BayFirst Financial (BAFN) Interest Coverage Ratio (2020 - 2026)

BayFirst Financial (BAFN) has 7 years of Interest Coverage Ratio data on file, last reported at 0.04 in Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 0.04, down 95.28% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (down 99.39% YoY), and the FY2025 annual result was 0.23, down 83.37% from the prior year.
• Interest Coverage Ratio slipped to 0.04 in Q1 2026 per BAFN's latest filing, from 0.71 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 2.92 in Q3 2022 and troughed at 1.5 in Q3 2025.
• A 5-year average of 1.08 and a median of 1.13 in 2024 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio soared 3060.15% in 2022, then sank 232.65% in 2025.
• A 5-year view of Interest Coverage Ratio shows it stood at 1.71 in 2022, then decreased by 27.48% to 1.24 in 2023, then surged by 75.85% to 2.18 in 2024, then slumped by 67.28% to 0.71 in 2025, then sank by 93.69% to 0.04 in 2026.
• Business Quant data shows BAFN's Interest Coverage Ratio at 0.04 in Q1 2026, 0.71 in Q4 2025, and 1.5 in Q3 2025.