BayFirst Financial (BAFN) EBT Margin (2020 - 2026)
BayFirst Financial (BAFN) reported EBT Margin of 73.85% for Q1 2026, down 7151.0% year-over-year from 1.05% in Q1 2025, and down 189.28% on a QoQ basis from 25.53% in Q4 2025.
BayFirst Financial (BAFN) has 7 years of EBT Margin data on file, last reported at 73.85% in Q1 2026.
- Quarterly EBT Margin fell 7151.0% year-over-year to 73.85% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 69.38% (down 8550.0% YoY) and the FY2025 annual result came in at 48.04%, down 6528.0% from the prior year.
- EBT Margin declined to 73.85% in Q1 2026 per BAFN's latest filing, from 25.53% in the prior quarter.
- Across five years, EBT Margin topped out at 39.62% in Q4 2024 and bottomed at 253.04% in Q3 2025.
- The 5-year median for EBT Margin is 5.88% (2024), against an average of 13.45%.
- The widest annual swing landed in 2022, when EBT Margin soared 4273 bps; it then plunged 26011 bps in 2025.
- Tracing BAFN's EBT Margin over 5 years: stood at 16.4% in 2022, then sank by 39 bps to 10.03% in 2023, then surged by 295 bps to 39.62% in 2024, then tumbled by 164 bps to 25.53% in 2025, then plunged by 189 bps to 73.85% in 2026.
- Per Business Quant, the three latest BAFN EBT Margin figures stand at 73.85% (Q1 2026), 25.53% (Q4 2025), and 253.04% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | -73.85% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -73.85% |
| Dec 31, 2025 | -25.53% |
| Sep 30, 2025 | -253.04% |
| Jun 30, 2025 | -7.13% |
| Mar 31, 2025 | -2.34% |
| Dec 31, 2024 | 39.62% |
| Sep 30, 2024 | 7.07% |
| Jun 30, 2024 | 5.88% |
| Mar 31, 2024 | 5.12% |
| Dec 31, 2023 | 10.03% |
| Sep 30, 2023 | 11.46% |
| Jun 30, 2023 | 8.92% |
| Mar 31, 2023 | 6.20% |
| Dec 31, 2022 | 16.40% |
| Sep 30, 2022 | 21.43% |
| Jun 30, 2022 | 2.27% |
| Mar 31, 2022 | -1.21% |
| Dec 31, 2021 | 5.10% |
| Sep 30, 2021 | -21.30% |
| Jun 30, 2021 | 34.13% |
| Mar 31, 2021 | 21.99% |
| Dec 31, 2020 | 17.40% |
| Sep 30, 2020 | 16.72% |