BayFirst Financial (BAFN) Interest Coverage Ratio (2020 - 2026)
BayFirst Financial's Interest Coverage Ratio was -5.34 in Q2 2026, compared with 0.76 a year earlier.
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Analysis
BayFirst Financial (BAFN) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, BayFirst Financial's Interest Coverage Ratio was -1.37 through Jun 30, 2026; for FY2025, it came in at 0.17, down 86.6% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.31 in FY2024 (+4.6%), 1.25 in FY2023 (-31.4%), 1.82 in FY2022 (-30.1%) and 2.61 in FY2021 (+2.8%).
- The Q2 2026 figure marks the lowest quarterly Interest Coverage Ratio in data going back to Q3 2020.
- Compared with a year earlier, Interest Coverage Ratio was higher in 1 of the last six quarters, with an average decline of 31.2%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q4 2024 (growth of 52.5%); the worst was Q1 2026 (a decline of 99.7%).
- Per Business Quant data, BAFN's Interest Coverage Ratio in the three quarters before Q2 2026 was 0.00 (Q1 2026), 0.49 (Q4 2025) and -1.52 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -5.34 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -5.34 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | -1.52 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.87 |
| Dec 31, 2024 | 1.89 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.24 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 1.71 |
| Sep 30, 2022 | 2.92 |
| Jun 30, 2022 | 1.28 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 1.41 |
| Sep 30, 2021 | -0.10 |
API Access
BayFirst Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();