BayFirst Financial (BAFN) Interest income - Loans (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly Interest income - Loans of $15.9 million for Q1 2026, down 19.35% year-over-year from $19.8 million in Q1 2025, and down 17.57% quarter-over-quarter from $19.3 million in Q4 2025.
BayFirst Financial (BAFN) Interest income - Loans (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported Interest income - Loans for 7 consecutive years, with $15.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest income - Loans fell 19.35% year-over-year to $15.9 million; the TTM figure through Mar 2026 stood at $77.4 million (down 3.65% YoY), while the FY2025 annual figure was $81.2 million, up 3.06% from the prior year.
- Interest income - Loans declined to $15.9 million in Q1 2026 per BAFN's latest filing, from $19.3 million in the prior quarter.
- Across five years, Interest income - Loans topped out at $21.5 million in Q2 2025 and bottomed at $6.8 million in Q1 2022.
- Historically, Interest income - Loans has averaged $16.2 million across 5 years, with a median of $17.7 million in 2023.
- Annual changes were most pronounced in 2022 — Interest income - Loans tumbled 53.97% — and 2023, when it soared 122.93%.
- BayFirst Financial's Interest income - Loans stood at $11.7 million in 2022, then jumped by 51.66% to $17.7 million in 2023, then grew by 17.12% to $20.7 million in 2024, then declined by 6.85% to $19.3 million in 2025, then decreased by 17.57% to $15.9 million in 2026.
- Business Quant data shows BAFN's Interest income - Loans at $15.9 million in Q1 2026, $19.3 million in Q4 2025, and $20.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.99 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 5.73 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.66 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.61 Bn |
| 10 | BayFirst Financial | 30.03 Mn | -109.14 Mn | - | 14.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.93 Mn |
| Dec 31, 2025 | 19.33 Mn |
| Sep 30, 2025 | 20.71 Mn |
| Jun 30, 2025 | 21.46 Mn |
| Mar 31, 2025 | 19.75 Mn |
| Dec 31, 2024 | 20.75 Mn |
| Sep 30, 2024 | 20.44 Mn |
| Jun 30, 2024 | 19.41 Mn |
| Mar 31, 2024 | 18.23 Mn |
| Dec 31, 2023 | 17.71 Mn |
| Sep 30, 2023 | 16.03 Mn |
| Jun 30, 2023 | 16.37 Mn |
| Mar 31, 2023 | 13.07 Mn |
| Dec 31, 2022 | 11.68 Mn |
| Sep 30, 2022 | 10.65 Mn |
| Jun 30, 2022 | 7.34 Mn |
| Mar 31, 2022 | 6.82 Mn |
| Dec 31, 2021 | 7.01 Mn |
| Sep 30, 2021 | 8.62 Mn |
| Jun 30, 2021 | 14.85 Mn |