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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) Net Margin: 2021-2025

Historic Net Margin for BayFirst Financial (BAFN) over the last 5 years, with Sep 2025 value amounting to -188.46%.

  • BayFirst Financial's Net Margin fell 19192.00% to -188.46% in Q3 2025 from the same period last year, while for Sep 2025 it was -14.22%, marking a year-over-year decrease of 1757.00%. This contributed to the annual value of 11.23% for FY2024, which is 573.00% up from last year.
  • BayFirst Financial's Net Margin amounted to -188.46% in Q3 2025, which was down 2,587.33% from -7.01% recorded in Q2 2025.
  • Over the past 5 years, BayFirst Financial's Net Margin peaked at 28.52% during Q4 2024, and registered a low of -188.46% during Q3 2025.
  • Over the past 3 years, BayFirst Financial's median Net Margin value was 2.87% (recorded in 2023), while the average stood at -12.86%.
  • As far as peak fluctuations go, BayFirst Financial's Net Margin skyrocketed by 2,294bps in 2024, and later tumbled by 19,192bps in 2025.
  • BayFirst Financial's Net Margin (Quarterly) stood at 22.95% in 2021, then plummeted by 1,639bps to 6.56% in 2022, then tumbled by 99bps to 5.58% in 2023, then spiked by 2,294bps to 28.52% in 2024, then tumbled by 19,192bps to -188.46% in 2025.
  • Its Net Margin stands at -188.46% for Q3 2025, versus -7.01% for Q2 2025 and -3.65% for Q1 2025.