BayFirst Financial (BAFN) Interest Expense - Debt (2020 - 2026)
BayFirst Financial (BAFN) recorded Interest Expense - Debt of $93,000 in Q2 2026, down 89.4% from $875,000 a year earlier and down 4.1% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Interest Expense - Debt (2020 - 2026) Analysis & Trends
On a TTM basis, BayFirst Financial's Interest Expense - Debt came in at $1.33 million as of Jun 30, 2026, down 34.0% year-over-year; for FY2025, it was $2.27 million, up 18.7% from FY2024.
- Annual Interest Expense - Debt has increased for three straight years, though with a five-year compound annual growth rate of -4.0% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Debt came in at $1.91 million in FY2024 (+48.1%), $1.29 million in FY2023 (+78.8%), $722,000 in FY2022 (-70.1%) and $2.42 million in FY2021 (-13.4%).
- The Q2 2026 figure is the lowest quarterly Interest Expense - Debt in data going back to Q3 2020.
- On a year-over-year basis, Interest Expense - Debt has declined for three consecutive quarters, with growth averaging 20.3% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Debt in the last five years was growth of 423.2% in Q2 2023, against a decline of 89.4% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $97,000 (Q1 2026), $341,000 (Q4 2025) and $798,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | BayFirst Financial | 27.97 Mn | -571.19 Mn | - | 93,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 93,000.00 |
| Mar 31, 2026 | 97,000.00 |
| Dec 31, 2025 | 341,000.00 |
| Sep 30, 2025 | 798,000.00 |
| Jun 30, 2025 | 875,000.00 |
| Mar 31, 2025 | 255,000.00 |
| Dec 31, 2024 | 501,000.00 |
| Sep 30, 2024 | 384,000.00 |
| Jun 30, 2024 | 797,000.00 |
| Mar 31, 2024 | 230,000.00 |
| Dec 31, 2023 | 258,000.00 |
| Sep 30, 2023 | 172,000.00 |
| Jun 30, 2023 | 586,000.00 |
| Mar 31, 2023 | 275,000.00 |
| Dec 31, 2022 | 235,000.00 |
| Sep 30, 2022 | 258,000.00 |
| Jun 30, 2022 | 112,000.00 |
| Mar 31, 2022 | 117,000.00 |
| Dec 31, 2021 | 197,000.00 |
| Sep 30, 2021 | 377,000.00 |
API Access
BayFirst Financial Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();