BayFirst Financial (BAFN) Interest income - Loans (2020 - 2026)
BayFirst Financial (BAFN) posted Interest income - Loans of $15.95 million for Q3 2026, down 23.1% from $20.75 million a year earlier but up 7.8% from the prior quarter.
BayFirst Financial (BAFN) Interest income - Loans (2020 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Interest income - Loans at BayFirst Financial was $65.42 million, down 19.4% year-over-year; for FY2025, it was $80.67 million, up 3.6% from FY2024.
- Annual Interest income - Loans has increased for three consecutive years, with a five-year compound annual growth rate of 13.4% (FY2020 to FY2025).
- In prior years, BayFirst Financial's Interest income - Loans was $77.88 million in FY2024 (+23.3%), $63.19 million in FY2023 (+73.2%), $36.49 million in FY2022 (-15.6%) and $43.26 million in FY2021 (+0.4%).
- Quarterly Interest income - Loans has run from a low of $6.82 million in Q1 2022 to a high of $21.24 million in Q2 2025 over five years.
- On a year-over-year basis, Interest income - Loans has declined in each of the last four quarters, with an average decline of 6.0% over the last eight quarters.
- The strongest year-over-year quarter for Interest income - Loans in the past five years was Q2 2023, with growth of 122.9%; the weakest was Q1 2022, with a decline of 54.0%.
- According to Business Quant data, Interest income - Loans for the three prior quarters was $14.8 million (Q2 2026), $15.92 million (Q1 2026) and $18.75 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 25.86 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 16.49 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 4.03 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 10.17 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 3.76 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 14.67 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 7.15 Bn |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | 15.95 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 15.95 Mn |
| Jun 30, 2026 | 14.80 Mn |
| Mar 31, 2026 | 15.92 Mn |
| Dec 31, 2025 | 19.32 Mn |
| Sep 30, 2025 | 20.75 Mn |
| Jun 30, 2025 | 21.24 Mn |
| Mar 31, 2025 | 19.36 Mn |
| Dec 31, 2024 | 19.80 Mn |
| Sep 30, 2024 | 20.44 Mn |
| Jun 30, 2024 | 19.41 Mn |
| Mar 31, 2024 | 18.23 Mn |
| Dec 31, 2023 | 17.71 Mn |
| Sep 30, 2023 | 16.03 Mn |
| Jun 30, 2023 | 16.37 Mn |
| Mar 31, 2023 | 13.07 Mn |
| Dec 31, 2022 | 11.68 Mn |
| Sep 30, 2022 | 10.65 Mn |
| Jun 30, 2022 | 7.34 Mn |
| Mar 31, 2022 | 6.82 Mn |
| Dec 31, 2021 | 7.01 Mn |
BayFirst Financial Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=BAFN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();