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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) EBT Margin: 2021-2025

Historic EBT Margin for BayFirst Financial (BAFN) over the last 5 years, with Sep 2025 value amounting to -253.04%.

  • BayFirst Financial's EBT Margin fell 26011.00% to -253.04% in Q3 2025 from the same period last year, while for Sep 2025 it was -17.38%, marking a year-over-year decrease of 2446.00%. This contributed to the annual value of 17.25% for FY2024, which is 792.00% up from last year.
  • Per BayFirst Financial's latest filing, its EBT Margin stood at -253.04% for Q3 2025, which was down 3,451.29% from -7.13% recorded in Q2 2025.
  • Over the past 5 years, BayFirst Financial's EBT Margin peaked at 39.62% during Q4 2024, and registered a low of -253.04% during Q3 2025.
  • Its 3-year average for EBT Margin is -15.29%, with a median of 6.20% in 2023.
  • Its EBT Margin has fluctuated over the past 5 years, first spiked by 4,273bps in 2022, then slumped by 26,011bps in 2025.
  • Quarterly analysis of 5 years shows BayFirst Financial's EBT Margin stood at 5.10% in 2021, then soared by 1,130bps to 16.40% in 2022, then tumbled by 637bps to 10.03% in 2023, then surged by 2,959bps to 39.62% in 2024, then tumbled by 26,011bps to -253.04% in 2025.
  • Its EBT Margin was -253.04% in Q3 2025, compared to -7.13% in Q2 2025 and -2.34% in Q1 2025.