
| Mar 31, 2022 | 10.17 Mn |
| Dec 31, 2021 | 13.45 Mn |
| Sep 30, 2021 | 16.62 Mn |
BayFirst Financial Corp. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAFN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();