BayFirst Financial (BAFN) FCF Margin (2020 - 2026)
BayFirst Financial's FCF Margin came in at -21.13% for Q2 2026, down 303.48 percentage points from 282.35% a year earlier but up 2.10 percentage points from the prior quarter.
BayFirst Financial (BAFN) FCF Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, BayFirst Financial reported FCF Margin of 442.72%, up 91.22 percentage points year-over-year; for FY2025, it came in at 457.61%, up 49.05 percentage points from FY2024.
- FCF Margin carries a five-year change of +542.15 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 408.56% in FY2024 (-110.78 pp), 519.35% in FY2023 (-182.83 pp), 702.17% in FY2022 (-122.24 pp) and 824.41% in FY2021 (+908.95 pp).
- The five-year range for quarterly FCF Margin is -23.23% (Q1 2026) to 3185.63% (Q4 2021).
- Year-over-year, FCF Margin increased in two of the last eight quarters, with an average year-over-year change of -72.65 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2021 (a gain of 3295.67 percentage points), and the weakest in Q4 2022 (a drop of 2280.43 percentage points).
- Business Quant data shows BAFN's FCF Margin at -23.23% (Q1 2026), 1020.87% (Q4 2025) and 470.47% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 29.95% |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -21.13% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -21.13% |
| Mar 31, 2026 | -23.23% |
| Dec 31, 2025 | 1,020.87% |
| Sep 30, 2025 | 470.47% |
| Jun 30, 2025 | 282.35% |
| Mar 31, 2025 | 392.84% |
| Dec 31, 2024 | 330.17% |
| Sep 30, 2024 | 417.13% |
| Jun 30, 2024 | 376.61% |
| Mar 31, 2024 | 532.96% |
| Dec 31, 2023 | 534.28% |
| Sep 30, 2023 | 584.35% |
| Jun 30, 2023 | 591.66% |
| Mar 31, 2023 | 336.99% |
| Dec 31, 2022 | 905.20% |
| Sep 30, 2022 | 672.86% |
| Jun 30, 2022 | 329.07% |
| Mar 31, 2022 | 916.67% |
| Dec 31, 2021 | 3,185.63% |
| Sep 30, 2021 | 385.71% |
BayFirst Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();