BayFirst Financial (BAFN) Interest Coverage Ratio (2020 - 2026)

BayFirst Financial (BAFN) has 7 years of Interest Coverage Ratio data on file, last reported at 0.04 in Q1 2026.

• Quarterly Interest Coverage Ratio fell 95.28% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 99.39% YoY) and the FY2025 annual result came in at 0.23, down 83.37% from the prior year.
• Interest Coverage Ratio eased to 0.04 in Q1 2026 per BAFN's latest filing, from 0.71 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 2.92 in Q3 2022 and bottomed at 1.5 in Q3 2025.
• The 5-year median for Interest Coverage Ratio is 1.13 (2024), against an average of 1.08.
• The widest annual swing landed in 2022, when Interest Coverage Ratio jumped 3060.15%; it then tumbled 232.65% in 2025.
• Tracing BAFN's Interest Coverage Ratio over 5 years: stood at 1.71 in 2022, then fell by 27.48% to 1.24 in 2023, then soared by 75.85% to 2.18 in 2024, then plunged by 67.28% to 0.71 in 2025, then tumbled by 93.69% to 0.04 in 2026.
• Per Business Quant, the three latest BAFN Interest Coverage Ratio figures stand at 0.04 (Q1 2026), 0.71 (Q4 2025), and 1.5 (Q3 2025).

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