Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtNon-Current Deferred Tax LiabilityNotes PayablesOperating LeasesOther Non-Current AssetsPayablesPreferred SharesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - Held-to-maturitySecurities - TradableShareholder's EquityTotal DebtTotal LiabilitiesTreasury Shares
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BayFirst Financial (BAFN) Loans - Loss Allowance (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Loans - Loss Allowance for 5 consecutive years, with $22.0 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 41.8% to $22.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $22.0 million through Dec 2025, up 41.8% year-over-year, with the annual reading at $22.0 million for FY2025, 41.8% up from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $22.0 million at BayFirst Financial, down from $24.5 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $24.5 million in Q3 2025, with the low at $9.0 million in Q4 2022.
  • Average Loans - Loss Allowance over 5 years is $15.0 million, with a median of $13.9 million recorded in 2024.
  • The sharpest move saw Loans - Loss Allowance plummeted 54.01% in 2022, then surged 72.6% in 2025.
  • Over 5 years, Loans - Loss Allowance stood at $13.5 million in 2021, then crashed by 32.75% to $9.0 million in 2022, then surged by 49.2% to $13.5 million in 2023, then grew by 14.93% to $15.5 million in 2024, then soared by 41.8% to $22.0 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $22.0 million, $24.5 million, and $17.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.