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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) EBT Margin (2021 - 2025)

BayFirst Financial (BAFN) has disclosed EBT Margin for 5 consecutive years, with 25.53% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 6515.0% to 25.53% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 48.04% through Dec 2025, down 6528.0% year-over-year, with the annual reading at 48.04% for FY2025, 6528.0% down from the prior year.
  • EBT Margin for Q4 2025 was 25.53% at BayFirst Financial, up from 253.04% in the prior quarter.
  • The five-year high for EBT Margin was 39.62% in Q4 2024, with the low at 253.04% in Q3 2025.
  • Average EBT Margin over 5 years is 5.75%, with a median of 6.04% recorded in 2023.
  • The sharpest move saw EBT Margin soared 4273bps in 2022, then crashed -26011bps in 2025.
  • Over 5 years, EBT Margin stood at 5.1% in 2021, then soared by 221bps to 16.4% in 2022, then crashed by -39bps to 10.03% in 2023, then soared by 295bps to 39.62% in 2024, then tumbled by -164bps to 25.53% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods came in at 25.53%, 253.04%, and 7.13% for Q4 2025, Q3 2025, and Q2 2025 respectively.