BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026)
BayFirst Financial's (BAFN) Asset Utilization Ratio was 0.03 for Q2 2026, down 60.2% from 0.07 a year earlier and down 33.4% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
For FY2025, Asset Utilization Ratio at BayFirst Financial was 0.05, down 38.8% from FY2024.
- By year, Asset Utilization Ratio came in at 0.08 in FY2024 (-4.6%), 0.08 in FY2023 (+26.4%), 0.07 in FY2022 (+39.6%) and 0.05 in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Asset Utilization Ratio in data going back to Q2 2021.
- Year over year, Asset Utilization Ratio has now declined in each of the last seven quarters, with an average decline of 21.3% over the last eight quarters.
- The high point for year-over-year Asset Utilization Ratio in five years was Q2 2023 (growth of 41.3%); the low point was Q2 2022 (a decline of 60.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.04 (Q1 2026), 0.05 (Q4 2025) and 0.06 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.03 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.03 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.04 |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.14 |
API Access
BayFirst Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();