BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026)

BayFirst Financial (BAFN) reported Asset Utilization Ratio of 0.04 for Q1 2026, down 40.56% year-over-year from 0.07 in Q1 2025, and down 9.54% quarter-over-quarter from 0.05 in Q4 2025.

BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 6 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.04, down 40.56% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.04 (down 40.56% YoY), and the FY2025 annual result was 0.05, down 39.43% from the prior year.
  • Asset Utilization Ratio eased to 0.04 in Q1 2026 per BAFN's latest filing, from 0.05 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.09 in Q1 2022 and troughed at 0.04 in Q1 2026.
  • A 5-year average of 0.07 and a median of 0.07 in 2023 frame the typical range for Asset Utilization Ratio.
  • The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio sank 60.36% in 2022, then surged 41.31% in 2023.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.07 in 2022, then gained by 16.24% to 0.08 in 2023, then rose by 1.58% to 0.08 in 2024, then tumbled by 37.62% to 0.05 in 2025, then retreated by 9.54% to 0.04 in 2026.
  • Business Quant data shows BAFN's Asset Utilization Ratio at 0.04 in Q1 2026, 0.05 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.02
4 First Capital 215.78 Bn 215.63 Bn - 0.01
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.05
7 NatWest 168.65 Bn -51.67 Bn - 0.02
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.00
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.00
10 BayFirst Financial 20.95 Mn -113.51 Mn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.05
Sep 30, 2025 0.06
Jun 30, 2025 0.07
Mar 31, 2025 0.07
Dec 31, 2024 0.08
Sep 30, 2024 0.07
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.07
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.06
Jun 30, 2022 0.05
Mar 31, 2022 0.09
Dec 31, 2021 0.12
Sep 30, 2021 0.14
Jun 30, 2021 0.12