BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026)

BayFirst Financial (BAFN) has reported Asset Utilization Ratio for 6 consecutive years, with 0.07 the latest figure, recorded in Q1 2026.

• In Q1 2026, Asset Utilization Ratio fell 9.33% year-over-year to 0.07; the TTM figure through Mar 2026 stood at 0.07 (down 9.33% YoY), while the FY2025 annual figure was 0.05, up 42.21% from the prior year.
• Asset Utilization Ratio rose to 0.07 in Q1 2026 per BAFN's latest filing, from 0.07 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.14 in Q1 2024 and bottomed at 0.03 in Q1 2022.
• Historically, Asset Utilization Ratio has averaged 0.07 across 5 years, with a median of 0.07 in 2025.
• Annual changes were most pronounced in 2023 — Asset Utilization Ratio jumped 336.37% — and 2025, when it slumped 49.34%.
• BayFirst Financial's Asset Utilization Ratio stood at 0.03 in 2022, then surged by 336.37% to 0.13 in 2023, then plunged by 34.51% to 0.09 in 2024, then fell by 23.03% to 0.07 in 2025, then increased by 3.99% to 0.07 in 2026.
• Business Quant data shows BAFN's Asset Utilization Ratio at 0.07 in Q1 2026, 0.07 in Q4 2025, and 0.06 in Q3 2025.