BayFirst Financial (BAFN) Net Margin (2020 - 2026)
BayFirst Financial (BAFN) reported Net Margin of 58.7% for Q1 2026, down 5505.0% year-over-year from 1.09% in Q1 2025, and down 127.82% quarter-over-quarter from 25.76% in Q4 2025.
BayFirst Financial (BAFN) Net Margin (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of Net Margin data on file, last reported at 58.7% in Q1 2026.
- Net Margin for Q1 2026 came in at 58.7%, down 5505.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 54.46% (down 6486.0% YoY), and the FY2025 annual result was 38.14%, down 4937.0% from the prior year.
- Net Margin declined to 58.7% in Q1 2026 per BAFN's latest filing, from 25.76% in the prior quarter.
- Over five years, Net Margin peaked at 28.52% in Q4 2024 and troughed at 188.46% in Q3 2025.
- A 5-year average of 13.71% and a median of 1.91% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2024 and 2025: Net Margin soared 2294 bps in 2024, then sank 19192 bps in 2025.
- A 5-year view of Net Margin shows it stood at 6.56% in 2022, then declined by 15 bps to 5.58% in 2023, then soared by 412 bps to 28.52% in 2024, then tumbled by 190 bps to 25.76% in 2025, then plunged by 128 bps to 58.7% in 2026.
- Business Quant data shows BAFN's Net Margin at 58.7% in Q1 2026, 25.76% in Q4 2025, and 188.46% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | -58.70% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -58.70% |
| Dec 31, 2025 | -25.76% |
| Sep 30, 2025 | -188.46% |
| Jun 30, 2025 | -7.01% |
| Mar 31, 2025 | -3.65% |
| Dec 31, 2024 | 28.52% |
| Sep 30, 2024 | 3.46% |
| Jun 30, 2024 | 2.30% |
| Mar 31, 2024 | 1.91% |
| Dec 31, 2023 | 5.58% |
| Sep 30, 2023 | 7.43% |
| Jun 30, 2023 | 5.59% |
| Mar 31, 2023 | 2.87% |
| Dec 31, 2022 | 6.56% |
| Sep 30, 2022 | -8.49% |
| Jun 30, 2022 | -3.44% |
| Mar 31, 2022 | -1.72% |
| Dec 31, 2021 | 22.95% |
| Sep 30, 2021 | 13.31% |
| Jun 30, 2021 | 25.00% |