BayFirst Financial (BAFN) EBT Margin (2020 - 2026)
BayFirst Financial (BAFN) reported EBT Margin of 73.85% for Q1 2026, down 7151.0% year-over-year from 1.05% in Q1 2025, and down 189.28% quarter-over-quarter from 25.53% in Q4 2025.
BayFirst Financial (BAFN) EBT Margin (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of EBT Margin data on file, last reported at 73.85% in Q1 2026.
- EBT Margin for Q1 2026 came in at 73.85%, down 7151.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 69.38% (down 8550.0% YoY), and the FY2025 annual result was 48.04%, down 6528.0% from the prior year.
- EBT Margin eased to 73.85% in Q1 2026 per BAFN's latest filing, from 25.53% in the prior quarter.
- Over five years, EBT Margin peaked at 39.62% in Q4 2024 and troughed at 253.04% in Q3 2025.
- A 5-year average of 13.45% and a median of 5.88% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2025: EBT Margin surged 4273 bps in 2022, then slumped 26011 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 16.4% in 2022, then tumbled by 39 bps to 10.03% in 2023, then jumped by 295 bps to 39.62% in 2024, then sank by 164 bps to 25.53% in 2025, then slumped by 189 bps to 73.85% in 2026.
- Business Quant data shows BAFN's EBT Margin at 73.85% in Q1 2026, 25.53% in Q4 2025, and 253.04% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | -73.85% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -73.85% |
| Dec 31, 2025 | -25.53% |
| Sep 30, 2025 | -253.04% |
| Jun 30, 2025 | -7.13% |
| Mar 31, 2025 | -2.34% |
| Dec 31, 2024 | 39.62% |
| Sep 30, 2024 | 7.07% |
| Jun 30, 2024 | 5.88% |
| Mar 31, 2024 | 5.12% |
| Dec 31, 2023 | 10.03% |
| Sep 30, 2023 | 11.46% |
| Jun 30, 2023 | 8.92% |
| Mar 31, 2023 | 6.20% |
| Dec 31, 2022 | 16.40% |
| Sep 30, 2022 | 21.43% |
| Jun 30, 2022 | 2.27% |
| Mar 31, 2022 | -1.21% |
| Dec 31, 2021 | 5.10% |
| Sep 30, 2021 | -21.30% |
| Jun 30, 2021 | 34.13% |