BayFirst Financial (BAFN) EBT (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly EBT of -$7.6 million for Q1 2026, down 1548.16% year-over-year from $526943.0 in Q1 2025, and down 170.41% quarter-over-quarter from -$2.8 million in Q4 2025.
BayFirst Financial (BAFN) EBT (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported EBT for 7 consecutive years, with -$7.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT fell 1548.16% year-over-year to -$7.6 million; the TTM figure through Mar 2026 stood at -$38.0 million (down 347.62% YoY), while the FY2025 annual figure was -$30.8 million, down 281.49% from the prior year.
- EBT retreated to -$7.6 million in Q1 2026 per BAFN's latest filing, from -$2.8 million in the prior quarter.
- Across five years, EBT topped out at $13.0 million in Q4 2024 and bottomed at -$25.9 million in Q3 2025.
- Historically, EBT has averaged -$376588.2 across 5 years, with a median of $1.2 million in 2024.
- Annual changes were most pronounced in 2023 — EBT soared 937.23% — and 2025, when it sank 1787.04%.
- BayFirst Financial's EBT stood at $2.8 million in 2022, then dropped by 15.08% to $2.4 million in 2023, then soared by 451.71% to $13.0 million in 2024, then plunged by 121.63% to -$2.8 million in 2025, then sank by 170.41% to -$7.6 million in 2026.
- Business Quant data shows BAFN's EBT at -$7.6 million in Q1 2026, -$2.8 million in Q4 2025, and -$25.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | BayFirst Financial | 30.89 Mn | -108.28 Mn | - | -44.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -7.63 Mn |
| Dec 31, 2025 | -2.82 Mn |
| Sep 30, 2025 | -25.90 Mn |
| Jun 30, 2025 | -1.65 Mn |
| Mar 31, 2025 | -463,000.00 |
| Dec 31, 2024 | 13.05 Mn |
| Sep 30, 2024 | 1.54 Mn |
| Jun 30, 2024 | 1.23 Mn |
| Mar 31, 2024 | 1.18 Mn |
| Dec 31, 2023 | 2.37 Mn |
| Sep 30, 2023 | 2.64 Mn |
| Jun 30, 2023 | 1.88 Mn |
| Mar 31, 2023 | 1.15 Mn |
| Dec 31, 2022 | 2.79 Mn |
| Sep 30, 2022 | 4.07 Mn |
| Jun 30, 2022 | 324,000.00 |
| Mar 31, 2022 | -137,000.00 |
| Dec 31, 2021 | 579,000.00 |
| Sep 30, 2021 | -1.68 Mn |
| Jun 30, 2021 | 17.45 Mn |