BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026)

BayFirst Financial (BAFN) reported Asset Utilization Ratio of 0.04 for Q1 2026, down 40.56% year-over-year from 0.07 in Q1 2025, and down 9.54% on a QoQ basis from 0.05 in Q4 2025.

BayFirst Financial (BAFN) has 6 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q1 2026.

  • Quarterly Asset Utilization Ratio fell 40.56% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.04 (down 40.56% YoY) and the FY2025 annual result came in at 0.05, down 39.43% from the prior year.
  • Asset Utilization Ratio declined to 0.04 in Q1 2026 per BAFN's latest filing, from 0.05 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.09 in Q1 2022 and bottomed at 0.04 in Q1 2026.
  • The 5-year median for Asset Utilization Ratio is 0.07 (2023), against an average of 0.07.
  • The widest annual swing landed in 2022, when Asset Utilization Ratio tumbled 60.36%; it then soared 41.31% in 2023.
  • Tracing BAFN's Asset Utilization Ratio over 5 years: stood at 0.07 in 2022, then increased by 16.24% to 0.08 in 2023, then grew by 1.58% to 0.08 in 2024, then sank by 37.62% to 0.05 in 2025, then declined by 9.54% to 0.04 in 2026.
  • Per Business Quant, the three latest BAFN Asset Utilization Ratio figures stand at 0.04 (Q1 2026), 0.05 (Q4 2025), and 0.06 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.01
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.05
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.02
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 BayFirst Financial 25.63 Mn -108.83 Mn - 0.04

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.05
Sep 30, 2025 0.06
Jun 30, 2025 0.07
Mar 31, 2025 0.07
Dec 31, 2024 0.08
Sep 30, 2024 0.07
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.07
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.06
Jun 30, 2022 0.05
Mar 31, 2022 0.09
Dec 31, 2021 0.12
Sep 30, 2021 0.14
Jun 30, 2021 0.12