BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026)
BayFirst Financial (BAFN) reported Asset Utilization Ratio of 0.04 for Q1 2026, down 40.56% year-over-year from 0.07 in Q1 2025, and down 9.54% on a QoQ basis from 0.05 in Q4 2025.
BayFirst Financial (BAFN) has 6 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 40.56% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.04 (down 40.56% YoY) and the FY2025 annual result came in at 0.05, down 39.43% from the prior year.
- Asset Utilization Ratio declined to 0.04 in Q1 2026 per BAFN's latest filing, from 0.05 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.09 in Q1 2022 and bottomed at 0.04 in Q1 2026.
- The 5-year median for Asset Utilization Ratio is 0.07 (2023), against an average of 0.07.
- The widest annual swing landed in 2022, when Asset Utilization Ratio tumbled 60.36%; it then soared 41.31% in 2023.
- Tracing BAFN's Asset Utilization Ratio over 5 years: stood at 0.07 in 2022, then increased by 16.24% to 0.08 in 2023, then grew by 1.58% to 0.08 in 2024, then sank by 37.62% to 0.05 in 2025, then declined by 9.54% to 0.04 in 2026.
- Per Business Quant, the three latest BAFN Asset Utilization Ratio figures stand at 0.04 (Q1 2026), 0.05 (Q4 2025), and 0.06 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.05 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.02 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.14 |
| Jun 30, 2021 | 0.12 |