BayFirst Financial (BAFN) Net Margin (2020 - 2026)
BayFirst Financial (BAFN) reported Net Margin of 58.7% for Q1 2026, down 5505.0% year-over-year from 1.09% in Q1 2025, and down 127.82% on a QoQ basis from 25.76% in Q4 2025.
BayFirst Financial (BAFN) has 7 years of Net Margin data on file, last reported at 58.7% in Q1 2026.
- Quarterly Net Margin fell 5505.0% year-over-year to 58.7% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 54.46% (down 6486.0% YoY) and the FY2025 annual result came in at 38.14%, down 4937.0% from the prior year.
- Net Margin fell to 58.7% in Q1 2026 per BAFN's latest filing, from 25.76% in the prior quarter.
- Across five years, Net Margin topped out at 28.52% in Q4 2024 and bottomed at 188.46% in Q3 2025.
- The 5-year median for Net Margin is 1.91% (2024), against an average of 13.71%.
- The widest annual swing landed in 2024, when Net Margin jumped 2294 bps; it then tumbled 19192 bps in 2025.
- Tracing BAFN's Net Margin over 5 years: stood at 6.56% in 2022, then slipped by 15 bps to 5.58% in 2023, then jumped by 412 bps to 28.52% in 2024, then sank by 190 bps to 25.76% in 2025, then slumped by 128 bps to 58.7% in 2026.
- Per Business Quant, the three latest BAFN Net Margin figures stand at 58.7% (Q1 2026), 25.76% (Q4 2025), and 188.46% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | -58.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -58.70% |
| Dec 31, 2025 | -25.76% |
| Sep 30, 2025 | -188.46% |
| Jun 30, 2025 | -7.01% |
| Mar 31, 2025 | -3.65% |
| Dec 31, 2024 | 28.52% |
| Sep 30, 2024 | 3.46% |
| Jun 30, 2024 | 2.30% |
| Mar 31, 2024 | 1.91% |
| Dec 31, 2023 | 5.58% |
| Sep 30, 2023 | 7.43% |
| Jun 30, 2023 | 5.59% |
| Mar 31, 2023 | 2.87% |
| Dec 31, 2022 | 6.56% |
| Sep 30, 2022 | -8.49% |
| Jun 30, 2022 | -3.44% |
| Mar 31, 2022 | -1.72% |
| Dec 31, 2021 | 22.95% |
| Sep 30, 2021 | 13.31% |
| Jun 30, 2021 | 25.00% |
| Mar 31, 2021 | 15.68% |
| Dec 31, 2020 | 12.34% |
| Sep 30, 2020 | 11.95% |