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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) Interest Coverage Ratio (2021 - 2025)

BayFirst Financial (BAFN) has disclosed Interest Coverage Ratio for 5 consecutive years, with 0.71 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 67.28% to 0.71 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.23 through Dec 2025, down 83.37% year-over-year, with the annual reading at 0.23 for FY2025, 83.37% down from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 0.71 at BayFirst Financial, up from 1.5 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 9.34 in Q2 2021, with the low at 1.5 in Q3 2025.
  • Average Interest Coverage Ratio over 5 years is 1.72, with a median of 1.23 recorded in 2023.
  • The sharpest move saw Interest Coverage Ratio skyrocketed 3060.15% in 2022, then plummeted 232.65% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 1.41 in 2021, then grew by 21.07% to 1.71 in 2022, then dropped by 27.48% to 1.24 in 2023, then skyrocketed by 75.85% to 2.18 in 2024, then plummeted by 67.28% to 0.71 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 0.71, 1.5, and 0.84 for Q4 2025, Q3 2025, and Q2 2025 respectively.