BayFirst Financial (BAFN) FCF Margin (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly FCF Margin of 31.63% for Q1 2026, down 65666.0% year-over-year from N/an in Q1 2025, and down 120.7% quarter-over-quarter from 152.82% in Q4 2025.
BayFirst Financial (BAFN) FCF Margin (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported FCF Margin for 7 consecutive years, with 31.63% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 65666.0% year-over-year to 31.63%; the TTM figure through Mar 2026 stood at 238.22% (down 10424.0% YoY), while the FY2025 annual figure was 444.05%, down 48290.0% from the prior year.
- FCF Margin fell to 31.63% in Q1 2026 per BAFN's latest filing, from 152.82% in the prior quarter.
- Across five years, FCF Margin topped out at 6162.11% in Q2 2025 and bottomed at 1747.05% in Q4 2022.
- Historically, FCF Margin has averaged 685.13% across 5 years, with a median of 462.16% in 2025.
- Annual changes were most pronounced in 2022 — FCF Margin surged 1816769 bps — and 2023, when it sank 137554 bps.
- BayFirst Financial's FCF Margin stood at 1747.05% in 2022, then surged by 108 bps to 144.03% in 2023, then gained by 22 bps to 175.18% in 2024, then dropped by 13 bps to 152.82% in 2025, then plunged by 121 bps to 31.63% in 2026.
- Business Quant data shows BAFN's FCF Margin at 31.63% in Q1 2026, 152.82% in Q4 2025, and 462.16% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.76 Bn | 84.56 Bn | - | - |
| 2 | Pnc Financial Services | 97.67 Bn | 97.67 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.25 Bn | - | - |
| 7 | Nu Holdings | 70.84 Bn | 57.15 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.75 Bn | 26.03 Bn | - | - |
| 10 | BayFirst Financial | 29.82 Mn | -109.34 Mn | - | -21.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -31.63% |
| Dec 31, 2025 | 152.82% |
| Sep 30, 2025 | 462.16% |
| Jun 30, 2025 | 6,162.11% |
| Mar 31, 2025 | 625.03% |
| Dec 31, 2024 | 175.18% |
| Sep 30, 2024 | 415.56% |
| Jun 30, 2024 | 771.72% |
| Mar 31, 2024 | 532.51% |
| Dec 31, 2023 | 144.03% |
| Sep 30, 2023 | 584.87% |
| Jun 30, 2023 | 591.15% |
| Mar 31, 2023 | 336.92% |
| Dec 31, 2022 | -1,747.05% |
| Sep 30, 2022 | 678.31% |
| Jun 30, 2022 | 81.13% |
| Mar 31, 2022 | 1,712.46% |
| Dec 31, 2021 | -19,914.75% |
| Sep 30, 2021 | -1,275.13% |
| Jun 30, 2021 | 635.00% |