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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) Asset Utilization Ratio (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Asset Utilization Ratio for 5 consecutive years, with 0.05 as the latest value for Q4 2025.

  • Quarterly Asset Utilization Ratio fell 37.62% to 0.05 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.05 through Dec 2025, down 37.62% year-over-year, with the annual reading at 0.05 for FY2025, 39.43% down from the prior year.
  • Asset Utilization Ratio for Q4 2025 was 0.05 at BayFirst Financial, down from 0.06 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.12 in Q4 2021, with the low at 0.05 in Q4 2025.
  • Average Asset Utilization Ratio over 5 years is 0.07, with a median of 0.07 recorded in 2024.
  • The sharpest move saw Asset Utilization Ratio tumbled 47.24% in 2022, then soared 41.31% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 0.12 in 2021, then crashed by 47.24% to 0.07 in 2022, then rose by 16.24% to 0.08 in 2023, then increased by 1.58% to 0.08 in 2024, then tumbled by 37.62% to 0.05 in 2025.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods came in at 0.05, 0.06, and 0.07 for Q4 2025, Q3 2025, and Q2 2025 respectively.