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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) Net Margin (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Net Margin for 5 consecutive years, with 25.76% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 5428.0% to 25.76% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 38.14% through Dec 2025, down 4937.0% year-over-year, with the annual reading at 38.14% for FY2025, 4937.0% down from the prior year.
  • Net Margin for Q4 2025 was 25.76% at BayFirst Financial, up from 188.46% in the prior quarter.
  • The five-year high for Net Margin was 28.52% in Q4 2024, with the low at 188.46% in Q3 2025.
  • Average Net Margin over 5 years is 4.87%, with a median of 3.17% recorded in 2023.
  • The sharpest move saw Net Margin skyrocketed 2294bps in 2024, then crashed -19192bps in 2025.
  • Over 5 years, Net Margin stood at 22.95% in 2021, then plummeted by -71bps to 6.56% in 2022, then dropped by -15bps to 5.58% in 2023, then surged by 412bps to 28.52% in 2024, then crashed by -190bps to 25.76% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 25.76%, 188.46%, and 7.01% for Q4 2025, Q3 2025, and Q2 2025 respectively.